Updated: 05.15.2025
The 100k offer has ended, the current offer is 60k (with 3 months and $5k spend)
| info | Chase Sapphire Preferred® Card (Sharp) Chase Sapphire Preferred® Card |
|---|---|
| Basic features | 75,000 UR points after spending $5,000 in the first 3 months of card issuance (75,000 UR points are worth $750 in cash) |
| Whether to convert points | Convertible at a 1:1 ratio to airline miles (United, Virgin, etc.) and hotel points (Hyatt, etc.) |
| Benefits | Up to $50 credit each year on hotel bookings with Chase Travel(SM) (based on membership year) |
| Annual fee | The annual fee is $95 for the first year. |
| A good introductory card for UR points. | |
| For more info | You can apply at the partner site |
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Sharp cards, a staple of the Mage Corps.
The good news is that the sign-up bonus for this Chase card (Chase Sapphire Preferred®) has gone up to 100,000 points.
Normally 60,000, but during this promotion you'll get 100,000 points for spending $5,000 in 3 months. This is the highest level ever.
Since Sharp is one of the basic cards in Magic and you're probably familiar with it, we've summarized the important details.
1. Basic information
The Sharp Card is a $95 annual fee card that is arguably Chase's flagship product.
The points you earn with this card are Chase's own points, UR points = Ultimate Rewards points.
There are several ways to redeem points.
- First, you can redeem them like cash. You can log in to the Chase site and apply them as a statement credit or get them as a check, where the value is 1 point = 1 cent, so 100,000 points are worth $1,000.
- You can also book flights and hotels through their own booking portal called Chase Travel℠, where you can redeem for 1 point = 1.25 cents. That means 100,000 UR points = $1,250 in value.
To increase the value of your points, you'll need to transfer them to airline miles or hotel points.
Fortunately, the Sharp card has a transfer function.
- You can also transfer your earned UR points 1:1 to hotel programs Hyatt, Marriott, and IHG (except for Hyatt, of course, which you should never do because it's pointless).
- You can also convert 1:1 to miles from over 10 airlines, including United, Air Canada, Virgin Atlantic, Lifemiles, and more Korean Air is not a partner, so direct conversion to Korean Air miles is not possible).
Virgin Airlines, in particular, has been a favorite among the wizards over the past two years.
That's why Korean Air ticketing will be available online starting in 2023.
While it's not quite the same as when URs used to go straight to Korean Air, I have to say that even the possibility of booking Korean Air through Virgin is a very positive option.
When booking a Korean Air flight with Virgin, the deduction varies depending on the distance.
As of April 2025, when this post is published, a nonstop economy flight from LA to Incheon on Korean Air costs 31,000 miles.
That's three one-way tickets in economy for a 100,000-mile signup bonus.
Of course, this doesn't mean it will always work.
- Korean Air direct mileage seat availability isn't always great
- LA is 31,000 miles, but, That relatively distant destinations like Boston, New York, and Dallas require a higher mileage allowance (up to 37,000 miles nonstop) and so on, and so forth.
I think these are things to consider and keep in mind.
Of course, Virgin miles are relatively cheap redemptions for ANA Business and First Class tickets.is also possible, so I guess you could say that it's really a matter of taste.
Okay, that's the basics.
3. Precautions
There are a few caveats to this offer.
(1) 5/24
First, this card is subject to 5/24.
This means that when you apply for a card, you'll be asked how many cards you've issued in the last two years, and once you've issued a card, you'll be included in the 5/24 count.
So if the total number of cards you've opened in the last 24 months from the time you apply for the card is more than 5, you should probably consider yourself unlikely to be approved.
(2) 48-month term
Chase's terms say that you won't get the sign-up bonus if you 1) have a Sapphire family card, or 2) it's been 48 months since you received a sign-up bonus on one of those Sapphire family cards.
In number 1), when we refer to cards in the Sapphire family, we include the Sapphire Card (Chase Sapphire Reserve®), the Sharp Card, and the regular Sapphire Card with no annual fee.
That's why it's not known to be possible to get the sign-up bonus if you currently have a Sapphire family card. You'll need to cancel your card or downgrade to a Freedom family card.
In addition to 1), it's also important to note that 2) it must have been 48 months since your last signup bonus.
We're not counting just Sharp cards here, but all Sapphire family cards.
(3) Spending is $5,000
The previous offer was for 3 months and $4,000 in spending.
This offer has the same 3-month duration, but the spending requirement has increased by $1,000 to $5,000, which is important to remember.
Let's wrap up today's post.
The Sharp Card's sign-up bonus has been raised to 100,000 points, which is certainly welcome news.
My advice is always to use your best judgment when you see a card offer.
I think it's safe to say that this is a good deal.
| info | Chase Sapphire Preferred® Card (Sharp) Chase Sapphire Preferred® Card |
|---|---|
| Basic features | 75,000 UR points after spending $5,000 in the first 3 months of card issuance (75,000 UR points are worth $750 in cash) |
| Whether to convert points | Convertible at a 1:1 ratio to airline miles (United, Virgin, etc.) and hotel points (Hyatt, etc.) |
| Benefits | Up to $50 credit each year on hotel bookings with Chase Travel(SM) (based on membership year) |
| Annual fee | The annual fee is $95 for the first year. |
| A good introductory card for UR points. | |
| For more info | You can apply at the partner site |
Featured image: depositphotos (285970766)
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362 Comments. Leave new
It's finally back lol
Yes!
I have never opened it, but my husband is registered as an authorized user with Sharp, what happens in this case ~? Can I apply it?
Yes. I understand that even if you have an AU card, there is no problem applying as a new primary applicant.
I have the same case and tried to apply, but it was rejected...
What was the reason for the decline? I would suggest calling Chase and asking for a reconsideration.
I have the same case as the person above, but I got rejected.
I don't think you'd be denied just because you're an AU member, so if you get a letter from them, I'd suggest asking for reconsideration after you find out exactly why.
My wife has a chapri card and I just opened a new credit card to get the 100k signup bonus above.
1.Can my wife get an extra 100k for referring me?
2.I'm trying to use the new card I'm signing up for together because I can't afford the membership fee for both cards, but I'm wondering if it's better to get rid of one person's card or just downgrade it so that I can sign up for a new card and get bonus points again when the next new promotion comes out.
1. My spouse is getting a referral bonus, but I thought it was 10k, not 100k.
2. I'd like to recommend that you downgrade to a Freedom Series card with no annual fee.
I don't think the link sent as a referral is worth 100,000.
We understand that you will need to wait a few more days.
I have the same case and tried to apply, but it was rejected...
I just applied and was approved - do you think I should call to see if the promotion has been applied? Thanks for posting the link.
Congratulations on the approval and thanks for the link.
It's probably best to call or send a secure message to Chase to confirm.
I'm thinking of going to a branch and opening an account and applying for a Sharp at the same time, but how long is this offer valid?
I'm planning to visit next week or next week.
If I apply to a teller, I might not be able to get the 100,000 points, so I'll just apply online. I got rejected once at the end of last year and I'm afraid I'll get rejected again.
