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The sun will rise in the west!
Amex, which has been a leader in the premium card market, has been criticized by customers for the past few years for making their card offers more like a coupon book while claiming to improve them.
When rumors started circulating that the annual fee for Amex Platinum cards was going up this year, my first thought was, "Now I'm going to have to send in my Platinum card.
Oh my god, this is blinking.
The offer just got better @.@ It's real @.@
The general consensus is that new benefits will be introduced, existing benefits will be improved to a point where they are actually usable, and you can feel comfortable keeping them until the next update (revamp).
| Platinum cards issued by Amex | |
|---|---|
| Recommendations | Both the personal and business cards come with tons of extra perks, making the annual fee well worth it ($895 for both cards). The $600 FHR credit added to both the personal and business cards is a big plus. Other great perks include $200 for airline (personal + business), $200 for Hilton (business), $300 for lululemon (personal), and $400 for Resy (personal). |
| Learn More | American Express Platinum Card® (Personal Platinum) Offers vary by individual. In theory, you could receive an offer of as high as 175,000 points after spending $12,000 in 6 months. (You may be eligible for as high as 175,000 Membership Rewards® Points after spending $12,000 in eligible purchases on your new Card in your first 6 months of Membership. Welcome offers vary and you may not be eligible for an offer.) |
| Learn More | The Business Platinum Card® from American Express (Business Platinum) Offers vary by individual. In theory, you could get a 300,000 point offer after spending $20,000 in 3 months ("As High As 300,000 points. Find Out Your Offer. You may be eligible for as high as 300,000 Membership Rewards® Points after spending $20,000 in eligible purchases on your new Card in your first 3 months of Membership. Welcome offers vary and you may not be eligible for an offer.") |
In today's post, we'll be discussing enhancements to the Personal Platinum Card® and The Business Platinum Card® from American Express.
- Improved benefits
- New benefits
- Existing goodies and more
We've broken it down for you.
Please note that benefits like Amex Centurion Lounge access are basic and not covered in detail in today's article.
Table of Contents
1. Personal Card: Enhancing existing benefits
1) Hotel booking credit: $300 per half-year (= $600 per year)
First, the most welcome news. The hotel booking credit used to be $200 per year.
You can now earn $300 semi-annually and $600 for a full year.
This credit is applied to the
- On the AmexTravel page, click
- Fine Hotels + Resorts® (FHR) for one night or more, or
- Stay 2 nights at a hotel in the Hotel Collection
- You can get it if you book with a prepaid rate.
There are quite a few hotels registered as FHR and there are quite a few good ones in Korea, so I think this would be a useful benefit.
2) Online subscription credit: Increased from $20 to $25 per month, including Youtube!
The benefit was previously $20 per month, now $25 per month, a $5 increase.
More importantly, Youtube Premium and Youtube TV are now included!
You don't read the New York Times, Disney, or the Wall Street Journal, but you don't watch YouTube.
I think this is another benefit that you can use right away.
The credit application options are organized by company as follows
- YouTube Premium, YouTube TV,
- Disney+, Disney+ bundle, ESPN+, Hulu
- The New York Times
- The Wall Street Journal
- Paramount
- Peacock
You'll need to pre-register on the Amex site, so keep that in mind.
2. Personal Card: New benefits
There are a lot of great new perks, too.
For your convenience, I've organized them into a table.
| Benefits | Maximum amount per year | Details | Caveats |
|---|---|---|---|
| Resy | $400 | Up to $100 per quarter. When used at Resy, including Resy-affiliated restaurants | Large cities only; pre-registration required on Amex site |
| lululemon | $300 | Up to $$75 per quarter (available in-store and online in the U.S.) | Excludes outlets + requires pre-registration on Amex site |
| Uber One Membership | $120 | Up to $120 per year. (Valid on both monthly and annual Uber One membership purchases.) | |
| Oura Ring | $200 | Up to $200 credit per calendar year toward the purchase of a sleep health check ring | Pre-registration required on Amex site |
If you have a lot of Resy partner restaurants in your neighborhood, not to mention the Lululemon $300, it's easy to get a 1 year $400 credit... That's $700 if you get all of these things @.@
In the case of Uber One Membership, we know that some of you have been using Uber Credits for Uber Eats and paying to get a better deal on your deliveries, so this $10 credit is not a lot of money, but we think it will go a long way in helping you maintain your Uber One Membership.
