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Updated 12.29.2025
I'm told that this 100,000 "miles" offer ends on January 5th.
If you've been holding off on applying, it looks like you'll have to hurry.
| Capital One Venture X Rewards Credit Card: 7.5K 'miles' (Update: 01/2026) | |
|---|---|
| Signup bonuses | 75,000 'miles' sign-up bonus after spending $4,000 in 3 months |
| Whether to convert points | Capital One "miles" can be converted 1:1 to many airline miles, including Air Canada, Lifemiles, Singapore, BA, and more. |
| Annual fee | 395 for the first year. However, you get a $300 credit offer + 10,000 bonus miles every year, so it's practically free. |
| Key features | $300 credit (in the form of a discount coupon) for booking airline tickets, hotels, etc. on the Capital One Travel site each year of your membership (in the form of a discount coupon) |
| 10,000 bonus miles when you renew your card every year starting in year 2 | |
| Earn 2 miles per $1 spent = 2 airline miles. A decent earning rate for everyday use. (You'll earn more miles when you redeem on the Capital One Travel site) | |
| Up to 4 family cards can be issued for free, and family card members can also get a PP card (Be aware of the February 2026 reforms) | |
| Earn President's Circle elite status with car rental company Hertz | |
| Once every four years Global Entry or TSA PreCheck fee credit (up to $120 for $) | |
| Rental car insurance primary coverage | |
| For more info | You can apply at the affiliate site linked on the English page |
=====
The Capital One Venture X Card 100,000 "miles" offer is back.
I believe the 100,000 offer is the first since the card launched in 2021.
In today's post, we've summarized the four advantages and three disadvantages of this offer.
Table of Contents
Advantage 1: 100,000 bonus "miles
The best part of this offer is the massive signup bonus.
This sign-up bonus for the Venture X (Capital One Venture X Rewards Credit Card) is 100,000 "miles" after spending $10,000 in 6 months.
These "miles" are not miles from a specific airline; they are what Capital One (Cap One) calls their own points.
In any case, Capone "miles" can be redeemed in a variety of ways, including converting them into airline miles.
- First, you need to be able to convert to at least 15 airline miles, and most airlines have a 1:1 conversion ratio.
- Capital One Travel, its own booking portal, also allows you to buy airline tickets and book hotels, where you can redeem at the rate of 1 'mile' = 1 cent. So 100,000 'miles' = $1,000.
- Of course, you can also book through the airline or hotel's own site. In this case, you can use a method called Cover Your Travel Purchases, where you make a booking on the airline or hotel's site, and once it's posted to your Capone account, you'll receive a credit or reimbursement for the amount of the redemption within 90 days, at a rate of 1 'mile' = 1 cent.
- If you want, you can cash them out directly, including on Amazon (1 'mile' = 0.8 cents) or by check or card account credit (1 'mile' = 0.5 cents), but we don't recommend it because the value of the 'miles' drops a lot.
That said, I think it's safe to say that you can easily squeeze $1,000 out of it, unless you're intentionally devaluing it.
Advantage 2: Real annual fee $0
The second advantage is that the effective annual fee is $0.
There's a premium card craze going on right now, and there's a lot of competition from credit card companies, with cards with hefty annual fees.
For example,
- Amex Personal Platinum Card (American Express Platinum Card®), the annual fee has increased by $200 from $$695 to $$895 to $$200.
- Chase's competing card, the Personal Sapphire Reserve Card (Sapphire Reserve® Card) has also increased its annual fee by $$245, from $$550 to $$795.
Of course, these cards don't actually have that much of an annual fee because they have a variety of additional benefits, but many of the benefits are $25 here, $50 there, and so on, so it's a hassle to get them all. The downside is that if you forget to do it, you're paying a significant portion of the annual fee.
In this regard, I'd say the Venture X card has a definite advantage.
1) For starters, the annual fee itself is $$395, which is half the cost of other premium cards.
2) Plus, starting in the second year, you'll get your annual fee back in full every year, so you'll be able to The actual annual fee is $0 for example.
Credits to offset annual fees are also very easy to redeem.
(1) First, you'll get a $300 travel credit each year of membership. You can get this credit for booking airline tickets or hotels on the Capital One Travel site I mentioned earlier, and I don't think it's hard to redeem if you plan to travel more than once a year.
(2) In addition, starting in the second year, you'll automatically receive 10,000 "miles" as a retention bonus every time you renew your card. There are no strings attached - it's just something that comes in every year if you keep the card.