Now that it's out, won't it be valid for a month or two?
Sounds like a really good deal. I'm planning to buy a house in the next 6 months, but I'll have to resist opening a new credit card to get it without mortgage issues, right?
If you need to get a mortgage, you might want to focus on mortgages.
It's a shame that I still have to wait 5 months to be 48 months old, even though I love the @Oper.
I know.
Is it 48 months to cancel the card? I'm almost 48 months out, how do I know for sure if I'll get the signup bonus?
48 months from when you received the sign-up bonus, not when you canceled the card.
If I sign up again, can I just assume it's been 48 months and just sign up? Or do I need to call and confirm?
If you have a record on your phone or Chase account, you'll want to check the date the sign-up bonus came in and apply for it.
I checked my email from the card company and found that my card was opened and I received points. Please check your card account email.
I tried to refer an acquaintance, but when I refer, the recipient only gets 60,000 points. Is there a limitation?
I understand that referrer links take a few more days to update.
I saw on Reddit that you can get 100k for referral link starting April 8th.
My husband created the card and I am an additional card user. Can I get signup points if I create a card in my name? Please respond if you have experience with this.
Yes. As long as you're the primary applicant and have never applied before.
Will downgrades be included in 5/24?
It is my understanding that only new authorizations, and generally personal cards, are counted.
Does the AU application come with money instructions?
Answer. I'm not aware of any additional fees.
I got a credit card from Capital One about a month ago, will this be a problem for me~?
It's a personal preference, but I don't think it's particularly disqualifying. Good luck.
I booked a flight to Korea in the summer with SariCard points, can I cancel the card now?
Is the purpose to create a new Sapphire card? If so, I'd prefer to do a product change / downgrade to a Freedom card rather than cancel.
I applied for 60k and got the apr but didn't activate it because the card is still coming, but when it comes, can I contact customer service and get it for 100k?
We haven't seen a match yet, but we think it's worth a shot.
I can get it. I called customer service and told them and they did it.
Oh, that's great news, thanks for sharing your story.
My husband applied for Sapphire Preferred in 2021 and canceled it a year later in 2022, but today his application was rejected. Is it because he canceled it within a year in the past? Is there any way to get approved again?
When did you receive your signup bonus in 2021? My understanding is that if it's less than 48 months from the date you received your bonus, you won't be approved.
I applied under P1's name and they said they are reviewing it.
I hope it passes~~~ Please
Good luck.
Can I still apply if I have the Chase Freedom Card?
Yes. If you're fine with the other requirements (5/24, etc), I don't think it has anything to do with having a Freedom card.
I was considering the IHG card and came across the SariCard offer, went to the linked affiliate and applied right away. Thanks for the information & help on your site.
Thank you for using the link. We hope you get approved as well.
Thank you, this is the deal I've been waiting for.
I have a big spend due on April 10 right now,
I think the referral offer is still open.
In this case, is it okay to apply now for 60k with referrals and then reach out to them later when a new offer comes up and ask them to match?
If that's a possibility, I'm thinking of applying for it now so I can get the card and spend it on express^^:
I think this is a bit risky. Because there's a difference in the amount of money you're spending, so it's not like they're going to see it as a different offer.
Can F2 visa holders get a credit card?
I've seen a lot of cases where an Amex card can be done with a Korean passport, and Chase requires an ITIN or something like that.
Thanks for the good information 🙂 .
On a different note, will there be any new members this year?
I'm anxiously awaiting it lol
I'm thinking about it. We'd be happy to add your email to our notification list if you'd like.
I'm on the email list, but it would be a shame to miss it, so if you don't mind, could you check back one more time? Thank you.
Yes. It's registered well.
I have your email on file for 2023, so you should have received an email notification during last year's signup period, but didn't sign up then?
Thank you for your response.
I was so disappointed that the email ended up in SPAM.
Once I realized that, I changed the settings a bit and now it works fine.
I will definitely check it out and sign up in the future, thank you. 🙂 🙂 â
Thank you for your confirmation.
Does having the Chase Sapphire Reserve prevent me from applying? I've had it for about 5 years.
Yes. The Sapphire family of cards are considered the same card. If you've been signed up for the Sapphire Reserve card for more than 4 years, I believe you can downgrade it to the Freedom Unlimited card and then apply for the Sapphire Preferred card about 7 days later.
What happens to the miles I currently have in Reserve and the tickets I've already booked, and what happens to the auto-pay subscriptions I have set up with that card?
URs in Reserve will remain in Reserve. However, the value will drop from 1.5 cents to 1 cent per point when redeemed on Chase Travel.
Is the ticket already booked on an airline that you redeemed for airline miles? If there are no changes to the itinerary, it should stay the same, but for changes/cancellations, you'll need to look at the ticketing terms/terms of the ticket.
If you downgrade to Freedom Unlimited, which keeps the same card number, your subscription payment will remain the same. If you downgrade to Freedom Flex, which is a Mastercard, your card number will change and you will need to set up a new one.
Thank you.
Down to unlimited and
After checking your Sapphire Preferred miles, close it after a while and click
Should I upgrade to Sapphire Reserve again?
1. when you say closing after some time, are you referring to the new Sapphire Preferred you'll be getting? If so, you'll need to keep it for at least a year.
2. If you upgrade this card to Reserve, you must still wait one year after the card was issued.
I apologize for my lack of explanation.
1. closing is correct, you are asking for Sapphire Preferred.
2. upgrading to sapphire reserve again, I wanted to upgrade it to sapphire reserve again because the unlimited I downgraded can be used with the same number.
For #2, the cases seem to be mixed: some say you have to go down and wait a year, some say you don't, and I'm not sure about that.
Thankfully, it went straight to Approve.
But the limit is 5,000 lol
I've never seen a limit like this before after getting $35,000.
If you spend 50 million, you get 100,000 points, but I don't think you'll need it after that.
You mean I can downgrade my Unlimited after a year and ask to upgrade it back to Sapphire Reserve?
So what happens to the Sapphire prefunds I've received?
Congratulations on your approval.
I think I'll stick with the Sapphire Preferred for a year and then move down to the Freedom line.
I opened on 6/15/2021 and downgraded a while ago, I'm just shy of 48 months, should I apply? Or is there no possibility at all...?
I wouldn't call it close, but it's about 3 months apart, so I don't think it's going to be easy.
You can't apply until June 2, 48 months after your last bonus.
I hope this deal is still alive by then. lol
Right, good luck.
I've had my account open for 8 months and my first Chase Limited credit card for about 3 months. If I apply for the Sharp now, will I be much less likely to be accepted?
What's your Freedom Unlimited limit? Assuming you have enough limits, you should have plenty of room to try (though we can't guarantee approval).
I created my Sharp card in March 2021, but I don't know when I received the signup send, how can I check if I don't have it now?
If I received my sign-up bonus on May 15, do I have to wait to apply for the card after that date? Or does this mean that it doesn't matter when I apply for the card, and the bonus is 48 months old?