The Oura Ring is a smart device that checks your sleep health in the form of a ring, and I think it's a case of whether you'll use it or not depending on your needs.
3. personal card: keep your existing benefits
What's unique about this offer is that many of the existing benefits have been retained.
It's especially nice to see that Uber and airline credits have been retained.
The $50 Saks semi-annual should be viewed more as a discount coupon than a credit because of the cost of shopping, but it doesn't hurt that it lasts forever.
| Benefits | Maximum amount per year | Details | Caveats |
|---|---|---|---|
| Uber Cash | $200 | 15 per month, $35 in December | Uber Eats delivery, also available for pickup |
| Airline Free Credit | $200 | Reimbursement for incidental fees like baggage, seat assignments, etc. | Amex site requires airline preselection |
| Saks Fifth Avenue Credit | $100 | Up to $50 semi-annually | Free shipping threshold is high, so think of it as a discount coupon; requires pre-registration on Amex site |
| Equinox | $300 | Pre-registration required on Amex site | |
| Walmart | 155.40 | $12.95 per month. Get your Walmart+ membership fee back | |
| CLEAR | $209 | CLEAR+ rebates for expedited security at the airport | Note that auto-renewal is the default setting. |
4. Business Card: New benefits + enhancements to existing benefits
The Business Card also saw a $200 increase in annual fee to $895, but with new benefits and improvements to existing benefits, there are ways to make up for the annual fee.
1) Hotel booking credit: $300 per half-year (= $600 per year)
First, the most welcome news. It's a new perk.
The hotel credit was previously only available on the personal Platinum card, but we've expanded it to the business card.
This is the same as what we described earlier for personal cards.
That's $600 off the annual fee, even if you only take advantage of these benefits.
2) Earn 2 points
Here's what's great about the existing benefits
That's right, you'll earn 2 points per dollar spent on any specific item + anything over $5,000 at any one time (capped at $2 million in a year)
It used to be 1.5 points per dollar spent over $$5,000, which has been changed to 2 points.
So, if you have a $10,000 lump sum payment to purchase a business need, you'll now earn 20,000 MR points instead of the 15,000 MR points you used to earn.
This is a great benefit for those who spend a lot of money at once.
Certain items also earn 2 points per dollar, including
- Construction material and hardware suppliers (Construction material and hardware suppliers)
- Electronic goods retailers and software & cloud system providers
- Shipping providers
5. Keep your business card benefits
Business cards used to have some pretty good perks.
We're told these benefits will remain in place as well.
I mean, $200 Hilton, $200 airline, $120 cell phone, those are all things you can get with a little bit of effort.
These alone are $520 a year. That's almost half of the annual fee.
| Benefits | Maximum amount per year | Details | Caveats |
|---|---|---|---|
| Hilton Credit | $200 | Up to $50 per quarter. Hilton stays + restaurant spending at Hilton hotels also appears to be captured | Pre-registration required on Amex site |
| Airline Free Credit | $200 | Reimbursement for incidental fees like baggage, seat assignments, etc. | Amex site requires airline preselection |
| Wireless Credit | $120 | 10 per month | Automatically comes in when you pay your cell phone bill; requires pre-registration on Amex site |
| CLEAR | $209 | CLEAR+ rebates for expedited security at the airport | Note that auto-renewal is the default setting. |
| Indeed | $360 | Quarterly up to $90 | Amex site pre-registration required |
6. Business Card: Revamping existing benefits
Some existing benefits have been revamped.
1) 35% rebate on Business/First Class tickets, 1 designated airline only
Personally, this is my biggest disappointment.
It used to be that if you used MR points to pay for a business ticket, you'd get 351 TP3T of the MR points used back, regardless of the airline.
For example, if a domestic US first class ticket cost $500 in cash, I would pay with 50,000 MRs for $500 and then get 35% = 17,500 points back. I would actually redeem 32,500 points, giving me a MR point value of 1.5 cents.
It now says that you can only use one airline that you pre-designate to receive the airline fee credit.
Airlines that can be pre-designated are
- Alaskan / Hawaiian
- American
- Delta
- United
- Southwest
- JetBlue (JetBlue)
- Spirit
These are all US airlines.
