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Updated 03.06.2025
The limited-time offer has ended. There are no additional nights available for the current offer. Please don't be mistaken.
| World of Hyatt Business Credit Card | |
|---|---|
| One-line summaries | The best card for business owners to achieve Hyatt Globalist status |
| Learn More | You can apply at the partner site |
| Basic features | 60,000 points after spending $7,000 within the first 3 months of card issuance + Explorist status valid through February 2026 |
====
The first card promotion of the new year 2025 has been announced.
It's the World of Hyatt Business Credit Card, one of Chase's hotel cards.
Back in 2023, we've covered this card as a “must-have for business owners with high spending power.” However, in early 2024, the Hyatt program itself underwent a major change, and the unlimited Guest of Honor feature for Hyatt’s highest-tier Globalist members was eliminated. So it’s time to go over the details.
In today's post, we've summarized the highlights of the offer, the best uses for the card, and the potential downsides of the card.
Table of Contents
1. Signup bonus
The best part of this offer is the signup bonus.
- You'll get 60,000 Hyatt points after spending $5,000 within 3 months.
- In addition, if you spend $15,000 in total within 6 months, you'll receive 1 Free Night Award, redeemable for one night's stay at a Category 1-4 star hotel.
This Free Night Award is valid for one (1) night in any available standard room within 12 months from issuance. Because you can use this certificate for a standard room in the Category 1-4 (regardless of low, medium, or high season), you can consider this certificate worth at least 12,000 and up to 18,000 points.
So, in total, you're looking at a signup bonus of about 75,000 points.
If you'd like to think in terms of cash value, it would be around $1,000 (even after considering the mandatory annual fee), assuming that each Hyatt point is worth at least 1.5 cents.
If you use these points at a luxury property with a better redemption ration, you can even use these 75,000 points at the range of $2,000 to $3,000.
2. Basic Features
The card has some interesting out-of-the-box features.
1) Earn two $50 Annual Hyatt Credit (up to $100) when you use your card at Hyatt
You can get up to $50 statement credit at a time and up to two times per year (i.e., up to $100) when you use this card at a Hyatt property (The reference to "Annual" is to the anniversary year).
The terms don't necessarily say you have to stay at a hotel, but you can also use it at restaurants affiliated with the hotel, so if you're a frequent Hyatt guest, it shouldn't be too hard to get the $100 statement credit.
2) 10% Bonus Point Redemption Bonus
This card is a business card, and as will be explained later, it's optimized for business owners who spend quite a bit on their cards.
This specific feature of 10% Bonus Point Redemption Bonus is an important benefit for those business owners.
The basic concept is this: if you spend $50,000 in a calendar year on your Hyatt Business card, you'll get 10% of Hyatt points back in the form of a rebate during the remainder of that calendar year.
10% Redemption Bonus is not unlimited, though, with a maximum spending limit of 200,000 points per year. In other words, you can get up to 20,000 points back per calendar year.
If you value Hyatt points at 1.5 cents, that's roughly $300 a year, assuming you get all 20,000 points back.
3) Achieve elite status based on card spend alone: 5 QN per $10,000 spent
This card gives you 5 qualifying nights per $10,000 in spending (in addition to earning Hyatt points for every dollar you spend), which is why it's a great card for achieving Hyatt elite status.
If you're unfamiliar with the concept of valid nights, let's start with a brief explanation.
Qualifying nights (QN) are the nights you receive for paid or points stays at Hyatt properties.
- A one-night hotel stay counts as 1 QN.
- This QN counts is used to determine elite status in the World of Hyatt program, Hyatt's frequent flyer program.
- It is also used as the basis for Hyatt Milestones, a tiered benefit program.
For example, you'd need 60 QNs a year for Globalist status, which includes a guaranteed breakfast, free valet parking with points stays, and a suite upgrade if space is available, which you can see in the image below.
How to achieve 60 QN? If you don't use Hyatt-affiliated credit card, you would need to stay 60 nights at Hyatt properties in a year to achieve Globalist status.
However, if you have this Hyatt Business card, you will receive 5 qualifying nights for every $10,000 spent on the card.
It's because Hyatt does not distinguish QN from hotel stay and QN from credit card spend.
