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It's a bumper crop of hotel offers.
In this case, it's the Bonvoy affiliate cards issued by Amex.
In today's post, we've summarized the pros and cons of this hot deal.
Table of Contents
1. overall overview
Whether it's an airline or hotel, it's common for an affiliate card to be issued exclusively by one company.
Bonvoy is simultaneously issuing an affiliate card with both Chase and Amex due to the past SPG + Marriott merger.
I have 3 personal cards from Chase (Boundless, Bold, and Bountiful).
I have two personal cards and one business card from Amex.
The cards that started the promotion today are two personal cards and a business card issued by Amex.
- Bevy Card (Marriott Bonvoy Bevy® American Express® Card), the equivalent of a mid-range personal card
- Brilliant Card, the premium personal card equivalent (Marriott Bonvoy Brilliant® American Express® Card)
- And the Marriott Bonvoy Business® American Express® Card, a regular business card, is one of them.
2. check the flowchart + starting with the lowest tier card
Before we get into the details of these offers, we want to make two important points.
1) Applying for/holding a Chase card also affects your Amex card application
Does having a card from a particular card company affect my ability to apply for cards issued by other card companies? Except for 5/24, this doesn't make sense in general.
In the case of the Bonvoy card, Chase and Amex are issuing it at the same time, so the Whether or not you apply for/hold a Chase-issued Bonvoy card will directly impact your ability to get an Amex card.
For example, for the Amex Bevy card,
- You had or currently have a Chase-issued Bonvoy card within the last 30 days
- You applied for a new Chase-issued Bonvoy card within the last 90 days; or
- If you received a Chase-issued Bonvoy card bonus within the past 24 months
The terms say I can't get a welcome offer.
Just yesterday, there was the best offer ever for the Bonvoy Boundless card from Chase.
What this means is that if you applied/approved for a Boundless card during this offer period, you won't be able to apply for an Amex-issued Bonvoy card right away.
That's why I recommend going through my checklist before you apply for any of the Amex-issued Bonvoy cards we're talking about today.
Before weighing the pros and cons of the card, it's important to note that there are some cases where you may not qualify at all.
Also, the terms and conditions for the Brilliant card have just been updated, so be sure to check those out. Whereas it used to be a matter of whether or not you had a Ritz Carlton card, this now extends to all Chase-issued Bonvoy personal cards. It's important to note that.
Shortcuts: Amex Bonvoy Bevy Card Checklist
Shortcuts: Amex Bonvoy Brilliant Card Checklist (updated 03.13.2026)
Shortcuts: Amex Bonvoy Business Card Checklist
2) Personal cards start at the lower tier
The second thing to watch out for is Amex's “family” rule.
Amex's “family” rule is that if you create a higher-tier card first, you can't apply for a lower-tier card later.
We talked about this a while back when we introduced the Delta card (starting with Gold, then moving up to Platinum, then Reserve).
The same rule applies to Amex-issued Bonvoy cards.
So if you've never made a Bevy or Brilliant before, you'll need to apply for a Bevy card first.
Luckily, the Bevy card offer is also very attractive this time around, so it shouldn't be too hard to get a Bevy first.
Let's summarize the highlights of the offer.
3. Bonvoy Bevy offers, key features
The Bonvoy Bevy card is a mid-tier personal card.
- The card has an annual fee of $250 for the first year.
- When you spend $15,000 or more in a calendar year, you'll receive one night's stay worth up to 50,000 points.
For the current promotion,
- 175,000 points after spending $5,000 within 6 months of card issuance It's a welcome bonus, and the offer itself is an epic offer.
There are a lot of good perks, but the welcome bonus is by far the biggest.
4. Bonvoy Brilliant offers, key features
The Brilliant card is the highest-rated personal card issued by Amex.
- This card has an annual fee of $650 for the first year, but you get $25 a month = $300 a year in dining credits, so the effective annual fee is $350.
- Plus, you automatically get Bonvoy Flat status when you eat, so if you're a frequent Bonvoy guest, earning Elite status alone is a great option.
- I can also tell you that when you renew the card, you get one 8.5 night stay per year starting in the second year, and for 8.5, you can get some pretty nice hotel stays, so the annual fee is pretty much covered.
The current promotional offer is,
- 200,000 points after spending $6,000 within 6 months of card issuancein your account. We'll call this an epic offer.