So it's no longer possible to get MR points back for a cheap business ticket between Korea and Japan, or to get points back for a business ticket on a US-Korea flight....
2) Dell Credit: $ for $150 for 1 year
Until the first half of this year, Dell purchases were eligible for $200 per semester and $400 per year.
This has changed to $150 for 1 year (pre-registration required)
Of course, we've also added a new benefit, and if you buy a lot of stuff from Dell, you're in for a treat.
If you spend $$5,000 cumulatively on Dell in a year, you'll get $$1,000 back. I was wondering if this meant you had to spend more than $$5,000 at a time, but the terms seem to indicate that you only need to spend $$5,000 cumulatively. (If I'm misinterpreting this, please let me know.)
"an additional $1,000 statement credit after $5,000 in purchases are charged to the Card Account within a calendar year."
So if you're just looking for a way to reduce your annual fee, it's a change for you, but if you're a heavy Dell buyer, it's an improvement.
7. Business Cards: Benefits that aren't always easy to use
Some of the new benefits are difficult to use.
1) What you get after spending $250,000
There are some benefits that are great, but the criteria to get them are overwhelming.
There are two of them: $1,200 Amex Travel Online Flight Credit and $2,400 One AP® Statement Credit.
These benefits are earned by spending $250,000 or more in a calendar year, not the year you achieve them.
- Up to $$1,200 statement credit toward the purchase of a ticket on AmexTravel in the following year
- Up to $$2,400 statement credit toward the monthly fee for the Amex payment system called One AP® for the following year.
While this could be a great benefit for bosses who use Amex as their primary card, I have to say that it's not as easy to achieve for those of us who run small businesses.
2) Adobe Credit: $250
And finally, the Adobe $ $250 credit.
If you spend $600 or more on Adobe products on the Adobe US site in a calendar year, you get a $250 credit.
It's a nice perk for those who already pay for Adobe, but forcing people to pay $600 for Adobe just for the perk is a case of navel gazing in most cases.
Pre-registration on the Amex site is required to receive the offer.
8. Precautions for applying for an Amex card
It's worth reminding you of a few caveats when it comes to applying for an Amex card.
1) One signup bonus per card 'for life'
Amex allows you to create separate cards for cards that are considered different products, but with the restriction that you can only get one sign-up bonus "in your lifetime" for the same card.
So if you've had Amex Flats before, or currently have them, this offer is not for you.
2) Amex Personal Card Welcome Bonus
For the Welcome Bonus on the Amex Personal Card, you may see different offers for each individual.
On the offer page, it says "as high as 175K points", which literally means some people will get 175,000 and some people will get 150,000.
Before you apply for the card, you'll see a breakdown of the offers you're eligible for, so be sure to check it out.
Also, some people have reported getting better deals when using referral links or the inconito window, so you might want to consider that as well.
3) Amex Popup
Even if you're new to the flat card, you may have seen a so-called pop-up when you apply for the card, telling you that you may not be eligible for the sign-up bonus.
This means that even if you're approved for the card, you won't be able to sign up, so it's probably best to stop applying for the card if you see the popup.
3) Decline signup bonus?
Amex includes in its terms and conditions that "Amex may decline the sign-up bonus even after you have been approved for the card.
So while Amex's flippers don't happen very often, it's now in the terms and conditions, so it's worth remembering and paying attention to. lol
4) Additional card annual fees
For the Amex Platinum Card, there is a separate and additional annual fee for applying for additional cards.
- For the Personal Platinum card, each additional card costs $195.
- For the Business Platinum card, each additional employee card costs $400 (full disclosure)
It's also good to remember this.
Let's wrap up today's post.
There were too many instances of credit cards, airlines, etc. that said they were improving, but in reality, they were just making things worse.
There was a lot of self-help talk that this would be the case with the Amex Platinum card improvements.
There are a lot of great benefits that have been introduced that I didn't expect.