Therefore,
- When you spend $10,000 on the card, you will get 5 QNs, which is equal to 5 QNs from a 5-night stay at a Hyatt-affiliated hotel.
- If you spend $50,000, you get 25 QNs, which is equivalent to 25 hotel nights.
- 100K spent is 50 QN, right?
- This would mean that if you use $120,000 in a calendar year, you would automatically achieve the globalist status.
To put it differently, you can achieve Hyatt's highest elite status without ever staying at a hotel.
3. Best-use case: Business owners who spend a lot on their cards
Earning QNs is also the basis for Milestones, which, as mentioned earlier, are tiered bonus program.
This means that as you build up your QNs based on how much you spend on your card, you'll also automatically receive a prize for each threshold you achieve.
Here is a table that shows benefits for each threshold.
Let's see together:
| Automatic benefits | Select one | |
| 20 QN |
|
|
| 30 QN | 1 (One) Cat 1-4 Free Night Award | Select one from the list above (20 QN) |
| 40 QN | 1 (One) Guest of Honor (GOH) Award |
|
| 50 QN |
|
|
| 60 QN |
|
|
| 70, 80, 90 QN (every 10 nights each) | 1 (One) GOH Award |
|
| 100 QN | 1 (One) Cat 1-7 Free Night Award |
|
| 110, 120, 130, 140 QN (every 10 nights each) | 1 (One) GOH Award | Select one from the list above (100 QN) |
| 150 QN | Ultimate Free Night Award | Select one from the list above (100 QN) |
The chart shows up to 150 QN per year, but I think that's only for business owners who have almost unlimited spending on their cards.
If you don't have a lot of business spending, I think even reaching 60 QNs with only $120,000 in card spend would be quite daunting.
Anyway, if you set your goal to achieve Globalist and hit 60 nights QN?
Then, you'll receive all of the Milestone Awards you're eligible for up to 60 nights.
In other words, assuming you spend $120,000 on Hyatt business cards without staying a single night in a hotel, in addition to achieving Globalist, you would earn, for example (depending on your preference),
- 60,000 Hyatt points (as a card sign-up bonus)
- Earn at least 120,000 Hyatt points based on card spend
- 1 (One) Cat 1-4 Free Night Award after spending $15,000
- 4 (Four) Club Access Awards (each valid for up to 7 consecutive nights)
- 5 (Five) Suite Upgrade Award (valid for up to 7 consecutive nights per award)
- 3 Guest of Honor Award (valid for up to 7 consecutive nights per award)
- 1 (One) Cat 1-4 Free Night Award (up to 18,000 points value)
- 1 (One) Cat 1-7 Free Night Award (up to 35,000 points value)
- And you'll have access to My Hyatt Concierge, your personal assistant for your Hyatt stay.
Roughly speaking, that's 230,000 to 240,000 Hyatt points, which can easily fetch up $3-4,000 value.
In addition, the Club Access Award, Suite Upgrade Award, Guest of Honor Award, and Cat 1-4 and Cat 1-7 Free Night Awards mentioned above are all transferable online to third parties, such as family members.
So, if you're a business owner with a lot of card spend,
- and, you're too busy to travel with your family,
- you have no time to waste in calling a hotel representative
- But, wants to give a nice opportunity to stay at a fancy hotel to family, relatives, and friends
Then, this card can be a great option for you.
4. The beginning of the year is the best time to get this card
If you're looking to achieve a Globalist tier with card spend, the beginning of the year is the perfect time to do it.
If you're familiar with the Southwest Companion Pass, it's basically the same thing.
Let me explain.
The qualification period for Hyatt Globalist is 1/1-12/31 each year. On January 1, the QN resets to 0 for a new year.
In other words, you can't combine 30 QNs in the second half of 2024 and 30 QNs in the first half of 2025 to make 60 QNs. You must hit 60 QNs between 1/1-12/31.
Now, once you reach 60 QNs in a year and become a Globalist, your status is valid for:
- The remainder of the calendar year
- Plus, the entirely of the following calendar year
- Then, is valid by the end of February of the following year.
In other words, when to achieve your status make a big difference.
For example,
- If you achieve it on December 1, 2024, you'll get one month in December of '24, 12 months in '25, and two months in '26, for a total of 15 months of benefits.