I applied for the Ink business card at Chase in late February and got rejected after a bunch of cards, and then got the Venture business card in late March.
When can I apply?
1. try calling or secure messaging Chase.
2. correct. If you received a bonus on your 5/15/2021 invoice, you must apply after 5/16/2021.
I applied for the pre approved sharp card 80k bonus that was mailed to my house just a week ago and was declined... I applied while I was traveling and spending so much that I almost maxed out the card + didn't have much cash... I'm about to call to request a reconsideration, but can I request a reconsideration with the 100k offer? Is there any chance of this happening?
If you request a reconsideration, you'll be approved with an 80k offer. You can try a match request for 100k now, but based on the stories on the boards, I don't think there are any successful matches yet.
Therefore, we recommend that you leave the existing rejected application and apply for 100,000 links again 30 days after the application date.
I opened the Reserve at the end of 2022, so I won't be able to do it this time 🙂 I'm thinking about opening the IHG Business - is there any way I can get an email alerting me to sign up? 감사합니다용!
Added to the notification list.
Hi admin. Can I be added to the signup email list?
Added.
Me too, please
Added.
I'd like to do the same.
Added.
I'd like to do the same.
Added.
I'm a Chase freedom card holder, do you think I'm eligible for this offer?
5/24, etc.
I have a Sapphire Reserve in my husband's name and it's been 48 months since it was opened and my name has been in and out of AU. We also have a Freedom Unlimited together as a joint account. What should I do in this case?
If you've never applied for a card with Blue as the primary applicant, I know you should have no problem applying and be eligible for the bonus if approved.
So, should you keep your Sapphire Reserve?
I think it depends on your travel patterns, card usage patterns, etc. If you're not transferring UR points to an airline or hotel and you're booking through the Chase Travel site, the Sapphire Preferred card is 1 point = 1.25 cents, but the Sapphire Reserve card is 1 point = 1.5 cents, so you'll need to think about how you're earning and redeeming points.
Can I combine my wife's and husband's points in this case?
Yes. Yes, you can. For personal cards, the terms and conditions say that UR points are available if you live in the same household.
If you have a Sapphire Reserve and it's been open for 7 years, you can use the
I'm thinking of downgrading and applying for a new card, but I already have the Freedom Unlimited. Can I downgrade to another no annual fee Freedom Flex? Or do I need to get a Marriott card or
And Preferred, if I open it, will I be able to upgrade to Reserve after the bonus, because I've been using it well and I want to go back to Reserve.
1. it is possible to downgrade to the Freedom Flex, but it is my understanding that this will result in a completely new card number. This is because the Freedom Flex is issued by Mastercard.
2. Due to a law called the CARD Act, you can't change your product for 12 months after your card is issued, so you'll need to keep your Preferred for at least 12 months to upgrade to Reserve.
I was rejected with a web link, but when I visited the branch a week after the rejection, I was approved
Congratulations.
I have less than a year of credit history. I've heard that Chase looks at that one year as important. Is there still some risk if I apply before a year? My history is about 10 months old now and I've only opened 4 Amex cards in that 10 months. I opened my chase checking at the beginning of January this year.
What are your Amex limits? If you have a decent limit, I don't think it's impossible to get approved.
Thank you for your response. I have a combined limit of 31k on all three cards, excluding the Amex Gold. I have plenty of limits, so I haven't been pushing hard to raise them. Would it help to raise the limits by the end of the month?
I've been getting a lot of help. Can I get a notification or something about signing up?
No, I don't think you need to raise the limit. Based on the limits alone, it's not impossible to get approved, but you won't know until you try.
I've added your email to the notification list.
Hi Milemoa, you advised me of the possibility of being approved, I applied a while ago and was approved right away, thanks again for the good information, advice.
Congratulations on your approval!
How long will this offer last? I'm planning on buying a car in late July and thought it would be a good idea to apply for the card in time.
It's hard to say how long this will last, as some cases have lasted more than two months, while others have been shorter. We'll keep you posted on any new developments as they happen.
I'm using one Freedom Sister and my credit history is not old, so my score is 715 points and my limit is 2200 dollars, but I can't use the app.
I think not having a long credit history was probably a major factor... ㅠㅠ
I opened the Sapphire in 2019, so it's over 4 years old, but you say I need to downgrade to the Freedom Sister, but I already have that card. Is there any other way to downgrade?
You can have multiple Freedom Sister cards at the same time. I understand that you can downgrade to the Freedom Flex, but in that case, the card number will change because the Freedom Flex is a Mastercard.
Once I've applied and been approved, will my signup bonus be released once I've met my spend?
Is there any chance that I'll get approved and not get paid after filling the spend?
Also, could you put me on the waiting list to sign up?
Thank you
I don't know that Chase does anything with the bonus once you're approved. I would suggest sending a secure message to Chase after you receive the physical card to verify the bonus once you are approved.
We've added it to the list.
hello. Could you please add me to the signup list? Thank you.
Added.
I currently have the Saricad in my name for over 6 years and paid the annual fee in early March. Can I wait a few days, wait for my spouse to apply for the Preferred with my referral, and then apply for another 100,000 Preferred in my name after I get the bonus points and downgrade the Saricad? (I know it's a waste since I just paid the annual fee, but the 100,000 point deal is too good to pass up.
I think the key will be how quickly the referral points come in - if the card number stays the same, they may come in even after the card is downgraded, but I don't know that for sure.
2. if you're downgrading your Sari card (not canceling) Annual fees are prorated refunds I know you're getting it.
Do I need to have a Chase bank account to apply, and I'm wondering if I'll be rejected since my current credit history is less than a year with a BofA secured card.
No, a Chase checking/savings account is not a prerequisite.
You won't know if you're approved for the card until you apply in person.
In my case, I've gotten a lot of comments asking about the length of credit history,
I had been in the country 9 months and had 1 Delta Gold card,
The online application was rejected, and a week later I visited the branch and was approved.
Congratulations on your approval.
I applied for Sapphire 3 years ago, got approved and canceled it right away, would this fall under the 5/24 rule? It would be quicker to go to the branch and ask?!
5/24 is looking at whether you've made more than 5 cards within a 24-month period, so if you made a card 3 years ago, 5/24 is irrelevant.
The 48-month bonus rule is an issue, but if you've never gotten a signup bonus before, it's worth applying for one, because I've heard that if you don't qualify for one, you won't get approved at all.
I have the chase ihg, united, and 3 amazon primes, can I apply for the sapphire card and the freedom unlimited back to back? I was thinking of applying for the Freedom card soon since I don't have the Dorrance card (they're offering a $250 rebate after spending $500 right now), but the Sapphire deal is too good to pass up. Can I apply for both back to back with Chase? Thanks.
The general advice is to leave at least a 30-day gap.
And the Freedom Card is not a Dorrance card; Sapphire Preferred and Sapphire Reserve are.
Thank you for your answer. I guess I don't need to get a freedom card then. Thank you for your good information. Have a great day~!