Since 10,000 'miles' = $$100, this is also a $100 annual fee savings.
This way, the annual fee is $395, but you get $400 back every year. (No 10,000 "miles" the first year.)
When you look at it that way, you're getting a lot of the benefits of a premium card for an effective annual fee of $0.
Advantage 3: Access to Capital One lounges
What are the benefits of the Premium card?
The Venture X card is issued at the Infinite tier, which is the highest tier of visa cards.
First, it has a range of basic insurance benefits to match.
It's packed with travel-related benefits like rental car primary coverage, trip cancellation insurance, trip accident insurance, and more, plus cell phone coverage, return protection, and extended warranty.
But for those of you who travel a lot, lounge benefits are probably the most important thing.
Capital One has had its own lounge for a few years now.
We currently operate Capital One lounges in Dallas (DFW), Denver (DEN), Las Vegas (LAS), New York JFK (JFK), and Washington (IAD), and we have a dining concept in Washington DCA called Capital One Landing.
These lounges are free on the day of your flight when you become a primary member of the Venture X Card (this will change for the Family Card AU starting next February, which we'll explain in more detail below).
Advantage 4: More 'Miles' conversion partners (Japan Airlines, JAL)
The "miles" you earn with the Venture X Card are directly convertible to airline miles. Currently, 15+ airlines are available for conversion.
Air Canada Aeroplan, Virgin Airlines Virgin Red, etc. are some of our favorite airlines to fly with, and they offer a 1:1 conversion ratio.
It's a new benefit that was introduced in September, and @Green&Sky posted a message on the message board about the Detailed introductionin the past.
Normally it's a 2:1.5 ratio (you get 1,500 miles for converting 2,000 'miles), so it's not a great conversion ratio, but I think you can get closer to 1:1 if you do it during a promotion.
This can make it easier to get those hard-to-find business/first class tickets to Japan. This is because airlines often open up seats to their own mileage redeemers first, and Japan Airlines is no exception.
As an option to get a business seat in Asia, you can use the Introduce EVA as an alternativeI once did.
Since Cap One "miles" are now transferable to both EVA and JAL, it's probably not a bad idea to accumulate a certain level of miles to increase your chances of ticketing.
| Venture, Venture X Comparison (Update: 11/2025) | |
|---|---|
| Venture X Card | 100,000 'miles' sign-up bonus after spending $10,000 in 6 months |
| For more info | You can apply through our partner site on the English page |
| Venture Card | 7.5k 'miles' after spending $4k for 3 months |
| For more info | English page |
Con 1: Spending requirements
Now let's move on to the downside.
The biggest drawback is the relatively high spending requirements.
A typical card spending requirement is $4,000 in 3 months, maybe $6,000, so this card gives you 6 months to spend, but they're asking you to spend $10,000.
Of course, some of you may find it easy to pay your federal taxes on a credit card, and you may find that $2,000 a month is a lot of money to spend.
However, I know there are many people for whom $10,000 for 6 months is simply out of the question. In this case, you can use the The Mile Game is never about unnecessary spendingand pass on this offer.
Con 2: Changes to Family Card Lounge access (February 2026)
The second drawback is that starting next February 2026, the Family Card lounge access conditions will be revised.
When the card launched in 2021, it was a hit for a number of reasons, one of which was that you could add family members (authorized users) for free, and they could each get a Priority Pass card for free. It was a nice gesture for families in Korea and elsewhere.
As if that wasn't generous enough, CapOne is making a major benefit change starting next February.
We've detailed this in the table below, but by default, the
- Eliminating complimentary lounge access for family cards
- The free guest with primary member benefit has also been discontinued, so I think I can summarize.
This is definitely a disappointing change.
For those who already have a family card and frequent lounges, I'd say it's probably more cost-effective to just get a main card.
