10 Great Card Offers for February

Updated 04.04.2026

Many of the card offers below are out of date.

See our April 2026 article.

Great card offers in April: Alaska Atmos 100K, United up to 110K, and more.

 

It's already February in 2026.

There have been a lot of new card deals this year.

In today's post, we've rounded up some of the best card offers to make these days, including some limited-time offers that are currently running.

1. [Ending] Capone, Venture Card: 75,000 miles + $250 credit 

The Venture Card (Venture Rewards Credit Card), issued by Capital One, is also running a limited-time promotion.

  • The usual offer is to get 75,000 "miles" for spending $4,000 in 3 months, but this limited-time-offer has an addition of $250 travel credit.
  • Considering that the highest sign-up bonus ever for this card was 100,000 "miles," I'd say this is pretty close to the highest offer ever.
  • This card earns 2 points per dollar, which makes it a great everyday card.
  • Due to a change in Capital One's card issuance rules, you have to get the Venture card first before you can get the higher-end Venture X card (the order shouldn't be reversed), so if you're new to Capital One, you might want to take advantage of the promotion.
Capital One Venture Rewards Credit Card
Signup bonuses75,000 'miles' after spending $4,000 for 3 months 
For more infoYou can apply through the partner site.

2. Amex, Delta personal/business card offers 

A limited-time offer on Delta cards issued by Amex is running through April 1.

All three personal and three business cards have increased welcome bonuses, and you can earn up to 125,000 miles.

There is one caveat for the Delta Personal Card.

This is the so-called family rule, which says that if you get a higher-tier personal card first, you can't get a welcome bonus for a lower-tier personal card later.

What does this mean? There are three tiers of personal cards: Gold, Platinum, and Reserve. And if you get a Platinum or Reserve card before a Gold card, you won't get the welcome offer for the Gold card.

So if you're new to getting a personal Delta card, you should definitely start with the personal Gold card (Delta SkyMiles® Gold American Express Card).

To summarize the benefits of the Personal Gold Card,

  • 70,000 miles for spending $3,000 in 6 months + an additional 20,000 miles for spending an additional $2,000 within the same 6 months, for a total of 90,000 miles
  • Annual fee for the first year $0 ($150 starting in the second year)
  • 100 credit toward hotel bookings on the Delta site (calculated on a calendar year basis, so you can use it twice before paying the annual fee)
  • $200 Delta credit when you spend $10,000 (in calendar year) (subject to redemption within one year of receiving credit)
  • I have a 15% discount for redeeming Delta miles.

Therefore, If I spend $10,000 in a year, I can find at least $1,300 worth of value.. Even if you can't spend $10,000 and get the last $200 in Delta credit, you can easily get $1,100 in benefits.

If you've already created a Personal Gold card in the past, you can work your way up to a Personal Platinum card, and then a Personal Reserve card.

This is because it is problematic to create a higher-rated card first and then create additional lower-rated cards, but it is possible to work your way up from a lower-rated card.

If you've created Personal Gold in the past, you may want to consider Personal Platinum this time around.

Delta Personal Credit Cards (July 16, 2026)
Basic featuresThere are three types of Delta personal cards issued by Amex. 
Cardholders can redeem miles like cash for Delta ticket purchases. 10,000 miles = $100.
For Platinum and Reserve cards, lounge access policies and elite tier calculations have changed completely starting in 2024. 
Personal GoldDelta SkyMiles® Gold American Express Card
Offers vary by individual ("may be eligible for as many as 80,000 Bonus Miles") 
Personal PlatinumDelta SkyMiles® Platinum American Express Card
Offers vary by individual ("may be eligible for as many as 90,000 Bonus Miles")
Personal reservesDelta SkyMiles® Reserve American Express Card
Offers vary by individual ("may be eligible for as many as 100,000 Bonus Miles")

The Family Card rule I mentioned earlier doesn't apply to the Business Card, and the Business Card is currently on promotion, so it's worth remembering that as well.

