안녕하세요.
새직장을 잡게 되어서 401K 선택을 해야 합니다.
마모에서 배운 바로는 일단 expense ratio 가 제일 낮은 걸 선택하는게 맞다고 배웠는데요...
아래 FID 500 INDEX(FXAIX)를 선택하는 것이 맞는지요? 선택 할 때 보니 퍼센티지를 섞어서 선택할 수도 있고, 아니면 아예 retirement plan으로 년도를 지정하는 것도 할 수 있던데 조언 좀 부탁드리겠습니다.
| Name/Inception Date | Asset Class | Category | Gross Expense Ratio** | Shareholder Fees |
|---|---|---|---|---|
| BLKRK EQUITY DIV K (MKDVX) | Stock Investments | Large Cap | 0.6% | No additional fees apply. |
| FID 500 INDEX (FXAIX) | Stock Investments | Large Cap | 0.015% | No additional fees apply. |
| MFS RESEARCH R6 (MFRKX) | Stock Investments | Large Cap | 0.48% | No additional fees apply. |
| TRP GROWTH STOCK I (PRUFX) | Stock Investments | Large Cap | 0.52% | No additional fees apply. |
| CRLN S MID CAP I (UMBMX) | Stock Investments | Mid-Cap | 0.98% | No additional fees apply. |
| FID EXTD MKT IDX (FSMAX) | Stock Investments | Mid-Cap | 0.045% | No additional fees apply. |
| J H ENTERPRISE N (JDMNX) | Stock Investments | Mid-Cap | 0.66% | No additional fees apply. |
| VANG STR SMCP EQ INV (VSTCX) | Stock Investments | Small Cap | 0.29% | No additional fees apply. |
| FID INTL INDEX (FSPSX) | Stock Investments | International | 0.035% | No additional fees apply. |
| I O INTL GROWTH R6 (OIGIX) | Stock Investments | International | 0.67% | No additional fees apply. |
| TRP RETIRE I 2005 I (TRPFX) | Blended Fund Investments* | N/A | 0.57% | No additional fees apply. |
| TRP RETIRE I 2010 I (TRPAX) | Blended Fund Investments* | N/A | 0.46% | No additional fees apply. |
| TRP RETIRE I 2015 I (TRFGX) | Blended Fund Investments* | N/A | 0.46% | No additional fees apply. |
| TRP RETIRE I 2020 I (TRBRX) | Blended Fund Investments* | N/A | 0.48% | No additional fees apply. |
| TRP RETIRE I 2025 I (TRPHX) | Blended Fund Investments* | N/A | 0.51% | No additional fees apply. |
| TRP RETIRE I 2030 I (TRPCX) | Blended Fund Investments* | N/A | 0.54% | No additional fees apply. |
| TRP RETIRE I 2035 I (TRPJX) | Blended Fund Investments* | N/A | 0.58% | No additional fees apply. |
| TRP RETIRE I 2040 I (TRPDX) | Blended Fund Investments* | N/A | 0.59% | No additional fees apply. |
| TRP RETIRE I 2045 I (TRPKX) | Blended Fund Investments* | N/A | 0.61% | No additional fees apply. |
| TRP RETIRE I 2050 I (TRPMX) | Blended Fund Investments* | N/A | 0.61% | No additional fees apply. |
| TRP RETIRE I 2055 I (TRPNX) | Blended Fund Investments* | N/A | 0.65% | No additional fees apply. |
| TRP RETIRE I 2060 I (TRPLX) | Blended Fund Investments* | N/A | 0.91% | No additional fees apply. |
| FID US BOND IDX (FXNAX) | Bond Investments | Income | 0.025% | No additional fees apply. |
| METWEST TOT RTN BD I (MWTIX) | Bond Investments | Income | 0.45% | No additional fees apply. |
| VANG VMMR-FED MMKT (VMFXX) | Short Term Investments | N/A | 0.11% | No additional fees apply. |
| BROKERAGELINKClick to expand upon your savings plan's investment options with Fidelity BrokerageLink®. | Other Investments | Other | N/A | No additional fees apply. |