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Feature Summary
| American Express® Business Gold Card (Updated: 05.12.2026) | |
|---|---|
| Welcome Offer | As High As 200,000 points. Find Out Your Offer. You may be eligible for as high as 200,000 Membership Rewards® Points after spending $15,000 in eligible purchases on your new Card in your first 3 months of Membership. Welcome offers vary and you may not be eligible for an offer. |
| Annual Fee | $375 |
| Major Features | Earn 4X Membership Rewards® points on the top two eligible categories where your business spends the most each month from 6 eligible categories. While your top 2 categories may change, you will earn 4X points on the first $150,000 in combined purchases from these categories each calendar year (then 1X thereafter). Only the top 2 categories each billing cycle will count towards the $150,000 cap. |
| Earn 3X Membership Rewards® points on flights and prepaid hotels booked on AmexTravel.com or the Amex Travel App™. | |
| Earn up to $20 in statement credits monthly after you use the Business Gold Card for eligible U.S. purchases at FedEx (through 10/01/2026), Grubhub, and Office Supply Stores. This can be an annual savings of up to $240. Enrollment required. | |
| Get up to a $12.95** statement credit back each month after you pay for a monthly Walmart+ membership (subject to auto-renewal) with your Business Gold Card. **Up to $12.95 plus applicable taxes on one membership fee. | |
| Enroll and get up to $300 in statement credits per calendar year on U.S. purchases of ChatGPT Business* on the Business Gold Card. *Subject to auto-renewal. | |
| Enroll and get up to $150 in statement credits per calendar year for U.S. purchases with Squarespace. Subscription purchases subject to auto-renewal. | |
| The Business Gold Card comes in three metal designs: Gold, Rose Gold and White Gold. Make your selection when you apply on Americanexpress.com. | |
| Transferable | Yes. 1:1 to All Nippons Airways, Delta, Virgin Atlantic, and other select airlines. (Fee applies to U.S. domestic airlines.) |
| Caution | Welcome offer not available to applicants who have or have had this Card. If Amex finds that you have engaged in abuse, misuse, or gaming in connection with the welcome offer in any way or that you intend to do so (for example, if you cancel or downgrade your account within 12 months after acquiring it), Amex may not credit welcome offer. |
| *Terms Apply | |
| See | Rates & Fees. Terms Apply |
| Partner Site | Learn more about this product |
