- 전체
- 후기 6804
- 후기-카드 1820
- 후기-발권-예약 1250
- 후기-백신 79
- 후기-격리면제 28
- 질문 57583
- 질문-기타 20845
- 질문-카드 11768
- 질문-항공 10242
- 질문-호텔 5235
- 질문-여행 4063
- 질문-DIY 191
- 질문-자가격리 19
- 질문-은퇴 418
- 정보 24334
- 정보-자가격리 133
- 정보-카드 5238
- 정보-기타 8044
- 정보-항공 3843
- 정보-호텔 3255
- 정보-여행 1071
- 정보-DIY 207
- 정보-맛집 219
- 정보-부동산 41
- 정보-은퇴 262
- 여행기 3429
- 여행기-하와이 388
- 잡담 15524
- 필독 63
- 자료 65
- 자랑 722
- 금요스페셜 106
- 강퇴로 가는 길 11
- 자기소개 661
- 구라 2
- 요리-레시피 70
- 오프모임 200
- 나눔 2706
- 홍보 15
- 운영자공지 32
원문은 아래 링크에 가시면 보실수 있습니다.
http://www.doctorofcredit.com/how-many-credit-cards-can-you-have-with-each-credit-card-issuer/
그냥 심심해서 구굴링 하다 읽어보고 혹시 도움이 될까 해서 올립니다.
아마 기존에 있는 내용들과 곂치는것이겠지만....
American Express
4개까지 가능. 아래 2가지는 꼭 기역하세요
- This limit only counts credit cards issued by American Express. Credit cards that are issued by other banks that run on the American Express payment network will not count towards this limit.
- This limit only applies to credit cards. American Express issues two types of cards: charge cards and credit cards. The only difference is that a credit card allows you to carry a balance and a charge card doesn’t. On the American Express website it’s easy to search just for charge or just for credit cards.
Barclaycard
제한은 없음. Most people find that they will struggle to get approved for more than one card with Barclaycard every six months, but this really depends on your individual situation.
Bank of America
갯수 제한 없음 I know plenty of people with 10+ credit cards with BofA.
Capital One (별로 신청할 일이 없지만...)
There is some discussion on the limit about Capital One limits on the myFICO forums. To save you some time, here is the basics:
- Some people have been told that they can only have two Capital one cards. This does not include co-branded cards (like the Capital One Sony card), only cards like the Capital One Quicksilver or Venture.
- Other people have been told that there is no limit or they have two or more cards.
Chase
갯수에 제한은 없다고 하나 총 크래딧에 리밋이 있는것으로 알려져 있습니다.
Chase doesn’t have a hard limit on the amount of credit cards you can have with them, they usually just restrict you by the amount of total credit you have available to you (which will vary person to person). You can get around this by calling them asking them to reallocate credit limits from existing cards onto a new card that you’ve applied for.
Citi
갯수에 제한은 없다고 하네요
Citi does not have a hard limit on the amount of cards you can have.
Discover (이것도 별로 신청할 일이 없겠지요)
According to Discover:
U.S Bank
갯수에 제한은 없다고 하나 숫자가 늘어날수록 인어받기 힘들다고 하네요.
There is no hard limit on the amount of cards you can have with U.S Bank, that being said the more cards you have with them the more difficult it is to get approved. You can improve your chances byfreezing your IDA & ARS credit reports, but this won’t really help that much if you already have a few U.S Bank credit cards.
Wells Fargo (가장 받기 힘든 카드 중에 하나아닌가요....)
Wells Fargo doesn’t limit the amount of cards you can have, typically they will want you to have a banking relationship with them before approving you for any of their premium credit card products.
- 전체
- 후기 6804
- 후기-카드 1820
- 후기-발권-예약 1250
- 후기-백신 79
- 후기-격리면제 28
- 질문 57583
- 질문-기타 20845
- 질문-카드 11768
- 질문-항공 10242
- 질문-호텔 5235
- 질문-여행 4063
- 질문-DIY 191
- 질문-자가격리 19
- 질문-은퇴 418
- 정보 24334
- 정보-자가격리 133
- 정보-카드 5238
- 정보-기타 8044
- 정보-항공 3843
- 정보-호텔 3255
- 정보-여행 1071
- 정보-DIY 207
- 정보-맛집 219
- 정보-부동산 41
- 정보-은퇴 262
- 여행기 3429
- 여행기-하와이 388
- 잡담 15524
- 필독 63
- 자료 65
- 자랑 722
- 금요스페셜 106
- 강퇴로 가는 길 11
- 자기소개 661
- 구라 2
- 요리-레시피 70
- 오프모임 200
- 나눔 2706
- 홍보 15
- 운영자공지 32
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