I created an Amex Delta Gold Card about 20 days ago, could this have an impact?
And we'd love to have you on our list!
I don't think it's going to have much of an impact unless it's more than 5/24, but of course there are individual differences.
We've added it to the list.
It's currently 4/24, and I'm spending Ink Business Unlimited, which was approved last month on 3/24.
This is my first Ink card other than the Bonvoy, which I've had since 2021, and I have 12 personal cards. Is it okay to apply for the Sharp now since my Ink is due to expire in a few days?
I don't think it's a regulatory issue, but it's a matter of personal preference, and it's best to space them out as much as possible.
I didn't see where to put the referrer code when I applied.
Was there?
It says I'm approved and the card is on its way, but if I connect to customer service, will they apply it?
But can I put the ripper in the Freedom user code or only the Sapphire user's ripper code?
And what are the benefits of signing up? *You've all been asking to be on the list...:)
1. you don't put a separate code, the code is built into the link itself. Personal referral links are basically the same kind of card only.
2. the ability to post/comment on message boards.
I got the Freedom Unlimited card 7 months ago, and I'm a graduate student, so the limit is 500 ;;;
I've been paying it off diligently and have no delinquencies, but I'm concerned about the credit limit on my Sapphire application.
Is it better to apply for the amex or capital one card first to get a higher limit and then apply for sapphire? Or should I just go to the branch and apply for the Sapphire?
It's a pretty low limit;; You don't know if you're approved or not until you apply for the card, so if you try and get approved, it's great, and if you get rejected, you just send an inquiry, so I know there are some people who just apply.
hello.
I applied for the Amex Gold a month ago and was debating whether or not to apply for the Sharp this time, but when I saw the comment about the 30 day minimum, I applied and got approved right away.
Thank you so much for your help.
Additionally, can I get on the waiting list to sign up?
Thank you!
Hi I've been getting so much help and I've been reading and reading and reading and reading but I'm finally getting it and I'm going to try my first challenge with the safecard, I'd love to sign up but I don't think there's a sign up period. I would really appreciate it if you could put me on the notification list, thank you so much for all the great information, I've been studying hard and hope to be one of the people providing helpful information one day, good night 🙂
Added to the notification list.
Congratulations on your approval.
Email registered.
I had the Sapphire Regular card for a while and closed it last year because I thought it was a card downgrade, but it's been 48 months since I got the signup bonus. I closed it because I realized that if I had the Sapphire Regular, I wouldn't get the signup bonus when I opened the Sapphire Regular, so is there any problem getting this card now?
If you closed it last year, you should be fine.
I recently made an ihg business card and was approved, but I haven't received the physical card yet, but this card came out and I'm dying to make it completely, but I'm a little overwhelmed with the spending ㅠ ㅠ And can I sign up for a little bit and line up on the emel?
Added.
Thanks for the great info, I'm going to give this promo referral as I opened it in 23 and am waiting for the churning.
I'd love to be added to the list!
Added.
I created a prefund on 6/21/21 and filled the spend on 6/23/21, which earned me 80,000 points.
I booked a ticket to Korea this July using Preferred UR.
In my case, if the promotion runs through June
If I transfer my UR to another card this month, cancel the Preferred, and then reopen the Preferred at the end of June as my husband's referral account, will I still get the bonus?
Of course, 5/24 is safe.
If you cancel the card, you'll have to wait up to 30 days, so it's probably better to downgrade to a Freedom family card rather than cancel.
There's a post on reddit that says if your bill came out on 6/23 and your bonus came in on that day, you're fine as long as it's after 6/24, which would be 48 months + 1 day.
Hi. I have only had IHG, 1 Alaska card, and 1 business card for 2 years and I'm being cut off.
The rest of my cards are all 2+ years old. At Chase alone, I currently have 5 cards: Freedom (formerly a Sap downgrade), Freedom Unlimited, Marriott, Hyatt, and IHG. I have 2 business cards.
I only have 2 cards that I opened in the last 2 years, IHG and Alaska, but I'm getting rejected.
If this is the case, will going to a branch fix it?
We recommend that you try calling first.
I just opened my Chase Hyatt Business a few months ago so I won't be able to take advantage of this offer.
I would be grateful if you could put me on the waiting list to join~~.
We recommend spacing them as widely as possible, but if you created them a few months ago, that in itself is not a disqualifying factor.
Added.
I applied for the Sharp card signup bonus in P2's name less than 48 months after I received it, but was denied in P2's name. P2's credit score is good, but maybe there was a problem with income? I've been working a small part-time job for about 2 years with a W-2, but it's less than half of P1's income. I was expecting 110,000 points for referral links, but I'm very disappointed!
Hey Koneck, I just opened my card at a branch and the clerk asked me for my combined income with my spouse. Hope this helps.
Thanks, I'll give it another try with hope.
If you're married, you can write off your income as joint income. It might be a good idea to give us a call and ask why.
Yes, I will, thank you.
Hi Mamo! First of all, thank you for the great information. I downgraded accordingly and applied for the new Sharp and got it right away, thanks to your quick info! Is it possible to add me to the signup notification list?
Congratulations, mermaid.
Added.
For those of you who don't have a long credit history, here's my experience!
I first came to the US in late March 24, opened Freedom Rise in early April (limit $1900 -> now $3200), opened Amex Hilton Honors in late July (limit $5000 -> now $6500), 5/24 Rulo is now on 2/24, and I'm currently on 2/24.
You've just been approved!
You're on the right track, congratulations.
I'm applying for the famous Sapphire offer for the first time and I hope I get approved! Thank you so much for the great information, could you please add me to the waiting list to join? Thanks 🙂 .
I've added it, good luck.
Can you please add me to the signup notification list? Thank you.
Added.
Thank you! I lived so unconcerned^^; I lived with the Chase Student card and got the Freedom Unlimited auto upgrade last year... (limit $4800) I think I used it for about a year, but when I just logged in and applied, it said I was approved (limit $10k) right away!!!🙂 I looked it up and fortunately it wasn't a Sapphire card, so I think I'll be able to get the welcome bonus once the performance requirement pops up. Thanks for the info as always.
Congratulations on your approval.
I have a Chase Sapphire credit card... I opened the Sapphire Preferred about 5 years ago... and I just downgraded it to the Sapphire about 2 years ago... Is it okay to just close the Sapphire or switch to the Freedom Unleashed and reapply for the Sapphire Preferred?
You say about 5 years ago, but I need to know the exact date. Because it has to be 48 months from the time you received the bonus, not the date you applied for the card.
Also, you'll have to wait up to 30 days to cancel your card, so we recommend switching to the Freedom Card.
Thanks for the answer. I've had the bonus for more than 48 months, so how many days will I be able to apply for it if I change to Predemption?
I've heard of 4 days, but I think you can safely wait a week or so.
Thanks for the great information, I'll be applying soon.
We'd love to add you to our signup notification list.
Added.
I just got approved, but during the process, they double-checked my social full number and all my personal details, so I got suspicious and hung up and got approved.
That's a tough one, but we're glad to hear you got approved.