| Membership type | Lounge types | As of 2025 | Starting February 2026 | Caveats |
|---|---|---|---|---|
| Main Member | Capone Lounge: You | OK | OK | dfw, den, las, jfk, iad |
| Capone Lounge: Companions | Free for up to 2 people | Pay on site ($45 for adults, $25 for kids, free for kids under 2) | Free when you spend $7.5K per calendar year (the year you hit it + the year after) | |
| CapOne Landing: You. | OK | OK | DCA | |
| Capone Landing: Companion | Free for 1 person | Pay on site ($45 for adults, $25 for kids, free for kids under 2) | Free when you spend $7.5K per calendar year (the year you hit it + the year after) | |
| Priority Pass: You | OK | OK | ||
| Priority Pass: Companion | Up to 2 users | Not possible | ||
| Family card members (AU card) | Capone Lounge: You | OK | Pay on-site or additional annual fee of $$125 | Instead of paying $125 each for Capone Lounge, Landing, and PP, you pay once for all three. |
| Capone Lounge: Companions | Free for up to 2 people | Pay on site ($45 for adults, $25 for kids, free for kids under 2) | Free for primary card users who spend $7.5K in a year | |
| CapOne Landing: You. | OK | Pay on-site or additional annual fee of $$125 | Instead of paying $125 each for Capone Lounge, Landing, and PP, you pay once for all three. | |
| Capone Landing: Companion | Free for 1 person | Pay on site ($45 for adults, $25 for kids, free for kids under 2) | Free for primary card users who spend $7.5K in a year | |
| Priority Pass: You | OK | Additional annual fee $125 | Instead of paying $125 each for Capone Lounge, Landing, and PP, you pay once for all three. | |
| Priority Pass: Companion | Up to 2 users | Not possible |
Con 3: Introduced card application family rules
The third drawback is related to the card application rules.
This is a new rule that was introduced last month.
1) 48-month rule
The first is that if you have received a Venture X card signup bonus within the past 48 months, you are not eligible for the signup bonus. ("I understand that I am not eligible for this offer if: I have received a new cardmember bonus for this product in the past 48 months.")
The card was first released in November 2021, so if you've had this card for a while, this bonus shouldn't apply to you.
2) Same family card rules
Next is the same account card rule. This is commonly referred to as the family rule.
I am told that if I create this card and receive the bonus, I will not be eligible for the sign-up bonus on the regular Venture card (Capital One Venture Rewards Credit Card), which is a subcard of this card, for the next 48 months. ("I understand that I am not eligible for this offer if: I have received a new cardmember bonus for this product or the Capital One Venture X card in the past 48 months.")
So if you're thinking about creating both a Venture and a Venture X, I think the best way to do it is to create the Venture card first and then think about the Venture X card later.
For the Venture card, there is currently an offer for 75,000 "miles" after 3 months of $4,000 spend.
| Capital One Venture Rewards Credit Card | |
|---|---|
| Signup bonuses | 75,000 'miles' after spending $4,000 for 3 months |
| For more info | You can apply through the partner site. |
Alternative: Citi Strata Elite Card
If you think the Venture X card has too many spending requirements, Citi's Strata Elite card might be a good alternative.
The sign-up bonus for the Strata Elite℠ Card (Citi Strata Elite℠ Card) is equal to
- 100,000 points for spending $6,000 in 3 months.
- These 100,000 points are worth a 1:1 conversion to 100,000 American Airlines miles.
The annual fee is $$595 for the first year,
- Take home $500 in perks you can eat during November and December
- If I get another $500 before the annual fee comes due next year, I'll be able to use the
Aside from the 100,000 signup bonus points, you'll also get a minimum of $1,000.
For more information, see the Previous article for more information.
| Citi Strata Cards | |
|---|---|
| Disclosure | Information about these cards has been collected independently by MileMoa. The issuer did not provide the details, nor is it responsible for their accuracy. |
| Strata Elite ($595 annual fee) | 100,000 points as a welcome bonus after spending $6,000 in 3 months (Citi Strata Elite℠) |
| Strata Premier ($95 annual fee) | 60,000 points as a welcome bonus after spending $4,000 in 3 months (Citi Strata Premier® Card) |
| Strata (no annual fee) | 30,000 points as a welcome bonus after spending $1,000 in 3 months (Citi Strata℠ Card) |
Let's wrap up today's post.
The return of the Venture X card, the game-changing offer that changed the face of Capital One, is sure to be a welcome sight.
