UR 포인트로 하던 현금으로 하던 non refundable rate이라면 취소 이유가 중요하겠지요.

여의치 않은 상황이라고 하셨는데 대충 찾아보니 이런게 나오네요.

What’s Covered

This is not an exhaustive list. Examples include:

• Accidental bodily injury, loss of life, or sickness experienced by the Cardholder, a traveling companion or an immediate family member of the Cardholder or a traveling companion
  
• Severe weather that prevents the start or continuation a covered trip
  
• Terrorist action or hijacking
  
• Jury duty or a court subpoena that cannot be postponed or waived
  
• Financial insolvency of the Cardholder’s travel agency, tour operator, or travel supplier

What’s Not Covered

This is not an exhaustive list. Examples include:

• Travel arrangements canceled or changed by a common carrier, tour operator, or any travel agency unless the cancellation is the result of severe weather or an organized strike affecting public transportation
  
• Change in plans or financial circumstances
  
• A pre-existing condition
  
• Traveling against the advice of a physician
  
• A declared or undeclared war
  
• Trips that exceed 60 days in duration are not covered