Delta Business Cards (July 16, 2026)
Basic featuresThere are three types of Delta business cards issued by Amex. 
Delta cardholders can redeem Delta miles like cash for Delta ticket purchases: 10,000 miles = $100
For Platinum and Reserve cards, be aware that lounge access policies and elite tier calculations have changed since 2024.
Business GoldDelta SkyMiles® Gold Business American Express Card
$4,000 for 6 months, 60,000 miles
Business PlatinumDelta SkyMiles® Platinum Business American Express Card
$6,000 for 6 months, 70,000 miles
Business reservesDelta SkyMiles® Reserve Business American Express Card
$12,000 for 6 months, 80,000 miles

머리 받침대, 베개, 담요, 제어 장치가 있는 측면 콘솔, 창문이 있는 커다란 파란색 누비 시트가 있는 비즈니스 클래스 객실의 델타항공 항공기 좌석입니다.

3. Chase, United Affiliate Cards 

Starting this September, United Airlines will begin offering Newark Airport in New Jersey - Incheon nonstop is a very welcome announcement, You know the drill, right?

That's good news, because it gives you one more option to redeem your United miles.

Then you'll need to earn more UA miles, right?

There are several United Airlines partner cards issued by Chase, and both the personal and business cards are currently running promotions.

The United℠ Business Card in particular has some good promotions.

You'll get 100,000 miles after spending $5,000 in 3 months, and if you add another employee card within 3 months, you'll get an additional 10,000 miles. 

110,000 miles is enough miles to get a one-way off-peak US-South Korea business flight with miles, so it's worth about $2,000 in cash value.

The bonus miles have also gone up for the personal card, and it says you get an extra 10,000 miles when you add a family card (AU card).

However, if you have a family card, you may want to consider that as it may affect the 5/24 counting.

United Card (updated on 05.20.2026)
Basic featuresCardmembers save 10% on mileage redemption (United, United Express flights only)
Additional benefitsCardmembers have access to additional assigned mileage seats (XN, IN)
Business cardsUnited℠ Business Card
5,000 for 3 months + 100,000 miles + 2,000 Premier qualifying points + 10,000 mile bonus when you add an employee card within 3 months
Personal cardsUnited℠ Explorer Card
3 months $50,000 + 10,000 miles bonus when you add a family card within 3 months (first year annual fee waived)
Personal cardsUnited Quest℠ Card
60,000 miles for $4,000 for 3 months + 500 Premier qualifying points + 10,000 mile bonus when you add a family card within 3 months
Personal cardsUnited Club℠ Card
5,000 for 3 months 100,000 miles + 3,000 PQP + 10,000 mile bonus when you add a family card within 3 months

파란색과 금색의 지구본 꼬리 디자인이 보이는 유나이티드항공 비행기 4대가 공항 게이트에 주차되어 있습니다. 흐린 하늘 아래 지상 장비와 터미널 건물이 배경에 있습니다.

4. Chase, IHG card offers 

The IHG Personal Card, a Chase-issued hotel card, is also running a promotion.

1) The personal card (IHG One Rewards Premier Credit Card), dubbed the New-IHG, will give you 175,000 points after spending $5,000 in 3 months.

2) The Traveler card, which is a personal card with no annual fee, is a

  • I get 90,000 points for spending $2,000 in 3 months,
  • They say you can get 3 extra points for every dollar you spend on the card in the first 6 months, so you can get up to 30,000 extra points ($10,000 in card spend).

For personal cards, it's worth noting that you can't hold the so-called old IHG cards (IHG One Rewards Select Card) at the same time, as they were issued in the past.

"All information about IHG One Rewards Select Card has been collected independently by MileMoa. IHG One Rewards Select Card is no longer available through MileMoa."