For Brilliant cards
- $100 Property Credit on paid stays at Ritz-Carlton or St. Regis, 2 nights or more
- Global Entry or TSA PreCheck® credit (once every 4.5 years)
- Priority Pass™ Select Lounge Pass
and much more.
5. Bonvoy business offer, key features
The Bonvoy Business Card is the only Bonvoy Business card across Chase and Amex.
- This card has an annual fee of $125 for the first year.
- When you renew the card each year, you'll receive one 3.5 night certificate each year starting in the second year. While 35,000 nights is a bit of an ambiguity, it's a card that allows you to earn extra points, so the annual fee is easily covered.
The current promotional offer is,
- You'll receive three 50,000 night vouchers when you spend $6,000 within 6 months of card issuance.
- Plus, you'll get 2 more 50,000 night vouchers for spending an additional $3,000 in the same 6-month period.
- 5 nights for a total spend of $9,000for example.
| Marriot Bonvoy Cards Issued by Amex (03.12.2026) | |
|---|---|
| For more info | Bevy Personal Card from Amex (175,000 points after spending $5,000 in 6 months) Marriott Bonvoy Bevy™ American Express® Card |
| For more info | Brilliant Personal Card from Amex (200,000 points after 6 months of $6,000 spend + Bonvoy Flat status) Marriott Bonvoy Brilliant® American Express® Card |
| For more info | Amex-issued business card (3 nights at 50,000 points for 6 months + 2 additional nights at 50,000 points after spending an additional $3,000) Marriott Bonvoy Business® American Express® Card |
| Bonvoy points can be converted to miles on most airlines at a 3:1 ratio (hotel stays cannot be converted to points) |
6. Bonvoy points value, how to redeem
How much will the points I receive from this promotion be worth?
Bonvoy points are hotel points, so naturally they can be redeemed for hotel stays, and as an exception to hotel points, they can also be converted to airline miles.
1) When redeeming with hotel points
Hotel prices have gone up a lot lately, and so have point deductions.
If I search based on a stay in Seoul in June this summer.
- Chosun Hotel in City Hall Station for 52,000 points per night
- Dongdaemun JW Marriott 55,000 points
- The Banpo/Gotter JW Mariette is around 73,000 points.
The popular Jo Palace costs 73,000 points, and the Westin Parnas, formerly InterContinental COEX and recently reopened as a Westin, costs 44,000 points per night.
I think it's safe to say that 175,000 points for the Bevy is equivalent to 4 nights at the Westin Parnassus and 200,000 points for the Brilliant is equivalent to 3 nights at the Joffal.
2) Convert to airline miles
Bonvoy points can also be converted to airline miles at a 3:1 ratio.
IHG, Hilton, Hyatt, I'm telling you that you shouldn't do it because even if you don't convert, or even if you do, your rates are going to be horrible.
A 3:1 bond-to-bond ratio can be pretty good in some cases, and United's is pretty good, especially with the added bonus.
Since 60,000 points = 20,000 miles + 10,000 miles = 30,000 miles, so for example, if you transfer 180,000 Bonvoy points to UA, you'll get 90,000 UA miles.
However, there's a catch.
It used to be possible to do a 3:1 transfer to Korean Air and Asiana, but this option is no longer available.
Please note that.
7. What to look out for when applying for an Amex card
The Bevy, Brilliant, and Business cards are issued by Amex, so many of the same precautions apply to applying for an Amex card.
- That each person can only have a maximum of four to five Amex credit cards at the same time (cards formerly known as charge cards, such as the Amex Flat Card, are not included in the longevity calculation).
- The welcome bonus on Amex cards is essentially a "once in a lifetime" offer, so if you've had the same card in the past, it's practically impossible to get a new welcome bonus again.
- The so-called Amex pop-ups also prevent applicants from getting the welcome bonus.
- According to offer terms, "You also may not be eligible to receive a welcome offer based on various factors, such as your history with credit card balance transfers, your history as an American Express Card Member, the number of credit cards that you have opened and closed and other factors."
and so on.
Let's wrap up today's post.
Hotel points have the advantage of being relatively easy to redeem when compared to airline miles.
With hotel prices going up so much these days, hotel points are worth a lot more than they used to be, so if you're planning a hotel stay, these offers are worth considering.