- If you achieve on March 1, 2025, you would enjoy the benefit for 10 months in year 25, 12 months in year 26, and 2 months in year 27, for a total of 24 months.
That's why I'd say it's best to do it as close to the beginning of the year as possible to maximize your benefits.
To put it differently, there's never been a better time to achieve the 2025 Globalist, right now.
You can take this a step further and use Hyatt card to achieve Globalist every other year.
To keep your Globalist status, you don't have to spend $120,000 every year.
- Spend $120,000 in early 2025 to achieve Hyatt Globalist status and enjoy the benefits through February 2027.
- Two years later, if you spend $120,000 in January-February 2027, you'll achieve Globalist again and enjoy the benefits until February 2029.
Of course, one caveat here is that Hyatt's program remains intact in the next several years.
5. Potential downsides of the Hyatt Business Card
The Hyatt Business Card does have its downsides, of course. I can think of three main ones.
1) Annual fee ($199)
First up is the annual fee.
The annual fee is $199, with no introductory offer.
It's rather high, but as mentioned earlier, you can get up to $100 credits ($50 each, twice a year). This would bring the actual annual fee down to $99.
2) No Free Night Award
It's common for hotel-affiliated credit cards to come with an annual free night, but the Hyatt Business Card unfortunately doesn't have an annual free night award.
The Hyatt personal card comes with Free Night Award (Cat 1-4) every cardmember anniversary, which can really help pay off the annual fee. In comparison, I have to say this is a bit of a bummer.
3) No Free World of Hyatt Tier-Qualifying Night Credits
Holders of Hyatt personal cards automatically receive 5 QNs at the beginning of each year just for having the card.
For business cards, there is no such automatic QN.
You might be thinking, "So isn't the personal card better for achieving Globalist status?"
Unfortunately, personal cards earn QNs at a lesser rate based on card spend.
- The personal card earns 2 QNs per $5,000, which is 4 QNs per $10,000. To put it in perspective, you'd need to spend $140,000 to reach the Globalist just from card spend (even accounting for the 5 QNs you automatically get).
- The business card is 5 QNs per $10,000, so that's $120,000 as I explained earlier.
The most effective way to do this is to combine business and personal cards at the same time, so if that works better for you, I think that's fine.
As a reminder, the Personal Card is also currently running an offer with a 5,000 point higher signup bonus than usual.
| World of Hyatt Business Credit Card | |
|---|---|
| One-line summaries | The best card for business owners to achieve Hyatt Globalist status |
| Learn More | You can apply at the partner site |
| Basic features | 60,000 points after spending $7,000 within the first 3 months of card issuance + Explorist status valid through February 2026 |
Let's wrap up today's post.
It seems to be a trend with airlines and hotels these days to prioritize customers who use their frequent flyer cards.
If you're a frequent card user, you're likely to see significant benefits depending on how you strategize your spending.
This is the case with the Hyatt Business Card, which we talked about today.
However, this card isn't the right choice for everyone.
For those who don't care about Hyatt status, and are more likely to stay at a hotel once or twice a year, I think the the welcome should be your top priority. In that regard, I think the Chase Ink credit cards might be a better choice (even if it's not currently on promotion).
In short, it's probably a good idea to check out your options thoroughly.
| Chase Ink Cards |
|---|
| Ink Business Preferred® Credit Card (Ink Preferred)Earn 90,000 UR points for spending $8,000 in 3 months. Annual fee is 95 dollars. |
| * With this card, you can transfer (convert) UR points to airline miles or hotel points |
| * You can apply through the partner site. |
| Ink Business Unlimited® Credit Card (Ink Unlimited)Earn 75,000 UR points worth $750 in cash after spending $6,000 in 3 months. No annual fee. |
| * Earn 1.5 points for every $1 spent |
| * You can apply through the partner site. |
| Ink Business Cash® Credit Card (Ink Cache): Earn UR 35,000 points worth $350 in cash after spending $3,000 in 3 months. Earn UR 40,000 points worth $400 in cash when you spend an additional $3,000 ($6,000 total) within the next 6 months. UR 75,000 points in total. No annual fee. |
| * Earn 5 points per $1 spent on office supply store, internet, cable, and phone (up to $25,000 in a year) |
| * You can apply through the partner site. |
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79 Comments. Leave new
I've read your previous post and this one is great, I'll keep it in mind as it's exactly what I need.
