Ink Business Cash® Credit Card

Feature summary 
Chase Ink Business Cash®
Welcome bonusEarn $750 bonus cash back (in the form of 75K UR points) after you spend $7,500 on purchases in the first 3 months from account opening.
Annual Feenone ($0)
Major Features5X earning on office supply stores + internet, cable, and phone services ($25K membership year limit)
2X earning on gas stations and restaurants ($25K membership year limit)
TransferableNot by itself. Needs Sapphire Preferred or Sapphire Reserve or Ink Business Preferred.
CautionSubject to 5/24 rule when you apply; foreign transaction fee
VerdictOne of the best no-fee business cards
Partner SiteLearn more about this product
Did you know? 

Ink Business Cash® Credit Card is categorized as a business card that offers a cash back based upon your business-related spendings.

But did you know that you actually earn Ultimate Rewards points (Chase's proprietary rewards points) rather than cash?

A new cardmember will earn “$750 bonus cash back” after spending $7,500 on purchases in the first 3 months after account opening. 

But according to the offer details, “You will receive 75,000 bonus points with this bonus offer, which can be redeemed for $750 cash back.”

In other words, you earn Ultimate Rewards Points, which of course has many more (and often more useful) options than a cash redemption.

For example, if you also hold Chase Ink Business Preferred® Credit Card, you can combine your Ultimate Rewards points from Ink Business Cash® Credit Card into those of Chase Ink Business Preferred® Credit Card. And because Ink Business Preferred® Credit Card has the feature of transferring points to leading frequent travel programs at full 1:1 value, you can transfer Ultimate Rewards points to Hyatt's World of Hyatt Program at 1:1 ratio.

Hyatt points are valuable, and you can redeem 40K Hyatt points for a one-night stay at Park Hyatt New York, which retails in the range between $800 and $1,000.

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