https://www.depositaccounts.com/banks/susquehanna-community-bank/offers/
Minimum $100,000 있어야하고 max limit은 없습니다 3% apy 6개월 보장입니다 그이후 2.54% 떨러지는것 같고 prime rate 기준 -2%인것같습니다. 6개월 1번 위드드로월 초과하면 한번당 $20피가 있습니다.
FDIC보장입니다.
3월 30일까지 등록하면 된다네요.
체킹하나 같이여시고 다른 은행에서 ACH push 해서 세이빙으로 옮기라 추천 하더군요
대단하네요 ㄷㄷㄷ
아래가 눈에 들어오네요.
좋은 듯 한데, 제약이 너무 많아요.
큰 제약없이 2.5% 주는 곳도 있는데, 10만 이상 2.54%는 그저 그렇습니다.
The Eagle Premium Savings (EPS) has tiered APYs for lower balances:
In addition to low APYs for balances under $100k, there is a monthly maintenance fee of $10 "if balance falls below $25,000.00 on any day in the statement cycle."
현재 2.5% 이상 오퍼하는 세이빙이 NSAB하나인것 같은데요. 3% 6개월 파킹하실분들은 좋은딜같네요.나중에 어카운트 클로즈 피 $10 있습니다.
아래 코멘트 참고하시면 좋을듯하네요.
It is very worth while to figure out the ins and outs of opening this account assuming you need to park $100000 or more for a month or two or more. No other savings account pays this much. Also CDs have big penalties if you need to get at the money. Think of this as a no penalty CD with add-on privileges. Every two months or so I will get a second account ( it takes only a few minutes) and if I do not have another $100000 to play with I will close out the first account. That way the 6 months rate guarantee is extended for another 6 months. I am not sure how long this promo deal will be going on. When your guaranteed 3% rate 6 month period is over your new adjusted rate will still be quite good unless the prime rate goes down. (It will go down to prime minus 2%...which is higher than most any savings rates today). HINTS: 1. When applying, you have to accept several agreements by clicking on each and then accepting each by checking the box on that agreement page before going on to the next agreement. If you do not do this the greyed out box unagi talked about will not be clickable. 2. Open a side checking ( choose the FREEdom type) account at Susquehanna to use for pushing future deposits into the bank. Then transfer the money into your savings from that checking account. This extra step is needed because you cannot have an external bank link directly to your savings account without doing those test deposits and most banks (not Incredible Bank, however) take the test deposits out again and this will count as a withdrawal. 3. Close the account if you do not keep at least $100000 in it because the next lower tier has a terrible interest rate. 4. Always start at external banks to do ACH transfers because Susquehanna has low daily limits on moving money in or out. 5. Make sure to sign up for electronic statements or there is some fee.
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