Will paying federal or state taxes count as shifting?
It is my understanding that if it is caught as a regular purchase and not a cash advance, it will be recognized.
Hi, thanks for the great info. I've had the Chase Sapphire card for 10 years... I recently downgraded to the Prestige 2 weeks ago after seeing the Milemoa Chase offer possibility post. Is there a rule about how long/month I have to wait after downgrading? If there is no rule, I want to downgrade P2 as well and apply for a new Sapphire right away. Thanks for your help as always - kudos.
The information on reddit says that downgrades are 4 calendar days, so it's risky to do it as soon as it goes down. If you wait a couple weeks, you should be fine.
Thanks for the great information. I'm going to create a new one by refurbing to my family
Thank you for all the great information you provide. Would you mind putting me on the waiting list to join? If you have any good information, I'll share it with my fellow wearers.
Added.
Thank you, I'm approved too.
MileMoa, can you please add me to the waiting list to sign up?
Thank you.
Congratulations on your approval.
Added.
Thank you
I just got approved!!! Can you please add me to the waiting list to sign up?
Congratulations on your approval.
Added.
I applied a few days ago and got an upv, but the physical card hasn't arrived yet, and I got the virtual card. It was registered with Google Pay.
How long after I open this, will I have a link to refer to others? I ask because I'm thinking of opening P2 as well and it would be nice to be able to use my referral link.
Thank you.
I'm not sure about this one, so you might want to check back often.
hello. I've had the Sapphire card for a while now and it's been 48 months since I got the bonus. If I downgrade the Sapphire card to Freedom now, will I still be approved if I reapply for the Sapphire card? Also, I have about 100,000 points on the Sapphire now, can I transfer them to the downgraded card and then transfer them to the reapplied for Sapphire card? Thanks!!!
1. If it's been at least 48 months since you received your signup bonus, I think you should be able to.
2. If you downgrade to a Freedom family card, your points will be automatically retained without the need to transfer, and you can then combine them to a Sapphire card.
Does the 5/24 rule mean I can only have 4 other personal credit cards before getting a Chase card?
Or are you saying up to 5 is fine?
I'm having trouble understanding the rules
More than five is usually a problem. If you're applying for a Chase card right now, I'm guessing that means you can only have up to four personal cards opened in the last two years.
I'm thinking of trying a P2 referral.
Can I ask you to add me to the signup list?
Added.
I think I had it before and closed it, but I'm not sure if I'm eligible for this offer or not.
I have 2 closed Chase cards on Credit Karma, one is over 4 years old and one is only 2 years old. If I apply and don't qualify for the bonus, will I not be approved?
And please add me to your signup list.
I know that's true, but before you do that, I'd suggest you call Chase and ask them for your past card history.
Added.
Oh. I currently have a Sharp and it's in its 5th year. How long would I have to wait to downgrade to a freedom to run this?
I think you should wait a week or so.
With the information I got here, I downgraded my old sapphire and got approved for 100k again. Thank you and please keep me on the waiting list to join.
Congratulations on your approval.
Added email.
I've been using this card for a while now and it was recommended to me separately. I saw it was 100,000 miles and double checked it on MileMoar, then pressed apply and it was approved right away. My husband has a card, so I wasn't applying, but I'm glad I got a good deal. By the way, please add me to your email list. Thank you
Congratulations on your approval.
Added your email to the notification list.
I applied the app through my husband's referral... I received a letter saying that the app is not available because
We based our decision on the following reason(s)
- You already have the maximum amount of credit we can offer you
- Your current amount of credit is enough in relation to your income
I called them and got a raise and became an Apurve right away! I definitely recommend calling them if you have a similar experience to mine!
And please add me to your list, thank you.
Congratulations on your approval.
Added.
I applied with my wife without thinking about the referral and we both got the card within a few days, can't we cancel now and reapply with the referral?
And now I have to spend $5,000 in three months, does every transaction count? Or are there any restrictions, and when does the 3 months start, and is there a way to check my spending history?
Sorry for so many questions.
Please add me to the signup list.
1. It's too risky to cancel the card and start over.
2. not all transactions, such as cash advances, casino redemptions, etc. Normal everyday card use is fine, of course.
3. i know it's 3 months from the card approval date. i know there is a bonus tracker on the chase site if you register the card and log in.
4. added.
Yes, thank you.
Will I be able to donate or buy gift cards?
I know that things like Amazon gift cards are possible without any problems.
Yes, thank you.
Thanks for the good information! I got approved yesterday 🙂 I don't know much about it, but can I use this card just for groceries (where I usually spend money is groceries😂) and eat at restaurants?
Congratulations on your approval.
Yes, you can write it that way. It's a Visa card, so you can still use it at Costco.
I saw the hot deal and since Chase is my primary bank, I applied right away and was approved right away. I originally had a card for my husband but the deal was so good that I applied and it was approved right away. Thanks as always. Please put me on your email list too. Thank you.
If it doesn't approve right away on the site, it's rejected, right? They say they'll send me a reason within 7-10 days.
Does that mean I can't apply again?
You'll get a denial letter, and depending on the reason, you can call Chase and ask for a reconsideration.
I originally had Sapphire Preferred 6 years ago and downgraded to Freedom a week after this deal, when can I reapply?
And is it possible to accept them as referrals at this point?
Lastly, could you please add me to your email list, thank you.
1. They say it can be done in a week.
2. if you have a link between couples/families, it would be great to use it.
3. added.
What's the best option if I don't use the card much after a year and don't want to pay the annual fee?
URIs there a card that I can keep and move and not have an annual fee?
I think you can downgrade to the Freedom Flex or Freedom Unlimited card, which have no annual fee.
Hi, how can I become a member of milemoa? Thank you
1. For site configuration, see this article.
https://www.milemoa.com/rss-to-email-feedblitz/
2. Once every 1-2 years, we'll have a limited-time, 24 hour event on the boards. Once the date is set, we'll post a 4-5 day notice on the boards. If you'd like, we can send you an email to let you know when the event is coming up. In that case, please let us know in the comments here if you'd like us to add your email.
Will 100,000 Hayat points in UR be worth more than $1000...
Hyatt points are a mixed bag, but a point is usually worth 1.5 cents to 2 cents, so I think 100,000 points is well worth $1,000.
I used Hugh Mamo's link and finally got approved over the phone!
1. can we query the secure message separately to see if the offer is attached to the card? Like Amex flippers...maybe?
2. How can I know how much of the $5,000 I've spent in the interim is authorized? Is a secure message the answer?
1. Chase doesn't have flippers, but you can send him a secure message just to be sure.
2. When you log in to the Chase site, I know there is a NEW ACCOUNT BONUS TRACKER.
I want to sign up
Membership is a limited-time, 24-hour experience that takes place on a single day once every 1-2 years.
People who ask us to add their email address are those who want to be notified by email when announcements are made. If you'd like to be added to the notification list, please leave a new comment.
How are you?