However, these benefits aren't for everyone, and since it's a 100% discount if you don't use it, you'll have to seriously consider whether you want to save the annual fee by not using it, or whether you want to pay the annual fee to get the benefits.
| Platinum cards issued by Amex | |
|---|---|
| Recommendations | Both the personal and business cards come with tons of extra perks, making the annual fee well worth it ($895 for both cards). The $600 FHR credit added to both the personal and business cards is a big plus. Other great perks include $200 for airline (personal + business), $200 for Hilton (business), $300 for lululemon (personal), and $400 for Resy (personal). |
| Learn More | American Express Platinum Card® (Personal Platinum) Offers vary by individual. In theory, you could receive an offer of as high as 175,000 points after spending $12,000 in 6 months. (You may be eligible for as high as 175,000 Membership Rewards® Points after spending $12,000 in eligible purchases on your new Card in your first 6 months of Membership. Welcome offers vary and you may not be eligible for an offer.) |
| Learn More | The Business Platinum Card® from American Express (Business Platinum) Offers vary by individual. In theory, you could get a 300,000 point offer after spending $20,000 in 3 months ("As High As 300,000 points. Find Out Your Offer. You may be eligible for as high as 300,000 Membership Rewards® Points after spending $20,000 in eligible purchases on your new Card in your first 3 months of Membership. Welcome offers vary and you may not be eligible for an offer.") |
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180 Comments. Leave new
Great news ,thanks for the update.
We're glad you found this helpful.
Wow, that's a lot more than the annual fee without even trying!
Even on the message boards, everyone is a bit surprised. There is also a concern that it will be improved quickly ;;
Thanks for the clarification. Bipl 35% Korea-US business should be possible with Delta. At least at JFK, Korean Air is booked on Delta codeshare. I'll just set it to Delta and pay for business.
Ah, good to know it's ticketed at JFK, hopefully it's at a decent price.
SFO LAX SEA are all Delta codeshare.
Hopefully we'll see a lot of cases where ticketing works and 35% comes in correctly.
Email notification when registration opens
Added.
Email signup notifications for me too!
Please add me too
Added to the notification list.
I'd like that too.
Added.
I'd love an email notification when registration opens too!
Added.
Will Korean Air appear as a Delta Codeshare on Amextravel?
Yes in my experience. Amex also pays Delta.
I went back now and it's billed as PwP AMERICAN EXPRESSTLE WA, but it looks like Delta on the Amex Travel site.
Thank you. I was wondering if I should really close it, but I live in NYC with lots of restaurants to go to as a resy, so I'll keep it. One question~ I already spent $200 FHR in Korea in July and now it's $300 semi-annually for the first half of the year (H1): Jan 1-June 30 is over and the second half (H2): July 1-December 31, would I have written $200 of the $300 for the second half? Thanks!
1. New York would be a great place to use Resy.
2. I'm in the same boat, but when I look at the Amex site, it says $300 available, so it looks like I can get a $300 credit in addition to the $200 (use at your own risk).
This is an image captured from that part of my account.
https://www.milemoa.com/wp-content/uploads/2025/09/300-to-go.jpg
Oh thank you, I'll try to make a reservation and update it~.
I don't know if it's changed this time, but when I went to Resy.com, there were more restaurants than I thought there would be
I think it could be used in smaller cities, not just the big ones listed above.
I live in Savannah GA and it's nice to see some decent restaurants out there
Glad to hear there are so many Resy-affiliated restaurants!
Thanks for the clarification Mamo, I think Uber One is only $120 per year with no monthly limit.
It says annual memberships apply, but there's no mention of a $10/month limit on the details page.
That's right, I was able to edit the text thanks to you. Thanks.
hello. Business flats and regular (personal) flats should be seen as different cards, right?
Even if I currently have a business flat, I will be able to sign up for a private flat when I get one, right?
Yes. They're different cards, and I know that in principle both should be possible.
Wow, glad to hear it's better.
I just went and enrolled them all.
You have two flats, so you have a lot of hotel credits.
Thank you for the information.
It's great that it's better, but it's also a chore to find it and travel every time 🙂 .
Yes, it's a job to remember every single one of them. I'm sitting in Resy's restaurant right now writing this. Yesterday I was at Lulu's and she told me there were a lot of people like me.
It's that time of year again. The weather has changed.
Stay well and thank you as always.
Resy, Lululemon, you get the credit.
Wow, I didn't realize that scratching over $5,000 at once earns you 2x! Thanks for the heads up, Mamo!
I think Resy is probably a lot easier to utilize credit on than Chase Sari Dining, and they have a lot more restaurants.
Sari Edit I'm going to have to consider moving to Amex in the future, as well as the 2-night stay limit.
If you're a big tax payer, I think you'll find that you'll get double the points for paying your taxes and filling in your spending.
