Purchase protection 사파이어 vs 아멕스 델타

고프로를 구입하려고 체이스를 써야 하나 아님 아멕스 델타를 써야 고민하던중에

혜택들을 찾아봤는데요,

사파이어

Purchase Protection

Covers your new purchases for 120 days against damage or theft up to $500 per claim and $50,000 per account.**

Price Protection

If a card purchase you made in the U.S. is advertised for less in print or online within 90 days, you can be reimbursed the difference up to $500 per item, $2,500 per year.**

Return Protection

You can be reimbursed for eligible items that the store won't take back within 90 days of purchase, up to $500 per item, $1,000 per year.**

Extended Warranty Protection

Extends the time period of the U.S. manufacturer's warranty by an additional year, on eligible warranties of three years or less.**

아멕스 델타

Extended Warranty♦

Why is it that as soon as a manufacturer's warranty runs out, something always seems to happen? When you use your American Express® Card for eligible purchases, you can get up to one extra year added to the original manufacturer's warranty. Applies to warranties of 5 years or less. Please read important exclusions and restrictions.

Purchase Protection♦

shop with more confidence

When something you buy breaks or is stolen, Purchase Protection♦ can have you covered. Use your Card for eligible purchases, and your purchases can be protected from accidental damage or theft for up to 90 days from the moment you buy them. Please read important exclusions and restrictions.

위처럼 서비스가 제가 보기엔 비슷하고 어떻게 보면 사파이어가 좀더 나은 것 같기도한데,

글들을 검색해보면 전자제품=아멕스 이런식으로 구매하시는 것 같더라구요.

혹시 위에 써진 것 이외에 아멕스가 더 나은점이 있나요?

어떤분들은 아멕스는 프로세스가 더 쉽다고 하시는 것 같긴하던데..

사파이어로 purchase protection 경험하신분은 없는지 궁금하네요.