I'm a newbie - I applied for the Ink Business Preferred Credit Card ($95 annual fee) a few months ago to use as a Dorrance card and received 90,000 points after filling a spend.
However, I'm a bit hesitant because I'm tempted by the 100,000 I'll get if I fill the Sapphire Preferred ($95 annual fee), but I'll have to pay another $95 annual fee for the same period.
I don't need to pay two annual fees and have two Dorrance cards at once, but the points make it worth it, so how do I go about applying?
Thank you in advance.
It costs $95, but the signup bonus is worth at least $1,000, so you'll end up making $905. I think they call it a hot deal for a reason.
After a year, you'll have the option to choose either the Ink Preferred or Sapphire Preferred, or both, or even downgrade to a no-annual-fee card.
If I pay $5000 after sharp approval and apply for pay over time (3 month installments), will they count it as 3 months of $5000?
I'm not sure about this one, sorry.
How are you?
He is one of the users who has gotten a lot of help from Milemoa.
I'm new to the US and my current credit history is only 5 months of BOA credit card and 2 months of Amex Delta Gold. I've had Chase as my primary account for about a year, but I don't have a lot of money in it.
In this situation, is it really the right choice to apply sharpcard? Any advice would be appreciated. Thank you.
We'd also appreciate it if you could include it in the signup notification email.
1. you won't know if you'll be approved until you apply for the card yourself. I don't know what the limits are for the cards you have now, but if you're over $5,000 for something like an Amex card, you should be able to try (but there's no guarantee you'll be approved).
2. added.
Let me ask you a question
5/24 is free.
Last card approved was a business inkpreferred in 9/24/24. I did a credit pull in February of '25 for a mortgage? I did it once.
On March 12, Ink Business Unified Haddaga
You were rejected for the following reasons
Too many recent requests for credit
New chases business card opened
Low usage of chase credit line
My current question is, I have a 5 year old Sapphire Preferred, will it be approved if I downgrade it and get a new Sapphire Preferred appliance?
It sounds like you qualify, but you won't know if you're approved until you apply for the card. Good luck.
hello.
Milemoa I used to use safari reserve for 7-8 years but this time it crashed and I applied 4 days later on 4/9 and got a lavu.
And then there was Sapphire Preferred, which closed in four or five years.
And I opened Freedom in production year, I opened Marriott in April of last year, and I opened United Business this February, so is that why?
It's been less than 5/24 and I haven't heard from you yet.
No email, no mail, no contact.
I'd like a list of signup notifications too
Reject?
Let's wait a bit longer, and we'll get back to you.
Added.
I'm out!
You've been approved, congratulations!
Hi, my wife applied this time and was approved right away, thanks for the great info!
And please add us to your signup list!
Congratulations on your approval.
Added.
Please sign up for our email list.
You're enrolled.
I have the Sharp now, can I downgrade to Freedom and apply for the Sharp right away? It's been 48 months since I got the Sharp card bonus.
You'll need to download it and wait about a week.
Thanks for the information. I was thinking of opening another card and lowering the Sharp to the Freedom since I'm not 48 months in yet, but then I double checked and realized I opened the card with the Freedom first so I have the Freedom and the Sharp. Will closing the Freedom affect my credit score in this case?
Oh, and please add me to your email list for signup announcements 🙂 .
1. you can have multiple copies of Freedom at the same time, so you might as well keep it.
2. added.
Hi. Thanks for the great information. I applied for my first credit card (Freedom Flex) and was only approved once after 4 applications over the last year with little credit history, and now I applied for the Sharp card and was declined. One of the reasons is that I have too many credit checks, do you have any suggestions on what to do in this case?
Try calling and asking for a reconsideration, and if you're still not approved, it sounds like it's something that time will eventually fix.
Thanks to you, I applied for the card again this time. I verified the address and uploaded the bill...
Thank you every time!
Can I apply for membership too ^^?
Good luck with the approval.
This does not sign up for membership, but means that you will be notified by email when a membership announcement comes up in the future.
Hi, I got the sapphire preferred bonus 4 years ago and downgraded to the freedom, now I have 5 chase affiliated credit cards, haven't opened any in the last 2 years and my credit score is close to 800 so I applied with the link above expecting a mermaid, but it said unable to process, letter will be sent in 7-10 days -.- Is it helpful to call chase in this case?
Let's wait and see.
Question I want to get my first Sapphire, but my wife already has one and I want to keep her card. If I apply for it, will there be any referral implications for the couple?
And it's a burden to pay the annual fee every year, but I'm worried because it's the first time I've canceled after having it for only one year...
Do you mind if I ask for your advice?
I understand that using your own link is the issue, but that's fine between you and your wife.
If you and your spouse have one Dorrance card, the point transfer problem is solved, so I think you could keep it for a year and then downgrade to a Freedom family card.
I'm a newbie who always reads good information and flavors hard ~ maybe I can add Tsu to my signup alert list.
Added.
I've been watching for 5 years... can I be added to your list?
Added.
Thanks for the great info, do you know if the Sharp offer is officially out yet? If not, how long will it last?? Thanks as always, and can I be added to your signup alert list?
I think it was a couple months in the past, but I don't know if it will be this time.
Added.
I've had the Sari for 5 years and the roundtrip and points gain is too good to change. Thanks for the great info as always.
I asked to be added to the member notification list, can you please add me? Please check back when you have time.
I just got back from a trip to Korea a few days ago, and I just wanted to write to say thank you for all the help I've gotten here. I'm always grateful.
1. Yes. Registered as of October 16, 2024.
2. thank you for your greeting.
Thank you for your reply.
Can you tell me why we shouldn't be able to convert points except for Hyatt?
Simply put, it's not worth the money.
For example, UR points from Chase convert 1:1 to IHG points, but IHG points can be purchased for half a cent per point at the right time. If you redeemed 10,000 UR points for 10,000 IHG points, you'd be redeeming 10,000 UR points for a value of $50.
But UR points are directly convertible to cash, and in this case, 1 point is 1 cent, and 10,000 points is $100. If you buy IHG points with that money, you can buy 20,000 points, right?
So, except for Hyatt, where points are relatively valuable, switching to Bonvoy and IHG points is a losing proposition for 99%.
I opened my first credit card in the US last July, and now I have four: Amex Gold, Amex Hilton, Capital One Secured Credit Card, and RBC Credit Card. Do I need to have a full year of credit history to open a saft? I've tried to apply about 3 times so far and have been denied...
My last appliance was on February 27, when do you recommend I reapply?
Also, could you please add me to the signup alert list?
If you've done it 3 times and they keep rejecting you, I'd suggest you give it a full year.
Added.
Thank you. I tried applying again this time and was approved!
Oh, great, congratulations on your approval.
We're both new to the Sharp card, how do you usually use it - only one of us has to open it, right?
I've been thinking of applying for the Sharp Card if there is a good offer, and I'm thinking of doing it now. However, we don't have any plans to travel to Korea for a while, so I'd like to know if the points will be lost, and if you have any recommendations on how we can apply/change the card in the future.