I totally agree that restaurants are much easier with Resy.
This is a great offer! Thanks for the info
I'm currently on 4/24 status after applying for Atmos, does Amex not fall under the 5/24 rule? I'm thinking about applying for safari 175,000 because it came up.
Yes. Amex doesn't really fall under 5/24, although personal cards do count towards 5/24 once approved.
As always, thank you Milemoa.
Do you know when existing cardmembers will start seeing the benefits?
RESY and LULULEMON are quarterly offers so I should probably use them since Q3 is in a few days....
I know it was applied immediately without waiting.
I also see this on the bead flats:
1. Centurion Lounge Complimentary Guest Access: Spend $75,000.00 in eligible purchases by Dec 31, 2025 to earn access through Jan 31, 2027. Terms apply.
2. Unlimited Delta Sky Club Access: Spend $75,000.00 in eligible purchases by Dec 31, 2025 to earn unlimited access through Jan 31, 2027. Terms apply.
Is this good enough to care? $It's nice that you can unlock it once and twice at the same time if you spend 75,000 or more, but you can bring a guest to the Centurion Lounge for a few bucks per person, so I'm not sure if it's worth it.
If you're a frequent traveler and always have someone with you, and the $75,000 spend is not prohibitive, this is a great benefit, but I don't think I'd spend $75,000 for this benefit, so I've omitted it from the text.
I have 80K points on my Amex account and when I follow the link to Milemoa, it is initially 175K offer and I enter the information and it is approved, but in the end it says 100K points and I didn't accept it, does anyone know why?
I have 50,000 points ㅠㅠ Even if I try burning other roots...
Gee, 50,000 is a bit harsh.
I signed up with a friend's referral link and got 8K points. I did it again and it was the same, so I'll try again in a few days.
You're talking about 80,000, not 8,000, which is a shame, because I think you should be able to get at least 12-13, if not 175,000.
This is highly personalized and varies from day to day ;);
I've been watching MileMoa for a long time, but is there any way you can put me on email alerts so I can apply when it opens?
Added email.
I'd love to be notified too, I've been coming for 15 years and always miss it lol
I've added your email to the notification list.
Could you please add me to the notification list so I can be notified when new members sign up?
Added your email to the notification list.
I want to be notified of signups too!
Added.
I'll do the same, thank you.
Added to the notification list.
I've been coming in for years and always miss it lol could you please include my email address too thank you
Added.
I missed the announcement last time, so please do it again!
Added.
hello. I'd like to be notified when I sign up too, thank you.
Added.
Please do the same for me! Thank you!
Added.
Me too!
Added to the notification list.
Can I ask you to do the same, I always appreciate the good information ^^.
Added.
Please do the same for me!
Added.
I'd like to join as well, I'm getting a lot of good information, please let me know.
Added.
Can I ask for a favor?
Added.
I'm always looking, but I often miss signing up. Can I ask you to do the same?
Added.
Can I ask for a favor too?
Added.
Hi... I was wondering if I could do the same? Thank you...
Added your email to the notification list.
Would it be possible for me to join the email list? Thank you~!
Added your email to the notification list.
I'd like to receive
Added an email address to the notification list.
I tried it with incognito and it says approved with 80... I see it says up to 175K and I'm approved for 80K... I don't want to accept... ㅠㅠ
80,000 is really too much.
How often do Amex Gold NLLs come out? This is my first Amex card and I was wondering how often signup offers come out, I applied and got 175K, but if I get this, I'm worried because I know I can't get a Gold signup unless it's a Gold NLL. Is it okay to skip the gold and make the flat first?
I think it's hard to predict how often it will come up ;;
Before this update, I would have said that if you were flat before this update, you should go gold first, but this update is so good that if you can take advantage of the flat benefits, you may want to go flat first.
You said the AU card is $195, is that a requirement to get AU benefits?
My flat had a bonus offer for AU add ons, either 2K for 6 months or 3 months, with a spending requirement,
When I tried to get an AU, I was presented with two options: a card with an annual fee or a card without an annual fee.
I thought the no annual fee card was the old Gold card.
Well, there was a comparison of the two card options on the application form, but I didn't realize it.
There seemed to be a gap in some of the benefits
I went with the no annual fee because all I had to do was fill in my spending,
AU also seems to have different benefits depending on the card, so if you can summarize this as well, it would be helpful for others.
