마모 덕분에 바클레어 카드 신청해서 잘 받았습니다. 정말 감사합니다!!!

 

보니까 World Elite Mastercard Benefits Rental Car CDW를 Primary로 커버하는 것처럼 보이던데

 

다른 마모글 보면 US에서는 Primary가 아니라고 하는데, 아래 약관을 봐도 

 

잘 이해가 안가서 문의드립니다.

 

저는 현재 차가 없어서 차 관련된 보험은 전혀 없는데, 제 경우 rent car 빌릴 때, 이 카드 사용하면 CDW 가 primary로 적용되는 건가요?

(제일 밑에 파란색으로 밑줄 친 부분 보고, primary로 cover 된다고 생각했는데 아닌가요?)

 

싸파이어 카드는 확실히 primary로 CDW 커버 되는 걸로 아는데, 제가 그 카드가 없어서 ㅠㅠ

 

아시는 분 계시면 알려주시면 감사하겠습니다^^

 

B. The kind of coverage You receive:

 

We will pay for the following on a secondary basis

 

• Physical damage and theft of the vehicle, not to exceed the limits outlined below. Reasonable loss of use charges imposed by the vehicle rental company for the period of time the rental vehicle is out of service. Loss of use charges must be substantiated by a location and class specific fleet utilization log

 

• Towing charges to the nearest collision repair facility. This coverage is not all-inclusive, which means it does not cover such things as personal injury, personal liability, or personal property. It does not cover You for any damages to other vehicles or property. It does not cover You for any injury to any party.

 

C. Coordination of Benefits: When MasterRental is provided on a secondary basis and a covered loss has occurred the order in which benefits are determined is as follows:

 

1. You or an authorized driver’s primary auto insurance;

2. Collision/damage waiver provided to You by the rental agency

3. Any other collectible insurance;

4. The coverage provided under this EOC. If You or an authorized driver’s primary auto insurance or other coverage has made payments for a covered loss, We will cover Your deductible and any other eligible amounts, described in Section B, not covered by the other insurance.

 

Note: In certain parts of the United States and Canada losses to rental vehicles that are covered by Your personal vehicle insurance policy liability section may not be subject to a deductible, which means that You may not receive any benefits from this program.

 

Contact Your insurance provider for full coverage details pertaining to Your personal vehicle liability insurance policy (or similar coverage).

 

If You have no other insurance or Your insurance does not cover You in territories or countries outside of the United States, coverage is considered primary coverage.