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http://viewfromthewing.boardingarea.com/2013/05/02/preparing-for-the-dreaded-american-express-financial-review/
f American Express closes your account after a financial review, does that mean you’re banned for life?
If you close cards instead of proceeding with a financial review you can’t just ring up later to re-open the cards. When you close a card American Express will often expedite re-opening the account but not in this case, they will still want to put you through a financial review.
But if American Express closes your account that doesn’t mean you’re shut out for good, there are plenty of reports of successful new applications some time down the line. And sometimes those even go through with an instant approval. In all likelihood the triggers for the financial review (such as difficulty verifying an address, or lots of inquiries) were no longer present.
Give it some time, apply when you know your address is verifiable and you haven’t had a ton of other inquiries, and your score is high and you may be able to get an Amex card again.
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