Wouldn't that help? Can I leave it to Mamo to tell you that?
I didn't apply for a spouse card because of the caveat "$195 for each additional card", but after reading this comment, I realized that there are two types of additional cards.
- Additional Platinum Card® from American Express: This is a separate annual fee of $195 and is available for
- Companion Platinum Card® from American Express: This has no annual fee.
I understand from the page[1] Global Entry, TSA PreCheck benefit description for the second additional card that the additional member also gets a $120 statement credit every 4 years separately. Is this how it's always been? I'm new to the Amex Platinum card so this seems like a pretty good benefit.
[1] https://www.americanexpress.com/en-us/account/get-started/additional-card-member/companionplatinum
Answer. The Global Entry/TSA benefit is a benefit that has been around for a while.
It looks like the additional card users with no annual fee also get Global Entry, TSA benefits, and up to 4 additional Companion cards, and if you use them all, you get an additional $480 statement credit for 4 years, am I understanding correctly?
That's how I understand it too. However, in the case of Global Entry/TSA fee credit, it's a benefit that all cards with an annual fee have anyway, and it's not a benefit that you will use every year, so I think it's not enough to be a decisive factor in applying for an AU card. AU cards also count toward Chase's 5/24 and require a cumbersome process to remove, so for those who are very concerned about 5/24, it's common to avoid applying for AU unless you absolutely have to.
Ah, I was only thinking about the lack of an annual fee for the additional card, not the opportunity cost of the 5/24. Thanks for the clarification.
Yeah. I'll do that, and now that I've looked it up, there's no Centurion Lounge access, Delta Lounge access, or anything like that, but it does seem to share some credit with the main membership, so that's a nice benefit.
In particular, the $600 hotel credit share is new to me, and I think it's a great perk.
(Update: Upon further reading, it appears that while we share the $600 hotel credit, we only have access to Hotel Collection bookings and still don't have FHR access - you'd have to be an additional card member paying an annual fee to get exclusive FHR bookings).
"Fine Hotels + Resorts® program bookings may be made only by eligible U.S. Consumer Basic Platinum and Additional Platinum Card Members."
Thank you for the update.
If it's a credit, I'll have to spend it anyway, so I'll use it.
If you saw the message (I deleted it), feel free to ignore it ^^.
For capitalized posts, the first time you comment, I have to manually approve it before it goes live, so it may take a while for your post to go live.
Ah, that could be.
You mean someone who writes the same email for each cap as the initial comment criteria?
AU cards are also eligible for credit sharing, so I'll be using my quarterly credit to fill up on spending!
Yes. It means the same email.
I opened the Amex Gold last year and was wondering if I should flat upgrade after paying the 2nd year annual fee, but the bonus only showed 50,000 points. Then today I got a 75,000 welcome offer with a 6 month $6,000 spending requirement and I'm wondering if I should upgrade! Thanks for the info!
I know you're thinking, I'd love to give you a big bonus, but I think the algorithm is a little tight ;);
I also opened Gold last December and heard about this renewal a few days ago and applied for it, but I originally floated it because it was a flat bonus non-eligible, so I canceled it... Today, if you flat upgrade Imelo Gold, it whispers that it gives 125k. It's not 175 150, but 125k if it's a small one, but I'm thinking about it. If you spend 6 gallons 6 thousand, it's wide...
Does this upgrade work the same for Hardpool and Chase 5/24? What's the difference between a new card and an upgrade... ;)
1. 125K is great!
2. for Amex, I believe there is no hard pool for existing member upgrades, but I'm not sure.
3. I don't think this would be the case for Chase 5/24 as it would carry over the existing card's history, but again, do this at your own risk.
Please sign me up too
This is not an immediate signup, but a notification list that will send you an email reminder when a signup announcement is made. I've signed up for the notification list.
Always the annual fee is a bit burdensome, so it's not my card that hurts... But, I got an upgrade offer of 125,000MR/6,000$ in the mail... It seems to be the maximum as an upgrade offer, so I'm not sure whether to go or not ㅠㅠ
I got the same email and I'm debating whether to click the apply button or not.
I'm late to the party, but I've added the
Is it possible to add it? Thank you
Added.
Can anyone explain the difference between an update and a regular new card application? As far as the card number being retained....?