1. Miles are earned through sign-up bonuses. It's a good idea to get them while the offer is good, so if you can spend them, it's a good idea to get them as a couple.
If you can't afford the annual fee after a year, you can downgrade to a Freedom family card that doesn't have an annual fee and keep your points, but the downside is that they don't convert to airline miles or hotel points. The downside is that you won't be able to convert them to airline miles or hotel points, so it's common for couples to keep a so-called Dorrance card, such as the Sapphire Preferred Card.
Thanks for the great information as always. I would appreciate it if you could add me to your email list.
Added.
I opened a sari in 2018 and have been using it ever since, and this time I got up the courage to open my husband's sapph card through my referral link. But when I applied, I realized that I was put as an AU, and I was planning to apply for my own sapph under my husband's referral link (after downgrading my own sari). I don't know if it's possible or helpful to request that my AU be removed from under my husband's sarp before applying for my sarp, or if it would help. Please advise. I'm so new to this, I'm doing the best I can, but I have a long way to go:) Thanks so much for all the great information!!!
I'm not sure about this, but I think you should ask them to remove your AU application.
Thank you!!!
I was registered as my husband's AU, but after requesting to cancel, I submitted the application the next day and was approved. Please note 🙂 .
Thank you for your confirmation.
Thank you!!!
Hi Mamo.
Can I be notified of the signup?
Thank you
Added your email to the notification list.
Will it last until mid-May? I have a lot of hard pulls from 2 years ago until mid-May so I'd like to wait it out. Thanks for the great info as always moderator. I'm in line for the signup notification too.
There is a precedent of a couple months of progress, but we'll see how it goes ;);
Added an email address to the list.
Will Secure credit card also apply on 5/24?
I searched reddit and it says it counts.
Thank you for the great information. I've been traveling for almost 10+ years now, and I've found your site very helpful. I would appreciate it if you could put me on the member notification list.
Added.
I applied hastily with the link in another post before that (I had to fix my car, so I thought I'd scratch it with a new card that would cost over 2000 anyway) and it took me a week to get the identity theft notice. It didn't actually take two weeks, I just waited and then called them and explained the situation and they got me in right away. lol Thank you and please add me to the notification list! Thank you.
Good to know.
Added.
I applied hastily with the link in another post before that (I had to fix my car, so I thought I'd scratch it with a new card that would cost over 2000 anyway) and it took me a week to get the identity theft notice. It didn't actually take two weeks, I just waited and then called them and explained the situation and they got me in right away. lol Thank you and please add me to the notification list! Thank you.
I applied and got approved, now I'm working hard to fill the 5k. Thanks for the great info!
Oh, and please add me to the signup notification list~!
Congratulations on your approval.
Added.
I used to have a Sharp card, but I closed my account today. I would like to know when would be a good time to apply for a Sharp card again. When would be a safe time to apply?
If you closed the card, it says you need to wait 30 days.
I love Milemoa! It's the first love site I see when I wake up these days~ I've been eyeing it too, but I've finally gotten up the courage to leave a post and ask that you add me to your membership notification list 🙂 I'd love to hear from you.
Added.
I closed my 48-month old Sharp card to get the 100,000 points this time. When is it safe to apply for the Sharp card again?
If you closed a card that wasn't a downgrade, it says you'll have to wait 30 days.
I've been coming here for 2 years now^^.
Please add me to the signup notification list.
Added.
Thanks for sharing the information.
I was thinking about closing my Sharp to churn, and realized that I booked my August Disney cruise with Sharp.
( Costco Travel )
The reason I paid Sharp is for the travel accident insurance, but what happens to the insurance if I close Sapphire for churning?
(Unless, of course, something happens that requires you to use insurance).
I'm not sure about this, but if you close the card completely, it would be difficult to get coverage, but if you downgrade to a card in the Freedom family, you might be better off since it's the same Chase card. I know the Freedom also includes Travel Accent Insurance.
https://www.chase.com/personal/credit-cards/education/basics/what-does-chase-freedom-travel-insurance-cover
Also, if you close the card completely, you'll have to wait 30 days, but if you downgrade, you'll only have to wait 4 days, so it's probably a good idea to downgrade to a Freedom family card.
Thank you so much. I just got my 2nd Sharp signup bonus at 50 months, and I applied for the wear and tear deal and got approved right away. My groom Sharp is still alive, so I think I can refer him and get the extra 10k points. The groom still has about 3 months to go before the 48 month mark, so I'll have to wait and downgrade before then. But I think the old Freedom has been renamed to Freedom Flex, is that correct? And I already have a Freedom & Freedom Unlimited, can I downgrade to Freedom Flex again?
Congratulations on your approval.
I understand that the old Freedom has been renamed the Freedom Flex. However, there are some reports that you can still downgrade (but not apply for a new card) to the old Freedom card.
I understand that you can have multiple Freedom Series cards.
Please sign me up too.
Membership is not automatic; you are simply adding your email address to a notification list that will email you when future membership announcements are made.
Ask a question
Is there a minimum term?
Even if you cancel the card within a year of getting it
Doesn't matter
If you cancel the card within 30 days of the next year's annual fee bill, the newly charged annual fee will be canceled. Therefore, we recommend keeping the card for at least one year and canceling/downgrading when the next annual fee comes due.
https://www.flyertalk.com/forum/34901819-post3.html
Do you have a card to keep?
Can I cancel after one year?
Hi, my wife applied this time and was approved right away, thanks for the great info!
And please add us to your signup list!
Congratulations on your approval.
Added.
hello. Thanks for the information. I have a 5000 redemption requirement to get 100000 points.
If I enroll my spouse as an AU, is the $5000 spend per person only? Or is it possible to get 100000 points if the AU's spend is combined and they spend $5000?
Thanks for the great information as always
Your spouse's AU card spending will be added to the total.
I opened the card in mid-February when I had 60k points. I asked Chase for a 100k match and they said no.
I only have 10 days left on my card anyway, and I don't think I'm going to make it to $4,000.
Why not close the card and reapply?
I'm not sure about this one, it's a bit of a gray area.
I bought a car on March 31, will this affect the approval of my card application?
I'd love a list of members too!
I think it will have an impact because it's an inquiry, but if you have a long credit history and good scores, I don't think it will be a decisive factor.
In the end, you won't know if you're approved until you apply, so I'd recommend applying before the promo period ends.
Added to the notification list.
Thank you!! Will the signup bonus be available in 3 months? I have a trip to Korea in August and it would be nice to get the signup bonus and use the miles, but is it possible to schedule it?
It's most common for your spending to come in with your invoice for the month you're filling up. (If you fill up your spending close to the time of your invoice, it won't necessarily carry over to the next month.)
So if you make it now and fill it up with spending bars, I think you'll be able to earn points even in June. Of course, whether or not you'll be able to get a mileage seat in August is a different question.
