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IMPORTANT INFORMATION

*Service Fee: Chase Total Checking® has no Monthly Service Fee when you do at least one of the following each statement period: Option #1: Have monthly direct deposits totaling $500 or more made to this account; OR, Option #2: Keep a minimum daily balance of $1,500 or more in your checking account; OR, Option #3: Keep an average daily balance of $5,000 or more in any combination of qualifying Chase checking, savings and other balances. Otherwise a $12 Monthly Service Fee will apply in most states ($10 Monthly Service Fee for CA, OR and WA).

Chase SavingsSM has no Monthly Service Fee when you do at least one of the following each statement period: Option #1: Keep a minimum daily balance of $300 or more in your savings account; OR, Option #2: Have at least one repeating automatic transfer from your Chase checking account of $25 or more. One-time transfers do not qualify; OR, Option #3: Have a linked Chase Premier Plus CheckingSM, Chase Premier Platinum CheckingSM, or Chase Private Client CheckingSM account. Otherwise a $4 Monthly Service Fee will apply in most states ($5 for accounts opened in CA, FL, GA, ID, NV, OR and WA). A $5 Savings Withdrawal Limit Fee will apply for each withdrawal or transfer out of this account over six per monthly statement period.

We will notify you of changes to your account terms or fees. For more information, please see a banker or visit chase.com/checking or chase.com/savings.

Bonus/Account Information: Checking offer is not available to existing Chase checking customers, those with fiduciary accounts, or those whose accounts have been closed within 90 days or closed with a negative balance. To receive the $300 checking bonus: 1) Open a new Chase Total Checking account, which is subject to approval; 2) Deposit $25 or more at account opening; AND 3) Have your direct deposit made to this account within 60 days of account opening. Your direct deposit needs to be an electronic deposit of your paycheck, pension or government benefits (such as Social Security) from your employer or the government. After you have completed all the above checking requirements, we'll deposit the bonus in your new account within 10 business days. To receive the $150 savings bonus: 1) Open a new Chase SavingsSM account, which is subject to approval. 2) Deposit a total of $10,000 or more in new money into the new savings account within 10 business days of account opening; AND 3) Maintain at least a $10,000 balance for 90 days from the date of deposit. The new money cannot be funds held by Chase or its affiliates. After you have completed all the above savings requirements, we'll deposit the bonus in your new account within 10 business days. The Annual Percentage Yield (APY), for Chase SavingsSM effective as of 2/19/15, is 0.01% for all balances in all states. Interest rates are variable and subject to change. Additionally, fees may reduce earnings on the account. You can receive only one new checking and one savings account opening related bonus per calendar year. Bonuses are considered interest and will be reported on IRS Form 1099-INT.

** Account Closing: If either the checking or savings account is closed within six months after opening, we will deduct the bonus amount for that account at closing.

1Chase QuickDepositSM: is available for select mobile devices. Enroll in Chase OnlineSM and download the Chase Mobile® App. Message and data rates may apply. Subject to eligibility and further review. Deposits are subject to verification and not available for immediate withdrawal. Deposit limits and other restrictions apply. See chase.com/QuickDeposit for details and eligible mobile devices.

2Chase QuickPaySM: Enrollment required. Both parties need U.S. bank account; only one needs a Chase checking account. Transfers between Chase checking accounts will typically be available the same business day and not later than next business day after payment is accepted by recipient. Transfers from Chase checking to a non-Chase account typically take 1-2 business days after payment is accepted by recipient. Transfers from non-Chase account to a Chase checking typically take 4-5 business days after payment is accepted by recipient. Limitations may apply. Message and data rates may apply.