When your covered trip is delayed due to a covered hazard, as specified in your Guide to Benefits, you may be reimbursed for reasonable expenses, like meals and lodging, toiletries, medication, local transportation (if needed) including taxis to or from the airport, rental cars, non-courtesy shuttles, buses or trains and other personal use items.  This benefit covers up to the amount specific to your credit card on a trip-by-trip basis, which means it can protect you every time you purchase a common carrier ticket with your card.