안녕하세요 마모님들  워낙여기 전문가분들이많으시니 SOS합니다.

여기서 빼거나 줄일 수있는 비용이 있을까요?

론금액 545K, 싱글하우스, 크레딧 800이상, VA loan, no downpayment,6% 30년고정입니다.

포인트는 사지않을 것이고, 변동금리를 하는것이 어떨까도 생각합니다.

어떤의견이라도 알려주세요 미리 감사드립니다.

 

A.Origination Fee $995

B. Service You Cannot Shop For $7,449

    Appraisal Fee  $800

    Credit Report $53

     Flood Cerification $8

     Tax Service $52

      Title-Closing Fee $706

      Title-Courier Fee $50

      Title-Lender's Title Insurance $3,345

      Title-Settlement Fee $2,435

C. Service You can Shop For

      Title-Judgemetn Search $50

      Title-Lender's Endorsement $500

      Title_Notary Fee $10

      Title-Processing Fee $175

     Title-Title Examination $100

     Title-Wird Transfer Fee $85

E. Taxes and Other Goverment fees(including Recording fee) $1,465

F. HomeOwner's Insurance Premiun(12months_$1,908

    Prepaid Interest($89.59 perday for 21 days @6%) $1,881

G. Initial Escro Payment at Closing 

    Homeowner's Insurance($158.94 per 3 month) $477

   Property Taxes $60 per 13 months $780

H. Other

    Title-Owner's Title Insurance(optional) $3,345

Todal Closing cost : $19,220

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