AA 한방치기 실패

3월에 시티 땡큐 프리미어 한방치기를 성공하고, 지난주 3달이 지나서 시티 aa 한방치기를 시도했습니다.

익스플로어와 크롬으로 동시에 신청했는데, 비자는 그자리에서 승인 났고, 아멕스만 검토해보겠다는 화면이 보였습니다.

그후로 매일 한번씩 카드회사에 전화해서 아멕스 승인 해달라고 확인했지만 어제까지도 아직 팬딩중이다라고 해서 기다리는중 어제저녁 비자카드는 받았습니다.

오늘 아침 출근하자마자 이메일을 확인하는데, 아래와 같이 이메일이 왔습니다.

이미 aa어카운트가 있으므로 신청할수 없다고 보입니다.

이런경우도 리콘시더 메일을 보내면 가능성이 있을까요?

그리고 리콘시더 메일은 어떻해 써야 할까요? 얼마전에 게시판에 "나는 너의 충실한 고객이 될테니, 이번만큼은 다시한번 생각해달라"라고 해서 받으신분도 계시던데..

제가 워낙 영어가 약해서요....

대략적으로 어떤방식으로 써야 좋을지 충고좀 부탁드립니다.

그리고 이메일로 받았는데, 그냥 회신눌러서 메일 보내면 되는지 아니면 아래 주소로 우편으로 편지를 발송해야 하는지 궁금합니다.

내년초 와이프 출산하고 부모님들을 aa로 모셔올 계획이었는데, 무산되었네요...게다가 시티에 리젝이라는 기록을 남기게 되었네요.

아래 이메일 한번 봐주시길...

Dear YOUNGKYUN LIM:

Why we're writing you
Thank you for applying for the Citi Select(R) / AAdvantage(R)
American Express(R) account.  Unfortunately, we are unable
to approve your request for the account at this time because
of the following:

o   This specific offer is valid only for first-time Citi(R)
/ AAdvantage(R) cardmembers.? Our records indicate that
you already have a Citi(R) / AAdvantage(R) account with us.

Here's what you should know
Our credit decision was based, in whole or in part, on
information obtained in a report from the following consumer
reporting agency:

Experian
P.O. Box 2002
Allen, TX  75013-0036
1-888-EXPERIAN (1-888-397-3742)

Some important information
You have a right under the Fair Credit Reporting Act to
know the information contained in your credit file at the
consumer reporting agency.  The reporting agency played
no part in our decision and is unable to supply the
specific reasons why we have denied credit to you.

Free copy of your credit report
We encourage you to review your credit report for accuracy.
You also have a right to a free copy of your credit
report from the consumer reporting agency, if you request
it no later than 60 days after you receive this notice.
In addition, if you find that any information contained
in the report you receive is inaccurate or incomplete, you
have a right to dispute the matter with the reporting agency.

If your credit report contained incorrect information,
please send us a complete copy of your updated credit report
within 30 days to

Citibank, N.A.
PO Box 6495
Sioux Falls, SD 57117-6495

so that we can reevaluate your application.  Be sure to
include the reference number listed above.  Do not provide
this information by replying to this email, as we cannot
process individual messages arriving at this address.

If your financial situation changes and you would like
to reapply for an account, visit us at www.citicards.com.
We appreciate your interest and hope to have the opportunity
to fulfill your request in the future.

Sincerely,

R. M. Pick
Credit Operations Department

AmericanAirlines and AAdvantage(R) are marks of American Airlines, Inc.

NOTICE: The federal Equal Credit Opportunity Act prohibits
creditors from discriminating against credit applicants
on the basis of race, color, religion, national origin,
sex, marital status, age (provided the applicant has the
capacity to enter into a binding contract); because all
or part of the applicant's income derives from any public
assistance program; or because the applicant has in
good faith exercised any right under the Consumer Credit
Protection Act.  The federal agency that administers
compliance with this law concerning this creditor is the
Office of the Comptroller of the Currency, Customer
Assistance Group, 1301 McKinney Street, Suite 3450, Houston,
Texas 77010-9050.

The creditor is Citibank, N.A., 701 E. 60th St. N.,
Sioux Falls, SD 57104.  Please direct any questions to the
Customer Service address below.