Happy New Year and stay safe.
Since you spend a lot on your business card, I think it would be helpful to create one in the future to help you travel.
Thank you so much for your great articles every time.
We're glad you found this helpful.
Thank you for the good summary. I'm still not a boss who spends a lot of money, but black and white ㅠㅠ
I'll keep it in mind and use it with flair next time lol.
We hope you're having a blast 🙂 .
Thank you, this is for the US, right?
Answer. I understand this card is only available in the United States.
I thought I saw this somewhere, but I can't find it anywhere on the board. I thought I read somewhere that you shouldn't use your business card for medical expenses, but am I wrong? I have a big bill at the dentist and want to open a new card.
I'm not sure about this ;) but the principle is that business cards are for business-related expenses.
I stayed at Hyatt from 12/28-1/4 and I had a stay at
I don't know if it's 2024 QN or 2025 QN, but it's 2025.
Create a Business Hyatt at the end of 2024 for a Globalist and start accumulating 12 QNs at the beginning of the year ~~.
I think I saw that the checkout date was the criterion, and that's probably what was applied.
Helping you reach Globalist 2025.
Thank you so much for the great article.
Could you please put me on the signup list?
Thank you.
Added.
Follow the link and check out the mermaids Thanks!
Congrats on the mermaid and thanks for the link.
Hello Mamo! I read your post well after a long time ㅎㅎ I definitely want to succeed in joining a new member this year ㅠㅠ I've asked you before, but can I ask you to check if you are on the mailing list? I'm always just eyeballing it, but this time I definitely want to join and write a lot of helpful articles ㅎㅎ
Yes. I'm well registered as of August 19th of last year. We apologize for the inconvenience.
I would love to join and write travelogues and share my GOHs... Please let me know when I can join!!!
There's no set time to sign up, it's just a day once every year or two, and the date is posted on the bulletin board, usually a week in advance.
If you'd like, we can notify you by email when this article appears. Please let us know in a comment here if you prefer.
Notification by email would be appreciated!!!
Added an email address.
I want to join but I don't know how to do it and I've been looking at it for two years. Please let me know so I can join too. Thanks
Added.
hello. I would love to join but I keep missing the opportunity. If you don't mind, I'd like to be notified by email.
Added.
Hi, I'd like to ask you one more time because I really want to sign up this time.
Email notification is appreciated.
Added.
I'd like to be notified by email too. I keep missing opportunities to sign up
Added.
I've only ever had a personal hotel card, so this is perfect timing for me to start comparing to create a business card.
Thank you for the great information and thoughtful posts. I'm hesitating between Hyatt and Bonvoy...
I'm just curious, you said it's the highest offer ever, and when I compare it to last year's post, the offer level seems similar.
Am I understanding correctly that since the offer last year, it's probably been less than this for a while...?
We don't know what the future holds, but this is probably the best Hyatt can hope for.
I always enjoy reading your articles.
I want to be on the signup list!
Please do when you can 🙂 Thank you
Added.
Thanks for all the great information, always enjoy reading!
Can you put us on your signup list?
Thank you!
Added.
I don't think I'm going to spend a ton on the card, and even if it's 15k every 6 months, is it a good deal?
If you're planning on staying at Hyatt, this is a great offer. However, if you're not sure about Hyatt stays, I think you'll be better off with an Ink card for the flexibility of redeeming your miles, as I explain at the end of this post.
I find your articles very helpful
Can you put me on the signup list?
Thank you
Added.
I went to the link on January 25th and got the mermaid.
Thanks for the great information as always
Would you mind adding me to the list?
1. congrats on the mermaid and thanks for the link.
2. added.
Hi Mamo, I enjoyed your post as well! Would you mind adding me to the list?
Thank you!
Added.
Hi, thanks for all your great articles, I was wondering if you could put me on your list of subscribers?
Added.
Hi, thank you for your helpful articles! I was wondering if you could put me on your list as well~~.
Added.
Hi. I always get a lot of information from Milemoa. Thank you for the great information! Can I be added to the list of members?
Added.
Hi. I always get a lot of information from Milemoa. Thank you for the great information! Can I be added to the list of members?
I added it with the email address you gave me first.