However, even the best offers aren't 100% for everyone, so it's best to think carefully about whether this card is a must-have for you.
| Marriot Bonvoy Cards Issued by Amex (03.12.2026) | |
|---|---|
| For more info | Bevy Personal Card from Amex (175,000 points after spending $5,000 in 6 months) Marriott Bonvoy Bevy™ American Express® Card |
| For more info | Brilliant Personal Card from Amex (200,000 points after 6 months of $6,000 spend + Bonvoy Flat status) Marriott Bonvoy Brilliant® American Express® Card |
| For more info | Amex-issued business card (3 nights at 50,000 points for 6 months + 2 additional nights at 50,000 points after spending an additional $3,000) Marriott Bonvoy Business® American Express® Card |
| Bonvoy points can be converted to miles on most airlines at a 3:1 ratio (hotel stays cannot be converted to points) |
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40 Comments. Leave new
Does the Points Welcome Bonus expire?
Once points are transferred to your Bonvoy account, they are subject to Bonvoy rules from then on.
Bonvoy says that points are forfeited after 24 months of no earnings or redemptions.
https://help.marriott.com/s/article/marriott-points-expiration-rules
I applied for the Chase Bonvoy Boundless card a week ago and was declined,
So you're saying that even if I get approved for this card, I won't get the Welcome Benefit?
No, it's only an issue if you've been approved for the card. If you're not approved, you don't have the card, so it's not an issue in and of itself unless you're subject to other restrictions.
I've had a Bonvoy boundless issued by Chase for a long time, so does that mean I can't apply?
1. The new terms require 30 days after cancellation for Brilliant.
2. Personal referral linkit appears that the old terms apply, in which case it says that if it's been more than two years since you received a Boundless bonus, you can apply even if you currently have Boundless. However, I think it's worth remembering that it's still at your own risk throughout.
Thanks for the info. Merriot's rule, that's too complicated 🙁 .
I've been neglecting it for a while now, but my wife and I canceled it, so I'm going to open it this time.
My main focus is Haiyat (I'm going to stick with Glee while I work), but what's the best strategy anyway?
I think I'll skip Bevy and go straight to Brilliant, BusinessEnter lifetime flat,
My husband waited to see if I wanted Bevy or Boundless.
For Chase Boundless, there's currently no concurrent Amex-issued Bonvoy card limit, meaning you can't get a Chase Boundless card two years after getting the Bevy or Boundless.
Conversely, for Amex, if you get the Boundless now, you can't get the Amex Bevy / Brilliant while holding this card.
So, based on the current terms, it looks like Amex wins.
However, it looks like Chase will probably adopt Amex's similar terms sooner rather than later, so I think the answer is to prioritize the bonus + the benefits you need right now.
Oh well, I'll have to make my husband open his Amex first.
Thanks for the advice and have a great weekend.
I currently have a Chase Boundless that I've had for over 24 months. I've never had the Bevy or the Brilliant. You said I need to apply for the Bevy and then apply for the Brilliant to get the Point Max, do I need to apply for the Brilliant after I get the Bevy signup bonus? Or can I apply for brilliant a month or so after applying for the bevy (haven't filled the span yet)? This is assuming I can fill the span on both cards.
For Bevy, the terms have changed and you can't apply if you have boundless. For Brilliant Personal referral linkthe old terms are still in place, so in theory, you should be able to apply while still on boundless.
Another option is to cancel Boundless now and wait 31 days to apply for Bevy.
Based on the terms, I don't see a problem with applying for Brilliant a month or so after Bevy, but you'll have to try to see if you'll be approved.
If I do Bevy first and then move to Brilliant, does the 24-month rule apply, and if I'm in the elevated offer period now for March through May, will the equivalent offer come back at the end of the year, or is that expected to be next year?
1. There does not appear to be a 24-month rule.
2. the offer came back after July-September last year, and based on past history, it seems like they run the promotion about once a year (the exact start month seems to vary each year).
I've been working on this for the last year with boundless
I made Brill without knowing anything and got 175k signup bonus. Is it just bad luck that it didn't work? I'm curious.
It appears that the terms have changed this time.
I thought the business and personal cards would be separate, but apparently if you have a Chase personal card, you can't get the Amex business card bonus, which is a bummer.
It's right there in the Terms & Conditions...