I know the upgrade doesn't take 5/24 because you're not literally creating a new card, you're just changing the type of card you already have (I don't know if they do a hard pull, I haven't done one yet). And if you do the upgrade before making a new card, you won't get the signup bonus on the new card unless it's NLL. I'm in the same situation because it's popup hell trying to apply for a new card.
Given that many people get 80,000 for a new offer, 125,000 guaranteed for an upgrade offer seems like a very good deal.
After upgrading, can I open a new flat later and still get signups?
I'm still a beginner, so I don't know much... ㅠㅠ
If you upgrade before new, you won't get new signups later (NLL is the exception). I've never applied as a flat new, but with the amex popup hell + I don't think I'll ever have more than 125k signups even if I get through the popup, plus I have to manage +5/24, so I just opted for an upgrade.
As Lux replied, your post counts as having the Platinum card, so in principle, you would not receive the new Platinum card welcome bonus afterward.
However, there are often NLL offers that don't have such restrictions, so I don't think it's a complete no-no.
Thank you, I ended up accepting the upgrade offer and waiting for the mirror card.
Well done.
Wow, the new Amex Platinum looks better than I thought it would.
I have the Amex Gold now, but the 100,000 point upgrade offer just came out, and I'm torn.
1. is the Gold -> Platinum upgrade worth 100,000 points?
2. amex gold renewal $325 was paid recently, will I have to pay the full $895 if I upgrade?
1. it says 125,000, but 100,000 doesn't seem too bad.
2. you'll probably get some of your old dues back and be charged a new annual fee.
It's been a while since I've commented. If you're looking for a great deal of information about the best way to get started, you'll want to check out our website.
Added to the notification list.
I read the post "Beware of calls from American Express (1-800-528-4800): It's a scam" on the bulletin board and got a call a few days later. I said "Are you a scammer? I'm calling the police and tracing your IP, don't hang up" but they hung up on me right away...lol I'm so grateful to MileMoa for all the help they give me.
I've gotten 4 of them in one day. This is a huge privacy breach.
Hi. I've been following you for a couple years now and always get great information. I'd like to become a member and would appreciate being put on your email list.
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hello.
Do you usually close the card after spending $8000 in 6 months for points only?
The annual fee for the Platinum card is quite high at $895.
You can often cancel or downgrade to another product after 12 months, but you have to keep it for at least a year. If you close the card before the one-year mark, you may be able to keep the welcome bonus (I can't find the exact terms right now).
I was applying because I thought it wouldn't be hard to fill up my spending before my trip.
I just closed it because the signup bonus was 80k lol bummer
I think 80K is really a bit too much.
Gold is a 10k bonus for 6 months $6,000 spend, is this worth it? I ask because I don't really know the value of Amex points lol
100K used to be great, but nowadays it's a little disappointing ;);
Hello, I always enjoy your articles. I've been watching for a long time but signing up has failed every time. I'd appreciate it if you could add me to the list.
Added.
Thanks for all the great information, I'd love to be on your email list.
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Apply for the Fleet Card today and you'll get airline hotel credit on your
Once between October and December
Once between January and June
Can I get it three times a year, once from June to September?
Airfare is paid on a calendar year basis, so if you spend $200 this October or December, you'll get another $200 next year.
For hotel FHR credits, it looks like you'll get $300 in October-December this year, $300 in the first half of next year, and another $300 in July-September.
If you don't use it this October/December
200 for January-June next year
Is $200 for 7-12 possible?
I was mistaken, it's 200 a year. Heh.
There's no guarantee that this will continue, but I know some people who designate UA and build up their savings like they would in a travel bank.
I'd love to join, and would appreciate being put on the email list.
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Hello, my gold card just turned 1 year old this month, so I'm about to upgrade to platinum, but when I go to the site, it only shows 50,000 points for the upgrade ㅠㅠ If I wait a while, is there a possibility that it will change?
Yes. I understand that offers change frequently.
Thanks for the great information
I'd like to become a member and share my findings on the board as well.
We'd really appreciate it if you could add us to your email list
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Mamo, thanks for all the great information! I'd love to contribute to the community and would love to be added to your email list.
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Thank you!
Thanks for the great info!!!
I'm thinking of applying for 175K with Incognito.
We'd love to have you on our signup list :)
That's a great offer!