Hi. I've been lurking, but this is my first comment to share a small case. I opened my first account, card, with BOA in 10/24/10. I kept 1/24 for Sharp, opened a Chase account in January, and have been depositing my weekly paychecks, including DD, primarily to Chase. Because of the relationship, I was pre-approved for all of the Freedom lines: $10k balance, 706 credit score, 6 months history, and a $1k existing credit line. I was in a dilemma because I didn't want to miss out on the best offer ever, but I figured if all else fails, I'll send an inquiry online and I was approved for a $5,000 line of credit. I'm still in awe, but I think it's all because of what I learned from Milemoa. From the bottom of my heart, thank you for always being so informative. And please add my email to your list.
1. congratulations on the approval and thank you for sharing the details of your case.
2. added.
If it's been 48 months since I received the sign-up bonus, do I cancel my current card and get a new one?
If you cancel, you'll have to wait a long time. If you downgrade to a Freedom family card with no annual fee, you'll have to wait a week or so before you can apply for a new card.
hello. I've been playing freedom unlimited and racking up points. I have a basic question.
- Do points earned on the Sapphire Card accrue separately from points earned on the old Freedom Card?
- Does Mileage Transfer not transfer points previously earned on the Freedom Card?
I'm wondering if I should get a Safecard in addition to my Freedom Card.
1. each account will be credited.
2. Combine your previous Freedom points with URs from your Sharp card and convert them to airline miles.
For more information, see this article.
https://www.milemoa.com/ur-basics/
hello.
1. When will the offer end?
2. I received my Sapphire bonus in May 21, can I apply for it in May 26?
1. Ending soon is out, so I want it to last another week or two.
2. Do you know the exact date? According to Reddit, it could be the date you maxed out your spending, but to be safe, you should look at the date of your bill. If your bill came out in early May, I think you can apply after that date.
Hello, I downloaded the sari card that I wrote over 5 years ago and
I am preparing a new application. Thanks for the great information.
Also, could you please add my email to the list for new signup notifications?
The offer is ending soon, so you'll want to act fast if you have time.
Added.
hello. Thanks for the information. Thanks to you, I downgraded to Sari -> Freedom Unlimited and am preparing to apply for Preferred in a week.
And please add my email to the signup notification list.
1. The offer is ending soon, so it's probably a good idea to apply right at the one-week mark.
2. added.
Thank you!!!
Hi, I applied and am waiting. Can you please add me to the list?
Added.
Hi, thanks for the information.
Please add to the list.
Added.
Recent international student Sharp DPs and their questions.
DP1: I'm a F1 PhD student, opened my first Chase checking in 2022.09, got my SSN in 2023.01, applied for the Sharp with no idea what I was getting into, and was lucky enough to get the full offer. 43K income, 5K limit.
DP2: My international student friend, who is in the same situation as me, opened checking 2024.09, got SSN and first CFU branch approved, 2025.01 CSP branch approved.
P2 got chase checking in 2024.08, cfu branch approved after getting ssn in 2025.01, and delta gold 50k+$500 in 2025.03.
2025.05 Now when I go into experian it says no credit score due to short history, but chase says 700, and amex hasn't reported yet (I was told it takes 2-3 months), and the credit cards only show CFU.
I'm thinking of taking one more risk and applying before the end of the Sharp 100k, but I'm wondering if it's better to wait in month 4 with no EX score, or conversely, if I wait longer, will the Amex March card be at a worse disadvantage when the report comes back?
I'd be willing to forgo referrals and go to a branch for the sake of apurpose, but I'm not sure how meaningful a branch would be.
Please add my email to the signup notification list as well.
1. You won't know until you try, so if you have a "if it works, it works" attitude, I think you can give it a shot.
2. added.
I did a great job getting my husbands shari with my shari referral link. I'm thinking of downgrading my Shari again (Freedom Unlimited) and opening my own Sharp with my husband's referral. I was wondering, I usually pay the annual fee for Shari in November, what happens to that part, and I'd like to upgrade to Shari again next year and redeem the points, but will I have to do that after a year? Shari annual fee is expensive, so I was wondering about that part. Thank you so much as always.
1. for annual fees I received a prorated refundon Reddit.
2. I think it's probably possible.
I currently have the Chase business cash ink card, can I apply for the sapphire card bonus? I have only applied for 2 cards in the last 2 years.
I know it's possible, unless it's a different product than a business card and other constraints are an issue.
Hi! I was approved as a husbandgirl after reading your post! Is it possible to add me to the list of members??? Thanks!
Congratulations on your approval.
Added your email to the notification list.
Hi, always good to see your information.
I just got approved for a Sharp card myself.
When does the signup 3-month $5000 start?
I haven't gotten my physical card yet, but I'm told I can use it with Apple Pay, but I don't know if it started today.
I'm wondering if this is after receiving the physical card.
Thanks for the quality information as always.
We know when the card was authorized.
Thanks for the great information as always.
I just opened the Sapphire card, and I'm traveling abroad in the middle of the 3-month sign-up bonus period,
Will I still meet the $5000 spending requirement if I use it abroad?
I thought it would be easier to fulfill the spending requirement when traveling.
Thanks again.
Yes. There is no overseas usage fee, so you can use it the same as you would in the U.S. Regarding the exchange rate, it is important to remember that you should always pay in the local currency, not the U.S. dollar (for example, if you are in Korea, the amount in won, not the dollar equivalent).
Thank you for your quick response. Have a nice evening.
Hi, thanks for the great information you always post.
I've had the Sapphire Preferred card for about 10 years and downgraded to the Freedom Unlimited card.
So if I upgrade to the Sapphire Preferred again a week later, will I get the 100K points? Or do I have to apply for a new Sapphire card and if approved, will I get the 100K?
I actually found out about this deal late, so I'm thinking of downgrading to 5/6 and reapplying in 3-4 days.
Card sign-up bonuses are typically only available for new applications, so you'll need to apply for a new card, not upgrade an existing one.
I'm trying to find a flight from Virgin to Incheon on May 9th and it's not working, are you still working with Korean Air?
Yes. I don't know that anything has changed. I'm not sure what date you're looking for, but it's possible that the seats are sold out and you won't be able to find it.
I was approved with Sharp last 5/24, any chance you could add me to the list???
Congratulations on your approval.
Added.
Thanks for the great information, MileMoa, and I admire your dedication to commenting on each one.
I'm new to the US, my credit score is low, and I've been declined for the Freedom card twice in the past, so I thought I'd wait to try the Sapphire for a while. But I was too disappointed to miss out on a deal as good as this one, so I went to the branch yesterday, right before the deal ended, and applied in person and was approved with the lowest limit.
I called Recon and updated my ID once and was asked a bunch of weird twenty questions, and they said they'd let me know the results within a week, but I didn't get any updates. This time, I thought that going to a branch and applying in person would solve the problem, and unlike online, the branch required additional information such as nationality, visa type, and passport number. If you're like me and have trouble verifying your identity, it's a safe bet to go to a branch and apply.
And I was wondering if you could put me on the list so I can be notified when registration opens?
Congratulations on your approval.
Added.
Could you please add me to your email list?
This is not a subscription email list, but a notification list to remind you by email when an announcement is made on the board. Added.
I got mine by June 9th