IHG Personal, Business Card
Basic featuresThere are three IHG cards issued by Chase: two personal cards and one business card. Note that you can't have both personal and business cards. 
When a cardmember redeems points for a stay, only three nights of points are deducted for stays of four or more nights (the fourth night is deducted as zero, not the average).
For more infoIHG One Rewards Premier Credit Card
3 months $3000 140,000 points
For more infoIHG One Rewards Traveler Credit Card
2,000 for 3 months 80,000 points
For more infoIHG One Rewards Premier Business Credit Card
3 months $4,000 140,000 points

5. Chase, Bonvoy Boundless 5-Night Offer

The Marriott Bonvoy Boundless® Credit Card is also running an incredible offer.

  • After the first 3 months of $3000 spend
  • I was told that I would receive 5 nights as a sign-up bonus (within 8 weeks of meeting my spend).
  • This could be a one-night stay at a hotel that costs 50,000 points per night. If you maxed out the value of the night, you could theoretically get a night at a hotel that costs 50,000 x 5 cards = 250,000 points valuein the first place.

The annual fee is $95 for the first year, but you'll get one $3.50 nightly stay every year starting with the second year renewal, so it's not a bad card to keep.

The best ever!Marriott Bonvoy Boundless® Credit Card (Issued by Chase)
Welcome BonusSpend $3,000 over 3 months and receive 4 $50,000 lodging vouchers. 
Up to $100 credit when booking airline tickets (up to $50 per half-year; applies if the total amount spent on airline tickets exceeds $250 per half-year): Special Offer through June 30, 2027
Annual Free Night Award (up to 35,000 points hotel redemption) upon card renewal starting 1 year after card issuance
Bonvoy points can be converted to miles on many airlines at a 3:1 ratio (Korean Air is no longer a partner)
For calculating elite status Receive 15 Elite Night Credits each year. Plus an additional one for every $5,000 spent. Note that these Night Credits can't be used for actual stays. 
Be aware that there are a number of restrictions if you have other Bonvoy credit cards.
The annual fee is $95 for the first year.
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6. Chase, Ink Preferred, 100,000 point offer 

Business cards issued by Chase, including the Ink Business Cash® Credit Card and Ink Business Unlimited® Credit Card.

Since it's a no-annual-fee card, I'm sure many of you have both.

However, Chase changed their terms late last year and now makes it harder to hold them simultaneously.

The terms say that you may not get the bonus if you have the same card or any other Chase for Business card without an annual fee. ("The new cardmember bonus may not be available to you if you have ever had this card or any other Chase for Business card without an annual fee.")

So what are the alternatives?

$I think the Ink Business Preferred® card, which has a $95 annual fee, would be an alternative.

  • This card has an annual fee of $95 for the first year, but it's worth noting that the
  • With the Dorrance card, you can convert the UR points you earn to airline miles or hotel points.
  • They're running a promotion, so you can get 100,000 UR points after spending $8,000 in 3 months.

If you're considering earning Chase UR through the Ink card, I think it's an option to consider.

Chase Ink Business Preferred® Credit Card (Ink Business Preferred® Credit Card)
* Earn 100,000 UR points after spending $8,000 in 3 months
* 100,000 UR points are worth $1,000 when redeemed for cash.
* Can be converted to airline miles or hotel points to increase value.
* Annual fee is $95 for the first year.
* You can apply through the partner site.

7. Amex, Platinum cards, up to 200,000 points

Last year, the Amex Platinum cards were revamped and it literally took off.

For personal cards, Resy and Lululemon are great to use.

Even with the business card, it's easy to find value in the annual fee with benefits like $200 annual airline credit + $200 Hilton ($50 quarterly) + $600 FHR ($300 semi-annually).

Amex MRs convert 1:1 to Delta Air Lines miles.

For the last 2-3 years, we've been able to book US-Korea business one-way tickets at the 130,000-150,000 level during the peak summer season.

In that regard, I think you might want to consider strategizing for Amex MR = Delta = peak season business ticketing (Of course, there's no guarantee that Delta will continue to offer Delta One discounts during the peak summer season. This is where AYOR comes in.)