I've been meaning to get a business card for a long time, but I just read this article and followed the link and got it. The Chase app shows the number right away, but it says it takes 7 days to get the card. Thanks for the great article and information as always.
Congrats on the mermaid and thanks for the link.
I can't sign up, and I think I signed up a while ago, but I can't find it.
I can comment here, and it looks like you'll open it up if I ask you to sign up, so I'm commenting.
Thanks to Milemoa, I was able to stay at Hyatt Globalist last year and stay in luxury hotels all year round Thank you
This doesn't mean that we'll open a signup for you, it just means that you'll be notified by email when you're ready to sign up.
Added an email address.
hello!
I've always gotten a lot of advanced information from Miles Collected.
I'm really looking forward to joining this year and would love to be added to the list!
Added.
Hi! I always get a lot of good information from MileMoa.
I would love to join, could you please add me to the list? Thank you as always!
Added.
hello ! I am getting so much information and life knowledge from Milemoa.
Now I'm asking if you'd like to be added to the list because I'd like to share information and get involved, not just troll.
Thanks as always and 🙂 Hope you have good news.
Added.
I've been waiting for years and I missed the chance last year lol. And I don't remember if I'm on the signup list, can you please check out the playjuice, I'll do my best *loyal*
We don't have any information on file with this email you've posted, we've added you to our notification list.
Hello, I first heard of Milemoa today, but there are so many good information, I'm losing my mind right now... ㅎㅎ I didn't know how to use card mileage or points, but I want to get a lot of knowledge through Milemoa in the future ^^ Thank you for the good information.
We're glad you found this helpful. Please check back often.
I attend MileMoa every day, but I can't comment or review because I'm not a member. Thanks to you, 11 people have gone to Jamaica All Inclusive with miles and points. Thank you. Please add me to the list of members.
Traveling with a large family of 11 is a lot.
Added.
Hi, we'd love to be added to your Milemoa notification list.
I've been watching it for 3 years now, and I'm so sorry I missed it last year!
I'd love to share the knowledge I've gained 🙂 .
I currently own the Chase Ink Preferred Business card and have had it for about 2 years, and I've accumulated a lot of points including the welcome bonus, but I don't have much use for it. Also, I opened my personal Hyatt card last year, so I use Hyatt for my personal credit card. This time I'm thinking of transferring from Chase Ink Preferred Business to Hyatt Business because the Hyatt Business card has a good offer, but what do you think~~? Is it a good transfer? By the way, I love to travel!
In this case, you won't be able to convert/transfer the product, and even if you could, you'll have to think of it as a new card application because you won't receive the sign-up bonus.
If you're a frequent Hyatt traveler, I think it's a good option to have a personal + business account, but it's a personal choice, so you'll have to decide if it's right for you.
Yes!! I was thinking of closing my Chase Preferred business and opening a new Hyatt business, what do you think~~?
Your signup is fine, so you should be fine to switch this time.
I'm sorry I'm late, but I hope you and your family are doing well. I didn't try very hard, but thanks to the wear and tear, I've been able to do business, see Hawaii, and enrich my life~ Thank you again. I need Hyatt points, and I want to be a globalist, so I was thinking of making a Hyatt card. I can make a business card, but I'm not active, and I don't think I'll be able to reach my globalist goal with this business card. I don't think I'll be able to get anywhere near $12k, so is it worth it? The personal card is supposed to give you 30,000 and if you get 6,000, you have to spend 15,000....So the personal card deal doesn't seem good, and it's the moment when you want to make it and then think about it...
If you're deciding between the personal and business cards, I don't think the business card is a bad choice, but if status isn't a big factor and you're just looking for absolute Hyatt points, you might be better off with an Ink business hotel.
Thanks for the answer!! I made the Ink Unlimited almost two years ago and was looking at the Hyatt card. I thought I'd make this and then make the Chase United Biz card next month~.
Chase has a 1/30 rule, which is "if the second card you apply for in 30 days is a business card, you're rejected" and "if you've already opened one Chase card [personal or business] within 30 days, you're rejected for the next business card you apply for." I'm guessing that if you open the Hyatt Business card this time, you'll have to wait 30 days before you can apply for the UA Business card.
If I pay with my card but make a reservation that says my son will be staying overnight, does that not count as a QN?
The QN will be posted to your son's Hyatt account.