Citi Premier® Card

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Major Features
Citi Premier® Card
Welcome bonus offerEarn 60,000 bonus ThankYou® Points after you spend $4,000 in purchases within the first 3 months of account opening
60,000 ThankYou(R) Points are redeemable for $600 in gift cards or travel rewards at
Plus, for a limited time, earn a total of 10 ThankYou® Points per $1 spent on hotel, car rentals, and attractions (excluding air travel) booked on the Citi Travel℠ portal through June 30, 2024.
Annual Fee$95
Major Features Earn 3 Points per $1 spent at Gas Stations, Air Travel and Other Hotels; Restaurants and Supermarkets
TransferableYes, to select airlines (for example, Avianca Lifemiles, Singapore, Flying Blue, and Virgin Atlantic)
CautionBonus ThankYou® Points are not available if you received a new cardmember bonus for Citi Rewards+, Citi ThankYou® Preferred, Citi ThankYou® Premier/Citi Premier® or Citi Prestige®, or if you have closed any of these accounts, in the past 24 months.
VerdictFor accruing TYP points, this card is a top choice.
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Award Redemption Example 

With Citi Premier® Card, you accrue Citi's ThankYou® Rewards points, which you can transfer to 14 airlines programs.

In particular, you can transfer your ThankYou® points to Virgin Atlantic's Flying Club at 1:1 ratio, so your 60,000 ThankYou® points become 60,000 Virgin points.

Virgin Atlantic is a British-based airline, but it has an interesting array of partner airlines, including All Nippon Airways (ANA) of Japan.

And did you know that it only costs 85,000 Virgin points to fly on ANA's fancy first class, one-way from Chicago to Tokyo?

Here are some pictures that I took from my own trip (2020) on ANA's new first class cabin from Tokyo to Chicago.