Platinum cards issued by Amex
RecommendationsBoth the personal and business cards come with tons of extra perks, making the annual fee well worth it ($895 for both cards). 

The $600 FHR credit added to both the personal and business cards is a big plus. Other great perks include $200 for airline (personal + business), $200 for Hilton (business), $300 for lululemon (personal), and $400 for Resy (personal).
Learn MoreThe Business Platinum Card® from American Express (Business Platinum)
Offers vary by individual. In theory, if you spend $20,000 over three months, you might receive an offer for 300,000 points. ("Up to 300,000 points. Find Out Your Offer. You may be eligible for up to 300,000 Membership Rewards® Points after spending $20,000 on eligible purchases with your new Card within your first 3 months of membership. Welcome offers vary, and you may not be eligible for an offer.")
Learn MoreAmerican Express Platinum Card® (Personal Platinum)
Offers vary by individual. In theory, you could receive an offer of as high as 175,000 points after spending $12,000 in 6 months. (You may be eligible for as high as 175,000 Membership Rewards® Points after spending $12,000 in eligible purchases on your new Card in your first 6 months of Membership. Welcome offers vary and you may not be eligible for an offer.) 

8. Chase, Sapphire Reserve: 125,000 points 

The highest-rated personal card issued by Chase is the Chase Sapphire Reserve®).

Cards with more negative than positive reviews since last year's update.

However, the signup bonus of 125,000 UR points is probably the best offer we've ever seen (after 3 months of $6,000 spend).

The card comes with a number of benefits that can help offset the annual fee, which you can learn more about in the See our previous postand we think you'll find it helpful.

Chase Sapphire Reserve (Sari): Personal, business card
Personal cardsChase Sapphire Reserve®
Earn 100,000 points when you spend $6,000 within 3 months of receiving your card
Business cardsSapphire Reserve for Business℠
Earn 200,000 points when you spend $30,000 over 6 months

9. Citi, AA Personal Card: 80,000 miles

Here's an American Airlines personal card issued by Citi.

Although the base offer online is 80,000 miles for 4 months of $3,500 redemption, Tamer posted an in-flight offer on the message boardsays your spending is $1,000 for 3 months.

We recommend that you check the text and comments before applying.

10. Citi, Strata Elite Card: 7.5K points 

[Updated: 02.04.2026].

The offer has been updated to 75,000 points.

====

The limited-time offer for the Citi Strata Elite℠ Card, which launched last summer, is still available.

It's an offer that won't surprise me when it ends. 

  • This card is the most premium of the ThankYou points-earning cards.
  • This time around, American Airlines has been added as a points transfer partner airline, so we're excited to announce that the Signup Bonus = AA Milesin the following example.

This card has an annual fee of $595, Multiple benefits to offset the annual feefor example. 

  • Your usage will depend on your personal travel patterns, but I'd say that $300 in hotels and $200 in AA or BestBuy are easily redeemable, so the annual fee is pretty much covered.
  • The four AA lounge passes you get per year are a nice bonus.
Citi Strata Cards
DisclosureInformation about these cards has been collected independently by MileMoa. The issuer did not provide the details, nor is it responsible for their accuracy.
Strata Elite ($595 annual fee)75,000 points as a welcome bonus after spending $6,000 in 3 months
(Citi Strata Elite℠)
Strata Premier ($95 annual fee)60,000 points as a welcome bonus after spending $4,000 in 3 months
(Citi Strata Premier® Card) 
Strata (no annual fee)20,000 points as a welcome bonus after spending $1,000 in 3 months
(Citi Strata℠ Card)

Let's wrap up today's post.

It's good to see that there are still good offers in 2026.

However, it's important to remember that credit cards work on the principle of "pay it off every month".

Because if you can't stick to this principle, new cards = more debt.

We hope you all make the right choice and get the most out of your miles/points.

Featured image: 2063161 (depositphotos)

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