수정: Doctor of credit에 의하면 최소 2017년부터 이런 텀이 나온 것으로 보입니다. 

(TPG 링크삭제)

체이스가 신청후 몇개월 안에 카드를 닫을 경우 사인업보너스를 클로백 할 수 있다는 규정을 신설한 걸로 보입니다. 

• All Hyatt credit cards, including personal and small business: “If your account is not open for at least three months, Hyatt and Chase reserve the right to deduct the Bonus Points from your World of Hyatt account.”
• Marriott Bonvoy Bold Credit Card (but not on the Marriott Bonvoy Boundless Credit Card): “If your account is not open for at least six months, Marriott and Chase reserve the right to deduct the bonus points from your Marriott Bonvoy account.”
• All United credit cards, including personal and small business: “If your account is not open for at least six months, United and Chase reserve the right to deduct the bonus miles from your MileagePlus Program account.”
• All IHG credit cards, including personal and small business: “Chase may close your credit card account or suspend your right to use your credit card account, at any time for any reason, including account inactivity.”

아멕스 처럼 쥐도새도 모르게 팝업을 띄우는 방식은 아닌 것으로 보입니다만 이제는 체이스 카드도 관계유지를 위해 최소 6개월에서 1년은 열고 계시는 게 좋을 것 같습니다.