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I've been using Gold for about 7 years, but I thought it was time to send it, so I was wondering if I should get rid of the card or upgrade to flat, so it was upgraded just in time ... ㅎㅎ Plus, 125k came out as an upgrade bonus, so I upgraded right yesterday... But what's weird is that I called to inquire because my old Gold had about two months left until the next annual fee month, but they said that the maximum upgrade bonus was 100K? So I just said, I'll upgrade myself~ and applied for the upgrade right during the call lol I'm looking forward to the mirror version card coming out next week.
You got a great offer!
We'd love to put you on our signup notification list
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I've been following the info for a couple years now, but I'd like to join the list if I have something to share.
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Canada is just crying ㅠㅠ We have benefits....
Canada is a bit of a disadvantage....
I didn't realize I could get on the signup notification list. I've been waiting for this since I missed the last signup symbol.
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I'm on the notification list too, thanks for the post and good luck with the BOA 100,000 mile card.
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Good luck getting approved.
I currently have the Amex Delta Platinum and was thinking about downgrading to Delta Gold and waiting, but I saw the 175k offer for Platinum and am torn... Should I go straight to Platinum instead of starting with Amex Gold?
I'm sorry you're torn, but if you can use the Amex flat offer to your advantage, I think it's not a bad idea to skip it, and if you don't get the Gold Welcome Bonus, you can always look for a flat NLL offer later.
Do you know when the hotel credit quarterly resets?
If I apply now, get it and use it right away, will it be available again next January...?
And can you tell me what the difference is between Charles Schwab Platinum and regular Platinum?
Thank you
1. I think it will reset on 1/1 and 7/1 each year, so if you get the card now, you'll definitely be able to use it again next January, and I think you'll be able to use it again early next July.
2. the Schwab Flat Card is a card that Schwab members can sign up for, which has the same basic benefits, but I understand that you get a certain amount of the Annual Schwab Appreciation Bonus based on how much you invest with Schwab ($250,000 to $1 million invested is $100 a year). It used to be that it was counted separately from the regular Amex card so you could stack the welcome bonuses, but I understand that the rules changed a few years ago and this is no longer possible.
This is your first visit. My question is about firearms. I have a firearm that I don't need and I want to get rid of it, and I was wondering if you could tell me what the legal process is in California.
I don't know anything about this, so I don't have an answer for you.
I've never made a sickness, so I'm thinking of applying as a new user, but if they give me 125000 as a new user, would it be okay to do it with the upgrade offer? Spending pressure is on...ㅎㅎ Oh, and please add me to your email list!
1. are you upgrading your existing gold to flat and applying for a new flat at the same time? Usually upgrades come after new applications, so I'm not sure if what you're planning to do now will work;
2. added your email to the notification list.
Is the 175,000 personal platinum card offer in the link in the article still valid? The link is live, but I'm asking just to make sure.
It's not exactly 175,000. It can be as high as 175,000 depending on the individual, so you'll have to put in your information and check the welcome offer before proceeding.
The AMEX points to Airline transfer rate will be lowered starting February 23, so if you're looking to transfer sooner rather than later, you might want to do so. https://milelion.com/2026/01/22/american-express-membership-rewards-devalues-airline-miles-conversions/
The article you linked to appears to be specific to Amex issued in Singapore.
hello. Thanks for the great articles as always!
I recently received an 80,000 point offer for the Amex Gold Card with a personal RSVP code, but when I checked the Platinum personal welcome offer online, I saw 80,000 points. This seems too low... If I cancel and reapply, is there any chance my welcome offer will go up? Or is it worth contacting Amex to see if they can increase it?
We'd also love to add you to our signup email list!
1. this seems to change every time, so you might want to keep checking back over time.
2. added.
I applied for the Amex Platinum and was offered 50,000 points ($12,000 for 6 months) as a signup bonus. I've been using Amex for 10 years and have one Hilton Amex, but 50,000 is a bit too much... Is it possible to delink it and ask AMEX to chat with me to get the offer?
And please add me to your email list! Thank you!
1. 50k is really too much, I don't know if you can request offers in chat.
2. It's not a signup list, it's a list to remind you by email when there's a signup announcement.
We currently have an announcement about signing up for membership, please see our message board.
https://www.milemoa.com/bbs/board/12157984
Please note that separate email reminders are not possible.