저는 은행계좌가 하나밖에 없습니다.
Wells Fargo에 debit 카드가 하나 있는데요,
저번달에 Monthly fee 가 $5 나갔고
또 추가로 $12가 나갔네요..
처음엔 회사에서 check을 Wells Fargo로 넣어준다고 들어서 계좌를 텄는데
동료들한테 물어보니 자기들은 다른 은행 쓴다고 하네요.
아래는 각각 왜 돈을 냈는지 물어봤는데
봐도 잘 모르겠네요.
Your Checking account ending in **** has the $12.00 monthly
service fee waived with one of the following in addition to meeting
Package level requirements.
- Maintain $7,500 or more in combined qualifying deposit balances
(savings, CDs, IRAs) OR
- The total amount of qualifying direct deposits 1 each statement cycle
into this checking account must be $1,000 or more.
Your Savings account ending in **** has a $5.00 monthly service fee
waived with one of the following:
- $300 minimum daily balance OR
- a monthly recurring automatic transfer of $25 or more from an eligible
Wells Fargo checking account into this account OR
- a daily recurring automatic transfer of $1 or more (each business day)
from an eligible Wells Fargo checking account into this account OR
- when you have one or more posted Save As You Go transfers from an
eligible Wells Fargo checking account into this account OR
- if primary account holder is under the age of 18
이렇게 monthly fee가 있는줄 알았다면 여기 은행에서 계좌를 트지 않았을텐데요..
주 용도는 월급 받고 물건 살 때 결제가 다 입니다.
12월에 차를 사게되면 보험비도 추가적으로 내겠네요.
답변 부탁드립니다ㅠㅠ 안그래도 돈 적게 받는데 additional fee까지 내고 싶진 않아요..