Please be advised that this site includes affiliate links that pay commission and referral links that provide other forms of benefits such miles or points. Should you apply for a credit card and get approved through the links that were provided by this website, it is understood that some form of compensation will be made to the website owner. You can read the full advertiser disclosure here. All information related to credit cards has been collected independently by MileMoa.com and has not been reviewed or provided by the issuers of credit cards discussed here. While the offers mentioned below are accurate at the time of publication, they are subject to change at any time and may have changed, or may no longer be available.
Feature Summary
| Chase Ink Business Unlimited® | |
|---|---|
| Welcome bonus | Earn $750 bonus cash back (in the form of 75K UR points) after you spend $7,500 on purchases in the first 3 months from account opening. |
| Annual Fee | none ($0) |
| Major Features | Unlimted 1.5X earning on all purchases |
| Transferable | Not by itself. Needs Sapphire Preferred or Sapphire Reserve or Ink Business Preferred. |
| Caution | This is a business card, and it is subject to 5/24 rule when you apply. |
| Verdict | One of the best no-fee business cards |
| Partner Site | Learn more about this product |
Did you know?
Ink Business Unlimited® Credit Card is categorized as a business card that offers a cash back based upon your business-related spendings.
But did you know that you actually earn Ultimate Rewards points (Chase's proprietary rewards points) rather than cash?
A new cardmember will earn “$750 bonus cash back” after spending $7,500 on purchases in the first 3 months after account opening.
But according to the offer details, “You will receive 75,000 bonus points with this bonus offer, which can be redeemed for $750 cash back.”
In other words, you earn Ultimate Rewards Points, which of course has many more (and often more useful) options than a cash redemption.
For example, if you also hold Chase Ink Business Preferred® Credit Card, you can combine your Ultimate Rewards points from Ink Business Unlimited® Credit Card into those of Chase Ink Business Preferred® Credit Card.
And because Ink Business Preferred® Credit Card has the feature of transferring points to leading frequent travel programs at full 1:1 value, you can transfer Ultimate Rewards points to Hyatt's World of Hyatt Program at 1:1 ratio.
Hyatt points are valuable, and you can redeem 40K Hyatt points for a one-night stay at Park Hyatt New York, which retails in the range between $800 and $1,000.
