고수분들이 많으셔서 이미 알고 계신분들도 있으시리라 믿씁니다만 군인은 크레딧카드에도 많은 혜택이 오는데요. 군인분들 참고하시라고요. ㅎㅎ
유에스뱅크
mortgage, loan, line of credit, or credit card prior to being called to active duty,
SCRA allows a cap of 6% on the interest rate and a waiver of all fees while you are on active military service
씨티카드
0% APR.
A minimum monthly payment is required.
No finance charges or fees are to be charged except fees related to client requested services
e.g. Pay by Phone/ subscription / Fees for card enhancement services products e.g. Debt Protection
바클레이
servicemembers who are called to active duty may be eligible for the following from Barclays:
1. An Annual Percentage Rate of 0% will apply to the existing balance incurred prior to military active duty deployment
and to new transactions made on the account while the servicemember is on active duty.
2. Fees, such as late fees, NSF fees, and Balance Transfer Fees, will be waived while the servicemember is on active duty.
No collection efforts will be imposed on the account during active duty.
3. Upon return from active duty, a notification letter will be sent 45 days in advance of removing SCRA protection regarding fees.
체이스카드
Benefits on your credit card available to you as an active
member of the military are:
- A maximum Annual Percentage Rate (APR) of 4% applies to
your entire account balance, including new purchases. - If
you have a lower APR on any existing balance, such as an
introductory or promotional rate, you?ll receive the lower
rate until it expires.
- Your account will be exempt from all fees, including
foreign transaction fees, late fees and annual fees.
- Your account will be reviewed and if any adjustments are
due for previous fees or interest you paid, a credit will
show on an upcoming statement.
아멕스카드
maximum annual interest rate of 6% per year
annual membership fees
over limit fees
late payment fees
returned payment fees
statement copy request fees
일단 제생각에는 개인적으로 아멕스연회비가 대박인것 같은데요. 이제껏 냈었던 연회비가 자동으로 크레딧으로 들어와 있더라고요. ㅎㅎ
미국블로그 찾아보면 연회비 $450 아멕스 플렛도 면제 될수도 있다고 하니 도전해보고 후기 올리겠습니다.
조금이나마 도움드리려 글씀니다. 좋은 밤들되세요 감기조심하시고요 여기는 영하9도네요 ㅠㅠ
업뎃입니다
12월말에 벤츠 플렛 신청 인어받고
1월에 연회비 475불 내고 불안함에 떨다가
오늘 2월 스테이멋 확인하니
475불이 연회비 환불이라고 들어와있더군요.
아~ 사랑해요 아멕스. ㅎㅎ
군인분들 아멕스 달리세요 마구마구?
겨울 끝물에 건강 조심하시고요 오늘은 영화 3도 네요..