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Major Features
| Capital One Spark Cash Plus (Updated: 05.12.2026) | |
|---|---|
| Welcome bonus | Earn a one-time cash bonus of $2,000 once you spend $30,000 in the first 3 months. |
| Earn an additional $2,000 cash bonus for every $500K spent during the first year. You can earn this bonus multiple times over the course of year 1! | |
| Annual Fee | $150 (Spend $150,000 annually and Capital One will refund this fee every year) |
| Major Features | Earn unlimited 2% cash back for your business on every purchase, everywhere, no limits or category restrictions. |
| Enjoy big purchasing power so you can spend more and earn more rewards. The Spark Cash Plus card has no preset spending limit, so it can adapt to your needs based on your spending behavior, payment history, credit profile and other factors | |
| Earn unlimited 5% cash back on hotels and rental cars booked through Capital One Business Travel | |
| Streamline your accounts payable process, employee spending, and more from your online account with free business management tools | |
| Empower your teams to make business purchases while you earn rewards from their transactions with free employee and virtual cards | |
| Pay zero foreign transaction fees on purchases made outside of the United States. | |
| Your card is designed to be paid in full. However you have the option to carry over a portion of your balance with interest if needed. Pay at least the minimum payment amount by your payment due date, otherwise you'll be charged a 2.99% late fee | |
| Top rated mobile app | |
| Processing Network | Visa® |
| Verdict | Highest ever welcome bonus offer |
| Partner Site | Learn more about rewards products |
