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행복한 새해 맞이하셨는지요? 저는 새해부터 차사고로 인해 계획하지 않았던 리스를 알아보고 있습니다.
아무래도 사인전에 고수님들의 의견을 들으면 도움이 될 것 같아 염치 불구하고 여쭤봅니다.
항상 도움주셔서 감사드리며, 그럼 리스 고수님들의 고견을 부탁드리겠습니다.
Leasehackr의 브로커(DMV 지역)를 통해 견적을 받았는데 아래와 같은 금액을 받았습니다.
Volvo XC60 B5 Inscription AWD
10000 mile / 36 month
RESIDUAL: 57% Residual value is $33,060.
MONEY FACTOR (MF): 0.0006 / APR: 1.44%
MULTIPLE SECURITY DEPOSIT (MSD): 0
MSRP: 58000
SELLING PRICE: 53940 (7% % off MSRP)
DOWN PAYMENT: 0
TAXED INCENTIVES E.G., CASH-BACK OFFERS, LOYALTY CASH, BONUS CASH.: 500
UNTAXED INCENTIVES E.G., MANUFACTURER-TO-DEALER CASH REBATE OR IF YOU LIVE IN A STATE WHERE CUSTOMER CASH REBATES ARE NOT TAXED.: 500
ACQUISITION FEE SOME BANKS, SUCH AS MBFS, ALLOW DEALERS TO MARK UP THE ACQUISITION FEE.: 995 (Pay acquisition fee upfront)
DEALER FEES : 500 (Pay dealer fees upfront)
GOVERNMENT FEES NON-TAXABLE FEES, SUCH AS LICENSE, REGISTRATION, AND OTHER GOVERNMENTAL FEES.: 500 (Pay gov fees upfront)
TAX RATE: 4.15
TAXABLE FEES, SUCH AS DEALER DOCUMENT FEES, AS WELL AS NON-RESIDUALIZED DEALER ADD-ONS (E.G., EXCESS WEAR/TEAR INSURANCE):