Welcome offer not available to applicants who (i) have or have had the Marriott Bonvoy® Premier Plus Business Credit Card from Chase, the Marriott Rewards® Premier Plus Business Credit Card from Chase, the Marriott Bonvoy Business® Credit Card from Chase, or the Marriott Rewards® Business Credit Card from Chase in the last 30 days, (ii) have acquired the Marriott Bonvoy Bountiful™ Credit Card from Chase, the Marriott Bonvoy Bountiful® Credit Card from Chase, the Marriott Bonvoy Bold® Credit Card from Chase, in the last 90 days, or (iii) received a new Card Member bonus offer in the last 24 months on the Marriott Bonvoy Bountiful™ Credit Card from Chase, Marriott Bonvoy Bountless® Credit Card from Chase, or the Marriott Bonvoy Bold® Credit Card from Chase.
The 30-day hold only applies to Chase Bonvoy business cards issued in the past and personal cards are fine, but the new application/bonus rules in #2 and #3 affect Chase personal Bonvoy cards as well, as you mentioned!
The Saemaul Movement hat was too strong to pass up, sorry.
I remember being so surprised that I took a picture ;;
Chase boundless is 2 years old and signup bonus is not yet 24 months old, I was waiting to apply for brill, now I can't get signup when I apply for brill? I was planning to upgrade boundless to richcarlton after applying for brill, I haven't applied for amex card yet.
The terms and conditions say 2 years after signup bonus, so I guess the timing is not right this time ㅠㅠ
If the new terms are still in effect after that, it seems unlikely that you'll be able to apply for the Brill if you have a Chase card.
SPG changed to Amex Bonvoy a long time ago and I canceled it a month ago, can I reapply for another Amex card? I think the name is different.
Based on the terms, it looks like you can, but I think you should remember that it's at your own risk.
The comments are so funny, I'm laughing out loud.
I applied for the Brill Card on March 13th around 1-2pm EST and there was definitely no entry for having a boundless card at that time. I applied with Amex popup dot com and was wondering what would happen. I have the boundless card now.
Like you said, I think the terms were updated a day or two after the offer went live.
We hope your approval went well.
I'm not sure if I should open the business or the lower tier personal card if I don't have a hard time spending. Can you recommend? The business looks good considering the annual fee, but the personal card looks better in terms of benefits.
I totally agree that they're all good offers and it's hard to choose. If you don't need Bonvoy elite status and you know you'll use up your nights within a year, the Business card is a great option. Otherwise, if you want to take your time and pick and choose the hotels you want (and have any hope of converting to airline miles), I think the Baby card is a great place to start.
Thank you so much for the great information.
I'm wondering if the need to start with a lower tier is unique to Amex or if it's the same for other cards like Chase, Capital One, Citi...
And not just personal cards, but business cards as well...?
The rules vary between credit card companies, and even within individual credit card companies, depending on the card product. For example, Capital One requires you to create a regular venture before you can apply for VentureX, so it's important to check the rules each time.
For business cards, it's extremely rare to have a higher tier business card, so I don't think there are any cards currently (as far as I can recall) that are subject to the “family” rule. I'm not sure about this myself, so I'd need to confirm.
Thanks for the info!
I've had the Boundless for 5 years now, and it's very disappointing that I can't make any Amex Marriott cards because of this one card... Should I stop the Boundless and go over to the Amex side and get one at a time? Or should I just make the Chase Marriott cards while I'm at it...?
For personal referrals that are not blank or affiliate links, the old terms are sometimes triggered. The old terms say it doesn't matter if you have boundless. This article on the board See also.
Thank you. I read the rules carefully, applied, and am now approved.
Have a great day.
Congratulations on your approval.
I also have chase boundless (since 2017) and amex bonvoy (since 2004), but when I put it in now, it says I can't get the bonus ㅠㅠ Bevy I had it for 2 years and then downgraded, so maybe it's because...I'm upset.
Oops, you got a popup!
I followed the link to the Amex brill bulletin board on 4/2 and applied but at the last step it said to talk to an agent because it said my credit was frozen. This is my first Amex card and I have 4 Chase personal cards.
If you froze the credit yourself, unfreeze it and give them a call, I think there's a good chance you'll be approved. Good luck.
I unfreeze my credit and fortunately, my application with the Milemoanim link was approved and I got the Amex Brill. I think I will use it well when I go to Korea this summer.
I have had the Chase Boundless for over 6 years. Today I applied for the Brilliant and got the popup, then after reading this I applied for the Bevy again and got the mermaid. It said I would get the signup bonus when I hit the spend, no popup, and it worked fine. Will I get the signup bonus in this case?