Ink Business Premier® Credit Card

Partner Site: Learn more about this card

Ink Business Premier® Credit Card

Ink Business Premier® Credit Card is a new business credit card from Chase, which complements nicely with the Chase's existing business credit card lineup.


In this posting, I will describe major features of this business credit card, and then will explain one important difference from other Ink credit card products.

1. Major Features

Ink Business Premier® Credit Card has the following major features.

1) Welcome Bonus 


2) 2.5% total cash back on purchases of $5,000 or more

If you routinely have larger invoices (over $5,000 or more), this card is a keeper. It gives you unlimited 2.5% total cash back on your purchase of $5,000 or more.

So, when you pay your vendor in the amount of $10,000, you will get $250 as a cash back.

3) 2% total cash back on all other business purchases

With Ink Business Premier® credit card, you can unlimited 2% total cash back on all other business purchases. That's right. 2% total cash is not restricted to a select few categories.

3) Unlimited 5% total cash back on travel purchased through Chase Travel (SM)

Do you need to book a flight or hotel for your upcoming business trips? When you use Chase Travel (SM) portal, you will earn 5% total cash back.

Partner Site: Learn more about this card

2. Did you know? 

As noted above, as a new cardmember, you will bonus_miles_full

This bonus cash back will be in the form of Ultimate Rewards Points.

That's right.

You will earn Ultimate Rewards Points, not an outright cash back in the form of a statement credit or a check.

But, there is an important distinction here. 

Ultimate Rewards Points earned by Ink Business Premier® credit card cannot be combined with or transferred to your other Ultimate Rewards Points that you may have with other Chase products, such as Chase Ink Business Preferred® Credit Card or Chase Ink Business Cash® Credit Card.

In other words, your redemption options are limited to

  • cash back
  • Shop with Points at or PayPal
  • travel booking through Ultimate Rewards travel portal
  • gift cards

But, still $1,000 is a $1,000, and with a high cash back value, this card is a good choice for business owners who routinely pay big invoices.