There are downsides to the reduced lounge benefits and significant spend, but the sign-up is pretty good and the ability to get the benefits of a premium card with no real annual fee is a definite plus.
| Capital One Venture X Rewards Credit Card: 7.5K 'miles' (Update: 01/2026) | |
|---|---|
| Signup bonuses | 75,000 'miles' sign-up bonus after spending $4,000 in 3 months |
| Whether to convert points | Capital One "miles" can be converted 1:1 to many airline miles, including Air Canada, Lifemiles, Singapore, BA, and more. |
| Annual fee | 395 for the first year. However, you get a $300 credit offer + 10,000 bonus miles every year, so it's practically free. |
| Key features | $300 credit (in the form of a discount coupon) for booking airline tickets, hotels, etc. on the Capital One Travel site each year of your membership (in the form of a discount coupon) |
| 10,000 bonus miles when you renew your card every year starting in year 2 | |
| Earn 2 miles per $1 spent = 2 airline miles. A decent earning rate for everyday use. (You'll earn more miles when you redeem on the Capital One Travel site) | |
| Up to 4 family cards can be issued for free, and family card members can also get a PP card (Be aware of the February 2026 reforms) | |
| Earn President's Circle elite status with car rental company Hertz | |
| Once every four years Global Entry or TSA PreCheck fee credit (up to $120 for $) | |
| Rental car insurance primary coverage | |
| For more info | You can apply at the affiliate site linked on the English page |
Featured image: depositphotos (42812021)
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Korean
64 Comments. Leave new
Thanks for the neat organization. Especially the changes to the lounge benefits are very well written and easy to understand.
Cap One 전어도 가능할.....? 인어 떠서 letter I looked online and was rejected due to the high number of cards I currently have (9). 신청하시는분들 참고해주세요.ㅎㅎ
There are cases of successful recon over the phone, but it's hard to say that it will be 100% because the recon is so kebake.
I realize my response is very late, but I hope you were able to recon.
Thank you for the information.
Initially, when I tried to pre-approve it, it failed, but when I tried it yesterday, it was pre-approved.
So I thought about applying for it, but it takes a bit of spandex and lounge.
So you're saying that only you can get into Cap One lounges and lounge access with PP (for free, of course)?
I have a Ritz PP, but it's a shame ;);
Yes. If you're the only one traveling/business traveling, I don't think you'll notice a difference. If you're always traveling with your family, I think you'll have to lower your expectations on the lounge side starting next February.
Can I make a Venture card first to get the bonus and then make X to get the bonus?
I understood the 48-month Venture Family Rule to mean that if you get a bonus from either Venture or VentureX, you can't get a bonus from Venture again within 48 months, so I thought it was better to do VentureX if you can only get one.
Answer. It is my understanding that it is not possible to go down (create venture X and then later create a regular venture), but it is possible to go up (create venture X after a regular venture).
hello. Thank you for the information.
I'd love to open it, but I have all my cards planned out in advance, so I'll have to think about it for 5/24.
I missed the last sign up and haven't been able to join in years, can you please add my email?
Thank you.
Added your email to the notification list.
I really want the card, but my wife has had it since the first year it was issued, and I've been rejected every time;;; I have a lot of cards or something like that... Are there any hidden pro-tips or cautions that I should follow to make the process easier?
Capital One is easy for those who get it easily, but once I started getting rejections, it seemed to keep coming ;);
After that, we want to make sure you get approved.
Thanks for the great information, I read every new post right away!
I'm currently refraining from credit hard pulls due to refinancing, how many months do these deals usually last?
The last Venture Card offer lasted for a couple months, not sure if that will be the case this time ;);
I've been waiting for a long time too, could you please add me to the notification list?
Added.
Thanks for the great information. I already have a venture x card and my wife is an authorized user, can she apply for a new card during this promotion?
Yes. I know that's possible.
Hi, I was wondering if I could be added to the list for signup notifications 🙂 I'm just wondering if you could add me to the list.
Added to the notification list.
Table in the middle: Venture, Venture X comparison (Update: 11/2025)
There's a typo at the bottom, "3 months and $100,000".
Thanks to you, I was able to fix the typo. Thank you, and I apologize for the delay in responding.
Hello and thanks for the great information!
Can you please add me to the daily list?
Added your email to the notification list.
I booked an airfare on Capital One Travel and flew back and forth.
However, only Economy was booked, and Premium Economy was not an option.
The on-site upgrade fee was a little wicked, but I'm glad I used the points to go to Korea.
Join us.
I've been wondering about AirPremia because I don't see it on my card company travel portal, but Capital One does. Thanks for sharing this important story.
Wouldn't the previous Venture X owners have been exactly 48 months old in November 2021?
I see now that the billing date is November 25, 2021.
아.... I looked it up and it's based on the date of receipt of bonus points;;;; Most of you would have gotten it in January or February, so you'll all have to wait for about 3 months;;;; I'm sorry...
