시티aa 마스터카드.. 신청 후기..

얼마전에 처음으로 aa항공을 이용하여 한국에 다녀왔습니다.
12000마일이 들어왔더군요.
집에와서 메일박스를 확인해보니
시티마스터카드 만들면 3만마일 주겠다는 편지가 2통이나 와있었습니다.
그래서 기뻣어요.
지네가 만들라고 편지를 보내줬기땜에 100프로 되겠다는 생각으로 ㅠ
그래서 인터넷으로 인비테이션넘버 쓰고 신청을 했습니다. 한 4일전쯤에요.
그런데 메일로 ...........거절메일이 왔어요.. 뭐지 ? ?..

제가 영어가 짧아서 그런데 .. 왜 거절한건지좀 알려주세요 ㅠㅠ
(참고로 제 크레딧 스코어는 711이였습니다.....)

Why we're writing you Thank you for applying for the Citi(R) Gold / AAdvantage(R)
World MasterCard(R) account.  Unfortunately, we are unable to
approve your request for the account at this time because
of the following:

o   The consumer reporting agency serving your area
has reported only a limited credit history for you.

Here's what you should know Our credit decision was based, in whole or in part, on
information obtained in a report from the following consumer
reporting agency:

Experian
P.O. Box 2002
Allen, TX  75013-0036
1-888-EXPERIAN (1-888-397-3742)

Some important information You have a right under the Fair Credit Reporting Act to
know the information contained in your credit file at the
consumer reporting agency.  The reporting agency played
no part in our decision and is unable to supply the
specific reasons why we have denied credit to you.

Free copy of your credit report We encourage you to review your credit report for accuracy.
You also have a right to a free copy of your credit
report from the consumer reporting agency, if you request
it no later than 60 days after you receive this notice.
In addition, if you find that any information contained
in the report you receive is inaccurate or incomplete, you
have a right to dispute the matter with the reporting agency.

If your credit report contained incorrect information,
please send us a complete copy of your updated credit report
within 30 days to

Citibank (South Dakota), NA
c/o Citicorp Credit Services, Inc.
PO Box 6495
Sioux Falls, SD  57117-6495

so that we can reevaluate your application.  Be sure to
include the reference number listed above.  Do not provide
this information by replying to this email, as we cannot
process individual messages arriving at this address.

If your financial situation changes and you would like
to reapply for an account, visit us at www.citicards.com.
We appreciate your interest and hope to have the opportunity
to fulfill your request in the future.

Sincerely,

R. M. Pick
Credit Operations Department

NOTICE: The federal Equal Credit Opportunity Act prohibits
creditors from discriminating against credit applicants
on the basis of race, color, religion, national origin,
sex, marital status, age (provided the applicant has the
capacity to enter into a binding contract); because all
or part of the applicant's income derives from any public
assistance program; or because the applicant has in
good faith exercised any right under the Consumer Credit
Protection Act.  The federal agency that administers
compliance with this law concerning this creditor is the
Office of the Comptroller of the Currency, Customer
Assistance Group, 1301 McKinney Street, Suite 3450, Houston,
Texas 77010-9050.

The creditor is Citibank (South Dakota), N.A., 701 E.
60th St. N., Sioux Falls, SD 57104.  Please direct any
questions to the Customer Service address below.