Maybe they calculated that time and are doing the promotion now ;);
If I apply now and get the family PP card, will the family PP card be unavailable immediately upon the reforms next February? Or will it be used for a year?
A post on Redditand the terms say it will be canceled as soon as Feb. 1.
Thank you for summarizing good information~!
I applied for the card but it's pending... PP is until next February, so is it possible for my spouse and 2 kids to fly together with my PP?? I was wondering if we could get in together at SFO... It's a shame it's changing... ㅠㅠ
It's not valid until the end of February. They say the new rules start on February 1 of next year, so it looks like it's only until the end of January.
I'm traveling and need to make a big purchase in a hurry, can I get a number as soon as I'm approved online?
From what I've read online, you should be able to get a temporary number immediately after approval.
I apologize if my response was too late to be of any help.
Hi, this is the first thing I check out whenever I'm traveling, and thanks again for the great information. Could you please add my email to the list?
Added your email to the notification list.
Also, thanks to you, I applied and got approved for the card, now it's just a matter of spending it. lol Thanks for the great info.
Congratulations on your approval.
Hi, always good to hear from you.
I was wondering if it is possible to be added to the signup notification list. Thank you 🙂 .
Added to the notification list.
It says I've made a lot of cards, but I've only made 3 in the last 2 years, and it's still not working.
hello.
Always good information well done. I was waiting to see when I would be able to sign up, but after seeing everyone else's comments, I'm commenting too.
Please add me to the signup notification email list.
Thank you.
Added.
I've found the Capital One card to be quite personalized ;; I hope you don't feel too bad for me.
After discovering Milemoa, I applied for the Chase Sharp and Amex Delta Gold and was approved for the Capital One VentureX. The $10,000 spending requirement is a bit daunting, but I have a trip to Korea coming up early next year, so I think I'll be able to meet it.
Thanks for always sharing great offers, and please add me to your email list!
Congratulations on your approval, and we're glad you found the information helpful.
Added to the notification list.
Thanks to you, I got approved right away!!!
I've been missing out on signing up for years.
Can you please add my email!!!
Congratulations on your approval. We've added you to our notification list.
Thanks for the great information as always.
I still have the rewards I had with Vanture from this time last year, but the Vanture X offer is so good this time around, I just applied and was approved right away. Thanks for the great info.
Congratulations on your approval. We hope you're able to combine the two points and have a great trip.
I applied and got it right away, but it says credit limit is not preset. I have a big bill to pay and I'm worried that I'll get a transaction deny if I try to fill it up.
Congratulations on your approval. We recommend that you notify your card company in advance and get pre-approved before using your card. We apologize for the delay in getting back to you.
Hi I too am missing the sign up timing, could you please add my email!!!
Added.
Hi, you are always helpful. Thank you. I'm embarrassed to ask such a basic question, but when you say that you get a travel credit when you book a flight or hotel on the Capital One Travel site, does that apply to paying with miles, not cash? I'm wondering if I can book with miles and still get the credit.
I understand that the $300 annual travel credit is redeemed like a coupon, so cash is the preferred method of payment. However, for amounts over $300, you can pay cash or pay with cash equivalent miles.
To summarize, we can say that the $300 credit is a form of coupon payment.
We apologize for the delay in responding.
Hi, you are always helpful. Thank you. I'm embarrassed to ask such a basic question, but when you say that you get a travel credit when you book a flight or hotel on the Capital One Travel site, does that apply to paying with miles, not cash? I'm wondering if I can book with miles and still get the credit.
Please add me to the email list!
Added.
Thanks for the great opening! Can I please be added to your email list as well? Thanks!
We're glad you found the information helpful.
Added to the notification list.
It was approved right away, thanks for the great info.
Congratulations on your approval.
Hi, I'm studying here and there to make a proper first card in the US.
Thanks for always posting great information.
If possible, could you please add me to the signup notification list?
Thank you and happy new year!
I've gotten into the mileage points world through MileMoa and am reaping the benefits. Thank you. Chase, Citi, and Amex are easy to get approved for, but Capital One has had nothing but annual fee free cards on their pre-approval list for a year now, so I'm stuck. I'll probably give it one last try on 1/5. I've been missing out on signups for a few years now, too, so I'm wondering if you could add me to the notification list? Happy New Year, and thanks 🙂
I'm one of those people who's been using Milemoa for a while now.
I'd like to take this opportunity to thank you, and I'd also appreciate it if you'd add me to your notification list.